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southmartin

Private Health Care

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Am thinking of stumping up a monthly wedge to ensure that the family (2 adults, 2 kids) has private health care

Anyone got any recommendations for whom to go with? (or other pearls of wisdom?)

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Am thinking of stumping up a monthly wedge to ensure that the family (2 adults, 2 kids) has private health care

Anyone got any recommendations for whom to go with? (or other pearls of wisdom?)

Put the money in a bank account and pay for the healthcare as and when you need it. Any time I've looked at insurance, it seems to cover the routine stuff I could afford anyway, and not the expensive stuff that I would want the insurance for.

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Am thinking of stumping up a monthly wedge to ensure that the family (2 adults, 2 kids) has private health care

Anyone got any recommendations for whom to go with? (or other pearls of wisdom?)

Why? Healthcare for kids is still great within the UK, if you have something serious happen you will end up in the NHS anyway.

Self insure it. put a modest amount aside and if you have to get a one off consultation with a specialist, if further work needed you will often get on their NHS list high up.

If you need a minor op you can shop around surprising the deals that can be done.

You might have good reasons for private healthcare but we have saved thousands with the above approach, don't believe all the private health care baloney they are car insurers in disguise they don't want to pay out.

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Put the money in a bank account and pay for the healthcare as and when you need it. Any time I've looked at insurance, it seems to cover the routine stuff I could afford anyway, and not the expensive stuff that I would want the insurance for.

+1 you beat me to it!

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Best to stick with the NHS, but make sure if you need referring to a Consultant, that you're referred to a teaching hospital, not a poxy DGH.:ph34r:

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Best to stick with the NHS, but make sure if you need referring to a Consultant, that you're referred to a teaching hospital, not a poxy DGH.:ph34r:

Though in a teaching hospital you may well be being "practised on" by a junior. Sure, s/he'll be supervised, but there are a lot of medical procedures that can only have one person on the operating end ( drilling your teeth, performing a colonoscopy - can be painful if done by someone who hasn't done it often!

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Though in a teaching hospital you may well be being "practised on" by a junior. Sure, s/he'll be supervised, but there are a lot of medical procedures that can only have one person on the operating end ( drilling your teeth, performing a colonoscopy - can be painful if done by someone who hasn't done it often!

All hospitals train junior doctors. In fact, some would say that the NHS exists purely to train doctors.:unsure:

My point is that teaching hospitals get the cream of consultants, who choose the cream of the junior docs. Therefore your chance of getting better treatment by better doctors will always be in teaching hospitals. Trust me, I'm a medical personnel manager of nearly 30 years' experience.

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Not sure you really appreciate the sheer costs of private healthcare.

It's truly staggering.

Really ? Every time I hear costs I think it is not too bad - considering what you are getting done and how it may improve your life.

A full-on entire private knee replacement op ? £8-10k all in. UK. I really think that sounds reasonable.

Private

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How about the painkillers afterwards - private prescriptions are best part of £30 a go?

The ongoing subsequent checkups (£250 a visit) the scans to check everything is ok (£300 a pop). Blood tests pre and post op (comfortably over £500 quid a session). Follow up surgery and treatment?

Remember, once you touch the private sector for a problem, you are officially off the NHS for it (unless they changed it). All can add up extremely quickly.

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How about the painkillers afterwards - private prescriptions are best part of £30 a go?

The ongoing subsequent checkups (£250 a visit) the scans to check everything is ok (£300 a pop). Blood tests pre and post op (comfortably over £500 quid a session). Follow up surgery and treatment?

Remember, once you touch the private sector for a problem, you are officially off the NHS for it (unless they changed it). All can add up extremely quickly.

How does this work if, say, you are a UK citizen who has a knee transplant done in Australia / Dubai /Singapore while working there for a year? presumably the NHS doesn't expect you to go back to Oz for your check-ups?

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We can opt to pay toward BUPA with my work, think it's something like £8 a month! What do you reckon?

I must say I was deferred to BUPA once as the NHS were very busy... and it really was very excellent.

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We can opt to pay toward BUPA with my work, think it's something like £8 a month! What do you reckon?

I must say I was deferred to BUPA once as the NHS were very busy... and it really was very excellent.

Do it. Check the cover levels first, and it depends on your medical history, but well worth it imo.

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How about the painkillers afterwards - private prescriptions are best part of £30 a go?

The ongoing subsequent checkups (£250 a visit) the scans to check everything is ok (£300 a pop). Blood tests pre and post op (comfortably over £500 quid a session). Follow up surgery and treatment?

Remember, once you touch the private sector for a problem, you are officially off the NHS for it (unless they changed it). All can add up extremely quickly.

How does this work if, say, you are a UK citizen who has a knee transplant done in Australia / Dubai /Singapore while working there for a year? presumably the NHS doesn't expect you to go back to Oz for your check-ups?

Was thinking similar. If your knee is sore after an op to you really have to go private to get serious painkillers. If you went to your GP would they honestly tell you to go swivel ?

No idea myself - however I doubt it.

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  • 311 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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