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How Socialism Can Save The Uk

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My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The idea is not to "crowd out" private enterprise but rather to provide a competitive alternative in areas where a "free market" solution does not seem to be possible or has proven unstable.

(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea (3)

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

The losers from this scheme will be:

(a) existing BTL landlords who will face increasing competition driving down rental prices,

(B) pension fund managers and assorted hangers on who will face increased competition - only ones who can outperform a rate of roughly 5% per annum will survive.

© banks who offer business loans at uncompetitive rates

What is not to love about this new social democratic paradise?

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My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The idea is not to "crowd out" private enterprise but rather to provide a competitive alternative in areas where a "free market" solution does not seem to be possible or has proven unstable.

(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea (3)

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

The losers from this scheme will be:

(a) existing BTL landlords who will face increasing competition driving down rental prices,

(B) pension fund managers and assorted hangers on who will face increased competition - only ones who can outperform a rate of roughly 5% per annum will survive.

© banks who offer business loans at uncompetitive rates

What is not to love about this new social democratic paradise?

sounds a bit capitalist to me.

still, another million public sector workers needed to run it.

specially the bank....cheques in triplicate, credit card with supplementary pages ( downloadable), travel money only 6 weeks order time, 12 statements ( identical) delivered every month, and visits to the cashiers by on line appointment system only.

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sounds a bit capitalist to me.

still, another million public sector workers needed to run it.

specially the bank....cheques in triplicate, credit card with supplementary pages ( downloadable), travel money only 6 weeks order time, 12 statements ( identical) delivered every month, and visits to the cashiers by on line appointment system only.

Nah - this is the new style socialism - my fellow comrades would be able to participate in some on-line democracy.

Borrowers would pitch for money, providing all the details they'd need to provide for a standard business loan application and investors in the fund would be able to vote on whether to lend or not. If after 2 weeks you have more than 60% supporting the bid you get the money.

BTW my pension scheme would only pay out however people liked. As it is a private account people could set themselves up a direct debit to pay them an income or just take it out as they needed it. Any surplus could be passed on in wills but once it is gone it is gone. None of this annuity rubbish.

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Great, build loads on an already over-deveopled country for no real need. Brilliant plan. You appear to be buying into this myth that there's actually a shortage of housing, instead of a problem of distribution of ownership. A big oversupply is a stupidly inefficient way to adress the problem.

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My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The idea is not to "crowd out" private enterprise but rather to provide a competitive alternative in areas where a "free market" solution does not seem to be possible or has proven unstable.

(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea (3)

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

The losers from this scheme will be:

(a) existing BTL landlords who will face increasing competition driving down rental prices,

(B) pension fund managers and assorted hangers on who will face increased competition - only ones who can outperform a rate of roughly 5% per annum will survive.

© banks who offer business loans at uncompetitive rates

What is not to love about this new social democratic paradise?

Let me help you with your suggestions, they need a bit of work.

1) Sell off all council houses to the highest bidder. Instead of the state choosing winners and losers, which they always do unfairly, leave it to the market.

2) Axe all state pension provision, be it the state pension or a pension attached to a job. Save for your own pension and retire when and if you are able to without sponging off of others.

3) Privatise the banks again, and in future, when they go bust, let them collapse and prosecute those who have used them to commit fraud.

I think you will find that the above are three simple ingredients to go to a society where people get what they deserve, not what some crony socialist deems you to deserve.

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Let me help you with your suggestions, they need a bit of work.

1) Sell off all council houses to the highest bidder. Instead of the state choosing winners and losers, which they always do unfairly, leave it to the market.

2) Axe all state pension provision, be it the state pension or a pension attached to a job. Save for your own pension and retire when and if you are able to without sponging off of others.

3) Privatise the banks again, and in future, when they go bust, let them collapse and prosecute those who have used them to commit fraud.

I think you will find that the above are three simple ingredients to go to a society where people get what they deserve, not what some crony socialist deems you to deserve.

Free market housing solutions inevitably lead to slums. It is better for everyone if the population is in decent affordable housing, the market as it stands cannot seem to deliver that.

We've already seen from the last 30 year experiment that the "free market" you may have read about in Economics classes does not exist.

All that happens is that the wealthy corrupt the system so that they take the winnings and socialise the losses. The "free market" pension system is overly complex and is a parasite on the savings of the prudent.

At least in my system the people as a whole benefit even if it means that some people at the top have to go without another golden toilet seat.

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Great, build loads on an already over-deveopled country for no real need. Brilliant plan. You appear to be buying into this myth that there's actually a shortage of housing, instead of a problem of distribution of ownership. A big oversupply is a stupidly inefficient way to adress the problem.

Indeed, the over supply myth is nonsense. How many people do you know without a house to live in? I don't know any, but I know plenty of people who rent.

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Free market housing solutions inevitably lead to slums. It is better for everyone if the population is in decent affordable housing, the market as it stands cannot seem to deliver that.

We've already seen from the last 30 year experiment that the "free market" you may have read about in Economics classes does not exist.

All that happens is that the wealthy corrupt the system so that they take the winnings and socialise the losses. The "free market" pension system is overly complex and is a parasite on the savings of the prudent.

At least in my system the people as a whole benefit even if it means that some people at the top have to go without another golden toilet seat.

+1

I'm no ultra left wing socialist, but I tire of this moronic prepubescent “leave it to the market” nonsense anyplace where it isn’t appropriate.

Injin and Bog Brush are right, there aren't enough Capitalists. They tend to get crowded out by the fraudsters, spivs, gamblers, parasites and extortionists. All of which invariably germinate under any capitalist ideology, once it breaks down from its purest form.

This is why a state will always be needed (and exist in some shape or form), but it has to stay small and efficient. Capitalism isn't the only thing that can quickly turn sour when the controls get lost.

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Great, build loads on an already over-deveopled country for no real need. Brilliant plan. You appear to be buying into this myth that there's actually a shortage of housing, instead of a problem of distribution of ownership. A big oversupply is a stupidly inefficient way to adress the problem.

I agree with this, taxing the cr4p out of multi home ownership would be a better strategy.

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+1

I'm no ultra left wing socialist, but I tire of this moronic prepubescent "leave it to the market" nonsense anyplace where it isn't appropriate.

well right now without the free market I have to pay a quite large private rent because of the 50% LA house allowance ...

unemployed with more or older kids than mine are housed for free in bigger properties than mine ...

and I have to pay income tax on money I spend on the government inflated private rent so other can live for free and reproduce in mean time ...

-------------------------------------------------------------------

LA house allowance should cover only 1 and 2 bedroom mobile houses!

everywhere else free market please!

if you do not like it you can pay LA HA from your own pocket, moron !!!

yes, I am indeed fed up with this system! one more straw and I am "divorcing" my wife and I will be her secret lodger in the LA financed property ...

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My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The idea is not to "crowd out" private enterprise but rather to provide a competitive alternative in areas where a "free market" solution does not seem to be possible or has proven unstable.

(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea (3)

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

The losers from this scheme will be:

(a) existing BTL landlords who will face increasing competition driving down rental prices,

(B) pension fund managers and assorted hangers on who will face increased competition - only ones who can outperform a rate of roughly 5% per annum will survive.

© banks who offer business loans at uncompetitive rates

What is not to love about this new social democratic paradise?

for your information mobile houses are not built; they are just made in factories; not sure why people in difficulties need anything more ... and paid by the tax payer ...

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A society is the most complex system you can think of.

Socialists make the mistake of thinking that a few simple rules will sort it all out.

Unfortunately the law of unintended consequences causes all socialist utopias to collapse in tears.

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Socialism has bought Britain to it's knees. the last thing we want is more socialism, not now not ever. I love how capitalism seemed to be doing fine UNTIL we had 13 years of a Labour government who ALWAYS destroy Britain's economy and then it's capitalisms fault or America or the bankers fault. NO IT'S Labour's fault, has no ones noticed the pattern yet? Labour Government = financial destruction. Can anyone pinpoint a time in recent history when Labour have left office with the country anything other than totally fu**ed? 1979/2010, YET the idiots keep voting for Labour. If the cuts affect you, you only have yourself to blame for either voting Labour or not emigrating, when the writing was on the wall by 2003 about how appalling and totally useless they were. Yer Blair fooled a lot of people, into forgetting how totally sh*t Labour are, but after Labour having done it AGAIN, you'd think there wouldn't be a single Labour voter left, but EIGHT MILLION, YES EIGHT MILLION voted for them despite everything. This tells you all you need to know, Britain HAS NO FUTURE as it is a nation of idiots and we should not be looking to future UK cheaper house prices on here, but to already cheaper prices in another country not ram packed with morons!

Labour, what a total joke.

Edited by All Seeing Eye

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Guest UK Debt Slave

My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The idea is not to "crowd out" private enterprise but rather to provide a competitive alternative in areas where a "free market" solution does not seem to be possible or has proven unstable.

(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea (3)

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

The losers from this scheme will be:

(a) existing BTL landlords who will face increasing competition driving down rental prices,

(B) pension fund managers and assorted hangers on who will face increased competition - only ones who can outperform a rate of roughly 5% per annum will survive.

© banks who offer business loans at uncompetitive rates

What is not to love about this new social democratic paradise?

You cannot engineer 'fairness' into society without making it even more unfair.

The moment I saw the word 'fairness' on the first line of your post, I stopped reading it..............immediately

Edited by UK Debt Slave

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(1) Council houses - build tens of thousands of new council houses. These are for rent only and never to be sold on. The profit element of renting out these houses is put back into the general tax pot.

...this is what the Tories (Churchill era) did after the war in the '50s....stimulated growth and employment... :rolleyes:

(2) A simplified pensions saving scheme - A no management fee pension saving scheme. Workers can simply pay into it either regularly or in lump sums and will be credited with the income tax they have paid back on the contributions along with an interest rate pegged to the performance of idea

...Government already considering along similar but not identical line.... :rolleyes:

(3) A national bank - the deposit base for this bank are the pension contributions from subscribers, the money is lent out to british businesses investing in the british economy. The rate on the loans will be lower than commercial banks to acknowledge that the tax revenue generated by the business will come back to the government, the interest on the loans will form the basis of the payments for the pensions scheme.

...we have them ...the Nationalised banks from Gordo's bubble ...they just have to be managed in the right manner....currently they all appear to be 'working in tandem' uncompetitively ...... :rolleyes:

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How about we just have a truly libertarian country? Every one can enter into the different local setups they want to, a bit like a true federal system where you have more socialist states and less socialist states?

If you WANT to be a socialist within the libertarian state, thats fine. Liberal planning rules mean you can go set up some communal kibbutz in the wilds of Wales to achieve your socialist ideal.

Isnt that fair?

No ones stopping anyone from being socialist, anyone can give as much as they want to charity.

My guess however, would be that if normal, hardworking people lived in communes, they would realise and see for themselves just how lazy some of the population is and refrain from being a socialist just as quickly as the idea entered their heads.

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My 3 point plan for making the UK a fairer, more prosperous society based on basic socialist principles.

The only three point plan for socialism is: -

1, Feck right off

2, Don't come back

3, Ever !!

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The Labour Party are most definitely NOT Social Democrats. A lot of their ideologies are blatantly FASCIST.

So who would run this Utopian Britain?

Cause after being viciously attacked for the last 13 years, Id rather chew off my own arm, than vote for the Fascist Evil Labour Party.

Whoever was running it. However it was Re-badged.

Edited by Dan1

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well right now without the free market I have to pay a quite large private rent because of the 50% LA house allowance ...

unemployed with more or older kids than mine are housed for free in bigger properties than mine ...

and I have to pay income tax on money I spend on the government inflated private rent so other can live for free and reproduce in mean time ...

-------------------------------------------------------------------

LA house allowance should cover only 1 and 2 bedroom mobile houses!

everywhere else free market please!

if you do not like it you can pay LA HA from your own pocket, moron !!!

yes, I am indeed fed up with this system! one more straw and I am "divorcing" my wife and I will be her secret lodger in the LA financed property ...

High HB is the result of an unregulated and relatively free property market. You can't have it both ways.

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The Labour Party are most definitely NOT Social Democrats. A lot of their ideologies are blatantly FASCIST.

So who would run this Utopian Britain?

Cause after being viciously attacked for the last 13 years, Id rather chew off my own arm, than vote for the Fascist Evil Labour Party.

Whoever was running it. However it was Re-badged.

+1

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Socialism has bought Britain to it's knees. the last thing we want is more socialism, not now not ever. I love how capitalism seemed to be doing fine UNTIL we had 13 years of a Labour government ....

Are you on coke, or did you bunk off during history? Labour have a lot to answer for, but if you really think our problems only started 13 years ago, then good luck with that.

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The Labour Party are most definitely NOT Social Democrats. A lot of their ideologies are blatantly FASCIST.

So who would run this Utopian Britain?

Cause after being viciously attacked for the last 13 years, Id rather chew off my own arm, than vote for the Fascist Evil Labour Party.

Whoever was running it. However it was Re-badged.

Red Rose - should give you a clue!

Tudor = Rod-UT

"Total household wealth of the top 10% in UK society was almost 100 times higher than for the poorest 10%, while one in five people lived in a household with less than 60% of average income."

Remember the Orwellian Govt Doublespeak of "Fairness" and "WE" sharing Austerity?

Are the richest in society being hit with Austerity cuts 100x higher than the poor? Are they fekk!

British Society Divided And Unfair - Report

http://news.sky.com/...Divided_Britain

Edited by erranta

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Are you on coke, or did you bunk off during history? Labour have a lot to answer for, but if you really think our problems only started 13 years ago, then good luck with that.

They were handed an economy in good shape, house prices stable and viable to most.....

looking where we are now I think I'll pass on their 'government' for the rest of my life if I could

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Are you on coke, or did you bunk off during history? Labour have a lot to answer for, but if you really think our problems only started 13 years ago, then good luck with that.

...NuLabour were handed the strongest economy in Western Europe and over 13 years destroyed it....and British Industry ...check-out the graph on this posting .. :rolleyes:

http://www.housepricecrash.co.uk/forum/index.php?showtopic=152554&view=findpost&p=2742387

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  • 261 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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