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Ftse Tracker Or Ns&i?

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I know that there is no way to predict the FTSE over the next 5 years.... but...

I have about £10k in L&G FTSE tracker... has been dripped in over the last 10 years or so. I have heard a few people claim that the FTSE is heading for a fall.... but a lot of people make a lot of claims...

The money is for my pension... so not needed for 30 years... should I stick in NS&I for 5 years, or just leave it where it is?

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I know that there is no way to predict the FTSE over the next 5 years.... but...

I have about £10k in L&G FTSE tracker... has been dripped in over the last 10 years or so. I have heard a few people claim that the FTSE is heading for a fall.... but a lot of people make a lot of claims...

The money is for my pension... so not needed for 30 years... should I stick in NS&I for 5 years, or just leave it where it is?

If you're looking at a long term (30 year) horizon I'd leave it where it is. Make sure dividend income is reinvested & that it's in an ISA or SIPP so you're not paying capital gains. Shares should be a good long term inflation hedge and if the UK/world economy grows significantly over the period (as it should, WW3 notwithstanding) then you'll get growth and income as well. NS&I just gives you inflation + 0.5%.

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If you're looking at a long term (30 year) horizon I'd leave it where it is. Make sure dividend income is reinvested & that it's in an ISA or SIPP so you're not paying capital gains. Shares should be a good long term inflation hedge and if the UK/world economy grows significantly over the period (as it should, WW3 notwithstanding) then you'll get growth and income as well. NS&I just gives you inflation + 0.5%.

Cheers... that was my general feeling too. The FTSE Tracker is in a Maxi ISA with dividends reinvested. It is a FTSE All Share rather than FTSE 100... is there much between the two in terms of long term growth?

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  • 312 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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