leggers Posted November 18, 2016 Report Share Posted November 18, 2016 5. Premier estate agent? Quote Link to post Share on other sites
Guest Posted November 18, 2016 Report Share Posted November 18, 2016 On 03/10/2010 at 6:29 PM, neil324 said: I keep seeing 'premier listing' WTF is that all about? I think they pay extra for larger photos or sommat. Plus the "premier listing" banner! Quote Link to post Share on other sites
TheCountOfNowhere Posted November 18, 2016 Report Share Posted November 18, 2016 2 hours ago, hiace_drifter said: I think they pay extra for larger photos or sommat. Plus the "premier listing" banner! For Premier read....desperate Quote Link to post Share on other sites
nome Posted November 18, 2016 Report Share Posted November 18, 2016 4 minutes ago, TheCountOfNowhere said: For Premier read....desperate For desperate read... Still asking 40% more than the property is actually worth and too stubborn, greedy and intransigent to consider any offers that aren't within 3% of their deluded asking price. Quote Link to post Share on other sites
FreeFall Posted November 18, 2016 Report Share Posted November 18, 2016 On 04/10/2010 at 8:48 AM, VeryMeanReversion said: Some mortgage providers will give you a mortgage in principle of £X but when you actually apply, reduce it to £Y. In my case (HSBC), it turned out that Y = 75%*X and I have no debt and a perfect credit history. They will only do the full application paperwork when you have a particular house to buy. So, you cant get a full income check done until you have an offer accepted. So, you don't know if you are proceedable until the offer has been accepted. I wouldn't have minded paying the £99 fee to get an "income/affordability-verified mortgage offer, subject to LTV being met". Otherwise, proceedable actually means no mortgage as far as I can see. Wasn't my experience of HSBC (I've had 2 mortgages with them in the last 6 years) - turning mortgage in principle into full mortgage was just a bit of paperwork and a couple of hours on the phone or in the bank. For them to drop their max mortgage there must have been something significantly different between the assumptions at point of MIP and the full application. Maybe the difference for me was that my MIP was for substantially more than I actually borrowed in the end? Quote Link to post Share on other sites
Wayward Posted November 18, 2016 Report Share Posted November 18, 2016 Proceedable only - sellers can get away with this in a seller's market with competitive bidding and demand...I have seen it where I live over last year or so. Sign market over heated - avoid. Quote Link to post Share on other sites
999house Posted November 18, 2016 Report Share Posted November 18, 2016 On 7 October 2010 at 11:50 PM, Woot said: Agreed - sounds like panic selling. Hooray! Hopefully today's news will also frighten the horses and start a stampede for the exit. What news is that? Have I missed something? Quote Link to post Share on other sites
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