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guitarman001

Child Benefit

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Mate of mine today has finally admitted to 'giving in to the system' - years ago he would have been ashamed of going on the dole (I've no problem with this if I've paid in to the system) but tonight he freely admitted to all the benefits he is claiming! It all started not long after he got a mortgage on his house and saw his income come in one way and go out the other. He is having a second kid and says that his current housing benefit is already paying the mortgage, and that he will get more with the second kid - in fact he says he plans to have three in total as he wants the family, plus this will make them 'better off in the medium term'. He was saying how he gets a couple hundred a month just now for the one kid - is this true? How much does child benefit pay?

Personally I don't know if I want kids - I always thought I would like to but personally I'm skint enough as it is. But at this I thought, no wonder people can afford it, maybe there IS a way. Or is all this just ******?

EDIT - perhaps I misheard and it's only like £100? In any case he also said something about his girlfriend getting some sort of a grant prior to having the baby, to the tune of £500....? Not bad if true...!

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Child Benefit rates are £20.30 for the first child,and £13.40 for second and subsequent children,per week.(Asked Mum about CB recently;in the 1960s she said she got nothing for the first child(me)then 7/6d (37.5p)per week for my brother.She couldn't recall if she got a further 7/6d for my younger brother and sister.Even with inflation,that's under a fiver,and she said she used to save it up just to buy our shoes.Decent shoes were relatively expensive back then.)

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Child Benefit rates are £20.30 for the first child,and £13.40 for second and subsequent children,per week.(Asked Mum about CB recently;in the 1960s she said she got nothing for the first child(me)then 7/6d (37.5p)per week for my brother.She couldn't recall if she got a further 7/6d for my younger brother and sister.Even with inflation,that's under a fiver,and she said she used to save it up just to buy our shoes.Decent shoes were relatively expensive back then.)

They still are. You can expect to pay £35-42 a pair for children's shoes.

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I really like CAT shoes/trainers - from Schuh though, they cost £80+!!! RIP-OFF. I'm particular about footwear - I wont skimp on it, but wow, it's expensive.

£80 for kids shoes? I am a new Dad and have all this to look forward to. No doubt by the time he is a teenager all trainers will be over £100 and not just the fancy ones.

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He is having a second kid and says that his current housing benefit is already paying the mortgage, and that he will get more with the second kid...

HB is not payable to owner-occupiers (only to tenants). Even if he was renting, HB wouldn't increase with another child (unless they were eligible for and actually moved to a home with three bedrooms - not the case if their first child is under 10 or under 16 of the same sex).

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The £80 shoe reference was about MY shoes - that's not the price of kids' shoes.... or is it!?

HB is not payable to owner-occupiers (only to tenants). Even if he was renting, HB wouldn't increase with another child (unless they were eligible for and actually moved to a home with three bedrooms - not the case if their first child is under 10 or under 16 of the same sex).

Sorry, I don't get you. Are you saying if you own a house you don't get the benefit, and that if he were renting, he wouldn't get more benefit with a second child?

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Are you saying if you own a house you don't get the benefit, and that if he were renting, he wouldn't get more benefit with a second child?

Exactly that. With HB two children are expected to share a room if under 10 (under 16 if the same sex).

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My Mother widowed in 1949 received child benefit for me as the second child of 5 shillings a week and I received free school dinners but my elder sister did not. When my sister reached 15 years of age and went to work for £2 10 shillings a week the child benefit and the free school dinners were stopped. I went out to earn every penny I could within the law to have enough to eat. Today I can`t believe the benefits that are available to people who are in a way in comparison well off.

Today as a non taxpayer excluding VAT I feel self satisfaction that I don`t contribute to the benefits system. ;)

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Exactly that. With HB two children are expected to share a room if under 10 (under 16 if the same sex).

But owners (people with a mortgage - I should say loaners...) CAN get the child benefit, right? I know many who do...

I wasn't aware of your point above...

To be honest so many people are fleecing the system, I give up.

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But owners (people with a mortgage - I should say loaners...) CAN get the child benefit, right? I know many who do...

I wasn't aware of your point above...

Yes, it's a universal benefit payable regardless of income or circumstances (so no incentive to remain poor or under achieve). However, it will only cover a fraction of the additional costs of raising a child.

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Yes, it's a universal benefit payable regardless of income or circumstances (so no incentive to remain poor or under achieve). However, it will only cover a fraction of the additional costs of raising a child.

Until 2013

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My Mother widowed in 1949 received child benefit for me as the second child of 5 shillings a week and I received free school dinners but my elder sister did not. When my sister reached 15 years of age and went to work for £2 10 shillings a week the child benefit and the free school dinners were stopped. I went out to earn every penny I could within the law to have enough to eat. Today I can`t believe the benefits that are available to people who are in a way in comparison well off.

Today as a non taxpayer excluding VAT I feel self satisfaction that I don`t contribute to the benefits system. ;)

Hmm. I was widow(er)ed in 2006, but I still have to pay for my 7-year-old son's school meals. Presumably your mother was not able to work or was on a very low wage, though. Good thing for you that she had the welfare state to fall back on.

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Yes, it's a universal benefit payable regardless of income or circumstances (so no incentive to remain poor or under achieve). However, it will only cover a fraction of the additional costs of raising a child.

Also means that the admin costs are pretty low.

Still, much better to get rid of it for families with an income of £45k whilst keeping it for families on an income of £80k. And, of course effectively introducing a marginal tax rate in excess of 100% for people hitting the higher rate band.

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I think you might be mistaking Child Tax Credits for Child Benefit. The tax credits are means tested.

The £500 maternity grant is http://www.dwp.gov.uk/publications/specialist-guides/technical-guidance/sb16-a-guide-to-the-social/sure-start-maternity-grants/

fear not though http://www.bbc.co.uk/news/business-12265665 now you can only claim it once.

And this £190 of free money http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Expectingorbringingupchildren/HealthinPregnancyGrant/DG_173502 has been stopped too.

Followed a yummy mummy through the checkouts once. Was mighty fine until she paid for her turkey twizzlers and oven chips with Health Start vouchers http://www.healthystart.nhs.uk/en/fe/get_the_vouchers.html

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I think [the OP] might be mistaking Child Tax Credits for Child Benefit.

Possibly, but the OP reported that his mate said he was to get more Housing Benefit as a result of having another child. An increase in Child Tax Credit would of course occur so that would make more sense. It's also possible that some Housing Benefit is being claimed to help with the rental portion of a shared equity purchase from a Housing Association.

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It's been a while since I worked at the DWP, spent sine time on the front line and in 2003 every child over and above the first one (excluding HB, CB, Dole etc etc) brought in an extra £40 a week - so 5 children (1 and then 4) would be an additional £160. An observation I made was that many mothers would hold off having their last child as late as possible in order to drag motherhood and child care into their late 50s so they could seamlessly make the transition onto other (pension) benefits.

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I think you might be mistaking Child Tax Credits for Child Benefit. The tax credits are means tested.

The £500 maternity grant is http://www.dwp.gov.u...ternity-grants/

fear not though http://www.bbc.co.uk...siness-12265665 now you can only claim it once.

And this £190 of free money http://www.direct.go...Grant/DG_173502 has been stopped too.

Followed a yummy mummy through the checkouts once. Was mighty fine until she paid for her turkey twizzlers and oven chips with Health Start vouchers http://www.healthyst...e_vouchers.html

That for real? Or are you trolling to the over-taxed childless people on HPC? :huh:

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That for real? Or are you trolling to the over-taxed childless people on HPC? :huh:

:lol: just realised what I've done. Sorry, the twizzler/oven chip bit is made up.

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  • 284 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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