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Appointment With Your Mp......

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After the shambles of the budget last week with regard to SMI and he FTB scheme i have got myself an appointment to see my local Conservative MP.

I will be asking him why there is this support, highlighting the rank unfariness of continued VI support.

I will also ask why there is no national Govt back scheme to build more homes.

Whilst highlighting the HPC view of the damage high prices cause throughout society and the economy.

Are there any other things i should perhaps say/ask?

Would be great if we started booking an appointment with our MPs to start ramming home the HPC perspective.

OK some will perhaps rightly say that this is a plutocracy and part of that plutocracy has a VI in keeping high house prices – ie the banks – but it is surely better than howling at the moon.......and continuously posting messages to the same audience.

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After the shambles of the budget last week with regard to SMI and he FTB scheme i have got myself an appointment to see my local Conservative MP.

I will be asking him why there is this support, highlighting the rank unfariness of continued VI support.

I will also ask why there is no national Govt back scheme to build more homes.

Whilst highlighting the HPC view of the damage high prices cause throughout society and the economy.

Are there any other things i should perhaps say/ask?

Would be great if we started booking an appointment with our MPs to start ramming home the HPC perspective.

OK some will perhaps rightly say that this is a plutocracy and part of that plutocracy has a VI in keeping high house prices – ie the banks – but it is surely better than howling at the moon.......and continuously posting messages to the same audience.

High house prices mean people pay back more to bank in interest --> not a productive use of money for the economy

High house price take money away directly from productive uses in the economy, investment in productive companies that create jobs or consumer purchases.

Tories like stuff that is good for businessmen...

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Well, my angle there days would be to say:

Since the government clearly want a country with far more people renting than ever before, the rental laws need to be re examined. Problems we face is that if a landlord wants the property back, we only have 2 months to find a new home, which if you have children in school and no means of transport, can make it very tricky to find somewhere in such timescales such that the children do not have to change schools. It also does not seem fair for someone who has committee no financial misdemeanor to have to accept I property which does not fit thier requirements just because they do not have enough time to find somewhere better. Also the costs incurred in being forced into moving home are high, especially when times are tight and a removal firm has to be used, there are admin fees, removal fees, cleaning fees all to be paid, there can easily top £1000 for an average hard working family moving locally. This is a large chunk of money out of saving for a deposit. Also it is not right that tenants be forced to move when expecting a baby. (2 years ago we had to move, timingr were that we moved house and our son was born the next day!) I believe that tenants should have longer to find a new property and also that landlords should share in the expense of the forced move.

My above suggestion would make btl less attractive to the amature landlord.

Another idea would be to heavily penalise homeowners for leaving a property empty for large parts of the year. Sometimi like triple council tax for every day the property is unoccupied.

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High house prices = high repayments = less disposable income = less spending = more shop closures = more unemployed , ask what the end game is

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After the shambles of the budget last week with regard to SMI and he FTB scheme i have got myself an appointment to see my local Conservative MP.

Are there any other things i should perhaps say/ask?

yes, can you point out the on going serious fraud that the Bank of England MPC committee and the banking system are taking part in to systematically steal everyone's saving. Please ask him to report the MPC/Banking heads to the serious fraud office for a full investigation. If they have nothing to hide then they wont have to worry but the actions of the MPC/Banks should be investigated.

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You need to ask him if he believes that high housing costs (rents and mortgages) mean less disposable income and the effect that has on the wider economy.

Ask him about the link to child poverty and high house prices

http://www.poverty.org.uk/03/index.shtml

This website take the view that the 'after deducting housing costs' measure is the better measure. One reason is that housing costs are effectively a ‘given’ and must be met; it is the money left over after that that is therefore the measure of its standard of living. A second reason is that the 'before deducting housing costs' measure treats a rise in Housing Benefit consequent upon a rise in rent as an increase in income (rather than no change) and the policy implications of this are very perverse.

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You need to spin it in the right way so maybe put it this way to your MP:

In UK many children are going hungry every day and according to the goverments own official report the main cause is higher rent/mortgages. Is it fair that our future generation suffers in order to pay for the greedy builders/bankers. Whom are we actually helping by taking out these massive debt? <_<

Good luck

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See if he accepts that High House Prices are not good for the economy.

If not, ask him why price inflation is bad when it comes to fuel and food but good when it comes to property.

Point out to him that we are a consumer based economy, and high property prices and rent prices only mean that consumers spend less as a result of having less disposable income.

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Feel free to point out everyone thinks he, and his like, are jolly decent people and are you're glad we're all in it together

:lol:

Could you ask them when they are going to actually make some real cuts and real change ?

Edited by TheCountOfNowhere

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Off to see Andrew Jones my local MP tomorrow and will want to discuss/ask the following:

Opening question - the Govt's view on house prices: too expensive or just right.

Following the response what policies they have that will back this up.

Will then give our own circumstances - squeezed middle, student debt, working hard to save but losing out to help the reckless, burning desire to settle down and start a family but housing/child care costs are prohibitive.

Will then ask why the Govt is not embarking on a house building policy - massive obvious benefits for the populous and industry (of course i know the VI powers that be wouldn't like it so won't happen).

Then will ask what his local viewpoint is, raising a local nimby case.

Lax renting laws when there are so many 'accidental' amateurs letting.

After that i will hope to raise the Newsnight question about the ills beset on the economy and (some, maybe the silent majority?) populous by letting the housing market drive IR policy, touching upon inflation.

Ending with the HPC mandate towards the ills of hpi and the total daylight robbery of QE and the MPC mob.

Expensive housing only benefits the banks, the Bernaysian illusion has just led the public to be blind - is he also blinded? Low cost fuel, heating, food, clothing etc etc good. Low cost housing bad??????

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Off to see Andrew Jones my local MP tomorrow and will want to discuss/ask the following:

Opening question - the Govt's view on house prices: too expensive or just right.

Following the response what policies they have that will back this up.

Will then give our own circumstances - squeezed middle, student debt, working hard to save but losing out to help the reckless, burning desire to settle down and start a family but housing/child care costs are prohibitive.

Will then ask why the Govt is not embarking on a house building policy - massive obvious benefits for the populous and industry (of course i know the VI powers that be wouldn't like it so won't happen).

Then will ask what his local viewpoint is, raising a local nimby case.

Lax renting laws when there are so many 'accidental' amateurs letting.

After that i will hope to raise the Newsnight question about the ills beset on the economy and (some, maybe the silent majority?) populous by letting the housing market drive IR policy, touching upon inflation.

Ending with the HPC mandate towards the ills of hpi and the total daylight robbery of QE and the MPC mob.

Expensive housing only benefits the banks, the Bernaysian illusion has just led the public to be blind - is he also blinded? Low cost fuel, heating, food, clothing etc etc good. Low cost housing bad??????

Ask him what happened to:

David Cameron widened the gulf between the Tories and Labour over the economic crisis today by announcing that a Conservative government would abolish income tax on savings for basic-rate taxpayers

http://www.guardian.co.uk/politics/2009/jan/05/davidcameron-conservatives

Virtuous savers and pensioners have suffered most under Labour. Savers and pensioners are the forgotten victims of Labour's recession

http://www.telegraph.co.uk/comment/personal-view/3835309/Virtuous-savers-and-pensioners-have-suffered-most-under-Labour.html

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Have a response for the standard push of shared ownership and the new government FTB scheme.

I finally received a reply from Shappsy via my MP yesterday after I wrote complaining about the new shared ownership scheme and showing my strong opposition to it. Yet in the in reply I was told how the governments solution was to 'help FTBs' by introducing the above scheme!

So it seems I received a stock answer and my letter was not read beyond the first couple of lines. It's like talking to a brick wall.

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Have a response for the standard push of shared ownership and the new government FTB scheme.

I finally received a reply from Shappsy via my MP yesterday after I wrote complaining about the new shared ownership scheme and showing my strong opposition to it. Yet in the in reply I was told how the governments solution was to 'help FTBs' by introducing the above scheme!

So it seems I received a stock answer and my letter was not read beyond the first couple of lines. It's like talking to a brick wall.

...help them to buy into a scheme which is on the way down...?.... :rolleyes:

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Have a response for the standard push of shared ownership and the new government FTB scheme.

I finally received a reply from Shappsy via my MP yesterday after I wrote complaining about the new shared ownership scheme and showing my strong opposition to it. Yet in the in reply I was told how the governments solution was to 'help FTBs' by introducing the above scheme!

So it seems I received a stock answer and my letter was not read beyond the first couple of lines. It's like talking to a brick wall.

I tend to find that a nice email where I thank them for their email, point out that it hasn't addressed my points and then restate the points tends to get a decent, and individual, response. MPs, and a growing amount of other people, are used to huge volumes of mail (particularly email) and tend to use stock replies as a coping mechanism. A "return" tends to get attention, although not with the BBC for some strange reason. Just be polite, don't talk abut conspiracies and don't use green crayon.

(I'm not a serial letter writer despite what this sounds like).

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Have a response for the standard push of shared ownership and the new government FTB scheme.

I finally received a reply from Shappsy via my MP yesterday after I wrote complaining about the new shared ownership scheme and showing my strong opposition to it. Yet in the in reply I was told how the governments solution was to 'help FTBs' by introducing the above scheme!

So it seems I received a stock answer and my letter was not read beyond the first couple of lines. It's like talking to a brick wall.

So basically i argue that this scheme is not a mortgage and isn't home ownership, it is a mirage that leaves its recipients in a limbo. The pure existance of which proves just how screwed up the property market is.

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So basically i argue that this scheme is not a mortgage and isn't home ownership, it is a mirage that leaves its recipients in a limbo. The pure existance of which proves just how screwed up the property market is.

...how screwed up the planners are..... :rolleyes:

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Met with Andrew Jones MP on Saturday and was quite an interesting 45mins. Although i get the feeling there was a sense of typical MP saying want you want to here it was revealing from an HPC perspective.

It was evident throughout that he said Labour’s housing policy was a “disaster”, with the government seeing in house price inflation as a bad thing. He reeled off some Schapps policies – Property bonus scheme whereby local communities/councils are given money to build community facilities if consent is given to house builds, a focus on building more council housing (have requested that he email me with specific quantities and timelines) and started to sell in Shared Ownership to which i hps batted away for 6! He didn’t mention it again.

He also said that banks would be freeing up their lending a bit more with 10% deposit products – of course mentioned that the lack of products was not the issue but the overall cost of housing was too high.

He was certainly open to the concept that the market, in his words, had become a “awful bubble” and that high house prices “were certainly not a good thing” for the UK. He mentioned the media infatuation with property (laughed at my use of the term “property porn”). That said the govt are clearly intent on a soft landing, when i mentioned about the need for 20-40% off at least to bring housing into line (used the OECD report as ref, which he had seen) with salaries he said that this would affect too many people. When i asked how many he said there were no official figures!!!! I did mention that if they are building council houses maybe a provision could be made for these zombie households to be moved to these places.

Also mentioned the Newsnight Esler question about IRs being governed by the housing market and ultimately hampering any recovery because of this fear of dropping house prices which i pointed out was ultimately more for the banks benefit pre bust and now post bust – he just smiled and asked whether i was an economist by profession?!

To be fair he clearly knew the harm done by HPI beyond a bog standard brief, the awareness is their of the ills of it. I asked why the govt do not start a nationwide building policy that would help construction and could be used to get the young generation back onside by being seeing as the providers of cheaper housing to which he said this was a great idea but hard in the current climate to bring about. All in he said he had enjoyed the stimulating discussion and would look into some of the questions. A constituency surgery rub off no doubt but good to know they are not the Labour property drones and they do see any attempt to get the market moving upwards as a bad thing.

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Met with Andrew Jones MP on Saturday and was quite an interesting 45mins. Although i get the feeling there was a sense of typical MP saying want you want to here it was revealing from an HPC perspective.

It was evident throughout that he said Labour’s housing policy was a “disaster”, with the government seeing in house price inflation as a bad thing. He reeled off some Schapps policies – Property bonus scheme whereby local communities/councils are given money to build community facilities if consent is given to house builds, a focus on building more council housing (have requested that he email me with specific quantities and timelines) and started to sell in Shared Ownership to which i hps batted away for 6! He didn’t mention it again.

He also said that banks would be freeing up their lending a bit more with 10% deposit products – of course mentioned that the lack of products was not the issue but the overall cost of housing was too high.

He was certainly open to the concept that the market, in his words, had become a “awful bubble” and that high house prices “were certainly not a good thing” for the UK. He mentioned the media infatuation with property (laughed at my use of the term “property porn”). That said the govt are clearly intent on a soft landing, when i mentioned about the need for 20-40% off at least to bring housing into line (used the OECD report as ref, which he had seen) with salaries he said that this would affect too many people. When i asked how many he said there were no official figures!!!! I did mention that if they are building council houses maybe a provision could be made for these zombie households to be moved to these places.

Also mentioned the Newsnight Esler question about IRs being governed by the housing market and ultimately hampering any recovery because of this fear of dropping house prices which i pointed out was ultimately more for the banks benefit pre bust and now post bust – he just smiled and asked whether i was an economist by profession?!

To be fair he clearly knew the harm done by HPI beyond a bog standard brief, the awareness is their of the ills of it. I asked why the govt do not start a nationwide building policy that would help construction and could be used to get the young generation back onside by being seeing as the providers of cheaper housing to which he said this was a great idea but hard in the current climate to bring about. All in he said he had enjoyed the stimulating discussion and would look into some of the questions. A constituency surgery rub off no doubt but good to know they are not the Labour property drones and they do see any attempt to get the market moving upwards as a bad thing.

So he told you what you wanted to hear but their actual policies are competely different?

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  • 312 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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