GreenWarwick Posted April 23, 2011 Share Posted April 23, 2011 Anyone been getting much in the line of verbals from property owners recently, especially the negative equity brigade? I certainly have. The other day in a social setting, a guy I know was lamenting his personal finances caused by his now obvious disastrous forays into property. He then exclaimed to all present that there was a tightwad in the company who wouldn't understand how "ordinary" people felt. This went on for a number of times to the point where he began to refer to me personally ; e.g. here comes the miser, millionaire etc.( I have always refused to buy property) After a number of weeks I decided the best tact to take was to go along with him, thereby agreeing that I was indeed a miserable millionaire as I never bought into the property con. One incident ended with me opening my wallet and tossing a few coppers at him; cue outrage and further verbals . In another setting some couples and singles I used to hang out with with will now limit their socialising to the ubiquitous "house party" and accompanying whinging about house price falls. Any time we agree to meet for a drink they invariably will arrive at the boozer just before closing time to avoid splashing out. I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? Quote Link to comment Share on other sites More sharing options...
ken_ichikawa Posted April 23, 2011 Share Posted April 23, 2011 (edited) Work colleagues are unavoidable maybe you should just tell him as it is... You made a gamble, you lost, deal with it. * Friends on the other hand you can choose to spend time with and choose unlike family.... perhaps you should choose your friends more wisely? *May want to add you're an adult you're responsible for YOUR decisions. Edited April 23, 2011 by ken_ichikawa Quote Link to comment Share on other sites More sharing options...
The Masked Tulip Posted April 23, 2011 Share Posted April 23, 2011 Makes a big change from the gloating we have had to put up with for 10 years. Quote Link to comment Share on other sites More sharing options...
Lagarde's Drift Posted April 23, 2011 Share Posted April 23, 2011 +1 ken. To the Op, you need to jettison these people from your life. You aren't some sort of tfh nutter; there are plenty of people like you out there. Remember, during the full bear when you are looking to buy, these same people will be making snide comments and resist all reasoned argument. Get rid. Quote Link to comment Share on other sites More sharing options...
scrappycocco Posted April 23, 2011 Share Posted April 23, 2011 (edited) People are still trying to persuade me to buy house, usually with the old bricks and mortar argument. I don't get abuse but I am looked at as being strange for renting when I can a get mortgage and become a debt slave. Where I look (outskirts of London) the asking prices are seriously unrealistic, given the economic predicament we face I'm renting. Edited April 23, 2011 by scrappycocco Quote Link to comment Share on other sites More sharing options...
200p Posted April 23, 2011 Share Posted April 23, 2011 Have HPC'ers got any suggested tactics for how to deal with these people? Tell them to buy more property? Quote Link to comment Share on other sites More sharing options...
Bear Necessities Posted April 23, 2011 Share Posted April 23, 2011 Have HPC'ers got any suggested tactics for how to deal with these people? Tell them to go F*uck themselves? or parrot back at them all the stupid things they said to you when things were going in their favour, but feign innocence, so say things like "but I thought prices only ever went up?" "oh I thought it was a property ladder, not a snake?" "funny I always though renting was dead money?" "Must be great at the moment for house owners, what with interest rates being so low. must have plenty of money left over for holidays. I should make the most of it now, before the rates increase ten fold to take them back up to normal levels" Then find some less c*ntish friends Quote Link to comment Share on other sites More sharing options...
yekim1967 Posted April 23, 2011 Share Posted April 23, 2011 Told one home owner I was looking to buy and that generally places were selling for 90% of asking which is the truth but her head looked like it was about to pop off so i ended the conversation Quote Link to comment Share on other sites More sharing options...
Authoritarian Posted April 23, 2011 Share Posted April 23, 2011 If you want to keep your friends onside don't talk politics or house prices. If they insist on wittering on about their finances then makes your views known in a calm and collected manner, if your back up your decisions with convincing arguments there's not a lot they can say! Quote Link to comment Share on other sites More sharing options...
libspero Posted April 23, 2011 Share Posted April 23, 2011 (edited) Your friends shouldn't really take it out on you.. but if they are particularly stressed / upset they may well misdirect their frustration. Don't take it personally.. just the ups and downs of friendship. If it's insurmountable, at least you took the high ground. As for the guys at work.. Edited April 23, 2011 by libspero Quote Link to comment Share on other sites More sharing options...
athom Posted April 23, 2011 Share Posted April 23, 2011 Sucks to be an outcast. They were all toasting each others success, and where were you? now they can all share in consoling each other for their shared misfortune. All pals together playing the same game on the same team etc. and where are you? I guess your free thinking shenanigans has ruined it all for you again. Quote Link to comment Share on other sites More sharing options...
_w_ Posted April 23, 2011 Share Posted April 23, 2011 Anyone been getting much in the line of verbals from property owners recently, especially the negative equity brigade? I certainly have. The other day in a social setting, a guy I know was lamenting his personal finances caused by his now obvious disastrous forays into property. He then exclaimed to all present that there was a tightwad in the company who wouldn't understand how "ordinary" people felt. This went on for a number of times to the point where he began to refer to me personally ; e.g. here comes the miser, millionaire etc.( I have always refused to buy property) After a number of weeks I decided the best tact to take was to go along with him, thereby agreeing that I was indeed a miserable millionaire as I never bought into the property con. One incident ended with me opening my wallet and tossing a few coppers at him; cue outrage and further verbals . In another setting some couples and singles I used to hang out with with will now limit their socialising to the ubiquitous "house party" and accompanying whinging about house price falls. Any time we agree to meet for a drink they invariably will arrive at the boozer just before closing time to avoid splashing out. I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? "do unto others as you would have them do unto you" Easily said of course, particularly when you have this unbearable itch to put their noses in it. But that's the rule anyway, in case you needed confirmation. Quote Link to comment Share on other sites More sharing options...
Lagarde's Drift Posted April 23, 2011 Share Posted April 23, 2011 Perhaps I was a bit quick to say jettison, rereading the ops post, it sounds like the tosser in the first paragraph has made enough of a Dick of himself, no further action required, just smile and wave! About friends, it is quite important to determine how much the friendship matters to you. You may be at a stage where your relative careers and financial wealth start to take quite different paths. It may well boil down to "do I wish to pay for a round of drinks for my old friends as I know they can't really afford it, but are too embarrassed to ask, but I value their company...." this is by no means an uncommon thing, I've had to do the same often enough, and I'm still young. Or just get rid of the lot and get some playboy bunnies in. Quote Link to comment Share on other sites More sharing options...
mfp123 Posted April 23, 2011 Share Posted April 23, 2011 Anyone been getting much in the line of verbals from property owners recently, especially the negative equity brigade? I certainly have. The other day in a social setting, a guy I know was lamenting his personal finances caused by his now obvious disastrous forays into property. He then exclaimed to all present that there was a tightwad in the company who wouldn't understand how "ordinary" people felt. This went on for a number of times to the point where he began to refer to me personally ; e.g. here comes the miser, millionaire etc.( I have always refused to buy property) After a number of weeks I decided the best tact to take was to go along with him, thereby agreeing that I was indeed a miserable millionaire as I never bought into the property con. One incident ended with me opening my wallet and tossing a few coppers at him; cue outrage and further verbals . In another setting some couples and singles I used to hang out with with will now limit their socialising to the ubiquitous "house party" and accompanying whinging about house price falls. Any time we agree to meet for a drink they invariably will arrive at the boozer just before closing time to avoid splashing out. I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? why do you have any feeling of abuse from someone struggling with their property? no matter how much stick you get, i dont know why youd feel insulted in any shape or form. Quote Link to comment Share on other sites More sharing options...
athom Posted April 24, 2011 Share Posted April 24, 2011 why do you have any feeling of abuse from someone struggling with their property? no matter how much stick you get, i dont know why youd feel insulted in any shape or form. Yeah really. Get some faith in your convictions instead of coming here hoping for a group hug Quote Link to comment Share on other sites More sharing options...
Xurbia Posted April 24, 2011 Share Posted April 24, 2011 Have HPC'ers got any suggested tactics for how to deal with these people? Keep it subtle. Accidently drop an Aston Martin brochure onto the floor or ask if anyone else is going to the Maldives for their holidays. The ultimate showing off trick: Get one of your mates to ask you if you have any change for a tenner. Pull out your wallet and produce a couple of grand of 50 pound notes and say "No, sorry mate". I've witnessed this actually happen and I laughed my **** off. If none of that works punch him in the vagina. He sounds like a really idiot. He's screwed up. He needs to suck it up. Quote Link to comment Share on other sites More sharing options...
okaycuckoo Posted April 24, 2011 Share Posted April 24, 2011 I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? Man the **** up and recognise your place in the great pattern: Quote Link to comment Share on other sites More sharing options...
Bloo Loo Posted April 24, 2011 Share Posted April 24, 2011 Keep it subtle. Accidently drop an Aston Martin brochure onto the floor or ask if anyone else is going to the Maldives for their holidays. snip chuckles loudly. Quote Link to comment Share on other sites More sharing options...
cashinmattress Posted April 24, 2011 Share Posted April 24, 2011 It doesn't bother me. I like to remind these in your face property pimping folk that I am 100% debt free, have almost no brown envelopes through my letterbox each month, have a shed load invested in a broad basket of commodities and money markets, and that my health is in good order due to the lack of stress. Oh, I also like to inform them that because of this I can take a month long motorcycle holiday in Europe each year (all my backside can handle, or it would be longer), have my spring and winter sunny holidays, and still earn a very big wage. Life is good. Anybody going to Faak am See this year? Quote Link to comment Share on other sites More sharing options...
Jack's Creation Posted April 24, 2011 Share Posted April 24, 2011 Anyone been getting much in the line of verbals from property owners recently, especially the negative equity brigade? I certainly have. The other day in a social setting, a guy I know was lamenting his personal finances caused by his now obvious disastrous forays into property. He then exclaimed to all present that there was a tightwad in the company who wouldn't understand how "ordinary" people felt. This went on for a number of times to the point where he began to refer to me personally ; e.g. here comes the miser, millionaire etc.( I have always refused to buy property) After a number of weeks I decided the best tact to take was to go along with him, thereby agreeing that I was indeed a miserable millionaire as I never bought into the property con. One incident ended with me opening my wallet and tossing a few coppers at him; cue outrage and further verbals . In another setting some couples and singles I used to hang out with with will now limit their socialising to the ubiquitous "house party" and accompanying whinging about house price falls. Any time we agree to meet for a drink they invariably will arrive at the boozer just before closing time to avoid splashing out. I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? Before setting out on a mission of revenge, first dig two graves. Quote Link to comment Share on other sites More sharing options...
Constable Posted April 24, 2011 Share Posted April 24, 2011 It doesn't bother me either. I think I might keep a spare 100oz silver bar in my coat pocket and get it out when people start talking about how good property "investment" is. Quote Link to comment Share on other sites More sharing options...
guitarman001 Posted April 24, 2011 Share Posted April 24, 2011 Anyone been getting much in the line of verbals from property owners recently, especially the negative equity brigade? I certainly have. The other day in a social setting, a guy I know was lamenting his personal finances caused by his now obvious disastrous forays into property. He then exclaimed to all present that there was a tightwad in the company who wouldn't understand how "ordinary" people felt. This went on for a number of times to the point where he began to refer to me personally ; e.g. here comes the miser, millionaire etc.( I have always refused to buy property) After a number of weeks I decided the best tact to take was to go along with him, thereby agreeing that I was indeed a miserable millionaire as I never bought into the property con. One incident ended with me opening my wallet and tossing a few coppers at him; cue outrage and further verbals . In another setting some couples and singles I used to hang out with with will now limit their socialising to the ubiquitous "house party" and accompanying whinging about house price falls. Any time we agree to meet for a drink they invariably will arrive at the boozer just before closing time to avoid splashing out. I'm no millionaire sadly. But at the time of the boom I had to listen to condescending nonsense from these saddos about how I was missing out. Ironically nowadays, whilst not being rich by any stretch, I'm not being crucified by neg equity and can afford the odd night out and holiday.Now there seems to be a reverse snobbery at work, fueled by these people's realisation that in fact they were the losers. Have HPC'ers got any suggested tactics for how to deal with these people? Ha, I don't care if it's deemed bad taste... I put up with it during the good times, so I still bang on about how much of a con property is! I know exactly what yuo're talking about, though... screw 'em! Similarly I'm no miser ( I live at home and save my salary up ) but my friends also call me 'moneybags'... and I go on more holidays than they do (with their 40 year mortgages). Actually I was at a shopping centre yesterday and as my girlfriend went to the toilets I sat on some steps. Some guy and his wife came in and met up with this other couple. One said something about finally buying, to which the other replied with genuine affection 'that's you in a lot of debt now' - saying it as if this were a good thing, e.g. welcome to the club, this is the norm. Quote Link to comment Share on other sites More sharing options...
guitarman001 Posted April 24, 2011 Share Posted April 24, 2011 (edited) I had a friend not long ago who was rabid about getting 'on the ladder'. In the end this isn't why we fell out, but one day he thought we had all done something without him on purpose and without asking and finding out facts, sent us a stream of text with various profanities... never heard from him since (after I sent him a frank e-mail about his own character - very self-obsessed regarding career and money, say 90% of the conversation about that). To be honest, it feels great. He wasn't really a true friend and the other poster was correct - you need to get rid of the fluff. If this guy's dishing it out onto you the way he is and you can't get rid of him, though.. either fight fire with fire or explain to him in private about the situation. Cheeky b&gger that he is (from what you've said), I'd give him a right piece of my mind. Don't be a pushover. What's with all you HPC pussies? Years of being bullied, effectively, and now you get it even worse from those who are in the sh!t and just sit back and say 'I don't bother'? Not me... not me... Edited April 24, 2011 by guitarman001 Quote Link to comment Share on other sites More sharing options...
Bloo Loo Posted April 24, 2011 Share Posted April 24, 2011 first they laughed at us. then they hated us. Quote Link to comment Share on other sites More sharing options...
corevalue Posted April 24, 2011 Share Posted April 24, 2011 I had this all through the telecomms bubble - why don't you buy shares, they go up so fast, look I'm making loads of money, you dumbass loser (or not so subtle hints to that effect). Even had to work with guys trading in their lunch breaks constantly telling me I was a fool for not doing it myself every time the got a quid from a day trade. Most of these characters got seriously burned when the bubble broke. Fortunately, all were sufficiently ashamed to not talk about it later. I reckon your best tack is to tell people you couldn't afford to buy the house you really wanted, so decided to save instead hoping to get in the market later, adding that it looks like (sigh) houses will never really come down to a level thats properly affordable 'cos the banks have queered the game. Quote Link to comment Share on other sites More sharing options...
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