FreeFall Posted September 4, 2005 Share Posted September 4, 2005 Just been sitting snoozing in front of the telly this afternoon and woke up to the yes car credit advert. How very very clever it is. Lots of questions such as "can I get a car so I don't have to wait for the bus in the rain"....the answer, "yes you can". However, the question "Could I get a competitive rate of interest?" (the typical APR is 19.9%!) is answered with "yes you could". This to me implies "yes you can, but not wth us". Are they deliberately avoiding saying yes you can to avoid the wrath of the the Advertsing standards authority? Thought it was very clever though. Anyone spotted any others? Quote Link to comment Share on other sites More sharing options...
Take me to the cleaners Posted September 4, 2005 Share Posted September 4, 2005 (edited) Got me thinking this post. Why do more people not lease cars rather than buy? http://www.redfleet.co.uk/specialoffers.asp It doesn't appear to be more expensive as first sight. Is it perhaps because people who lease cars are an underclass? Or perhaps everyone's dream is to be a car owner not a car leaser. To get back to the topic, however, never trust a finance company which dresses its staff to look like frogs. Edited September 4, 2005 by Take me to the cleaners Quote Link to comment Share on other sites More sharing options...
BuyingBear Posted September 4, 2005 Share Posted September 4, 2005 To get back to the topic, however, never trust a finance company which dresses its staff to look like frogs.<{POST_SNAPBACK}> Why not? They all look like a slippery bunch. Quote Link to comment Share on other sites More sharing options...
halebop Posted September 4, 2005 Share Posted September 4, 2005 when i was looking for a new car last year i looked on the yes car website to view the cars you had to register bad mistake they hounded me for months ringing me up /junk mail /emails in fact i had to sell my house to get away from them Quote Link to comment Share on other sites More sharing options...
nobody Posted September 4, 2005 Share Posted September 4, 2005 Look here to see how they really operate Quote Link to comment Share on other sites More sharing options...
oracle Posted September 4, 2005 Share Posted September 4, 2005 they are a bunch of legalised loansharks!!! 19.9% apr is terrible.if you had the funds you could go to A+L and get a loan at 6%!!!! personally I havent got a problem driving beaten up old bangers,because I really can't stand spending more than I have to on something that will certainly depreciate!...I bought my present one(w reg saxo) at auction last year for £1200,and could most likely sell it privately for a similar amount,so no depreciation for me! Quote Link to comment Share on other sites More sharing options...
balamory Posted September 4, 2005 Share Posted September 4, 2005 they are a bunch of legalised loansharks!!!19.9% apr is terrible.if you had the funds you could go to A+L and get a loan at 6%!!!! personally I havent got a problem driving beaten up old bangers,because I really can't stand spending more than I have to on something that will certainly depreciate!...I bought my present one(w reg saxo) at auction last year for £1200,and could most likely sell it privately for a similar amount,so no depreciation for me! <{POST_SNAPBACK}> Yes Car is owned by Provident Financial, who specialise in lending money to people with bad credit histories. Their business isnt selling cars, its lending money at high interest rates. You pay 20% APR because you have a bad credit record and A+L wont lend you the money. Quote Link to comment Share on other sites More sharing options...
BuyingBear Posted September 4, 2005 Share Posted September 4, 2005 they are a bunch of legalised loansharks!!!19.9% apr is terrible.if you had the funds you could go to A+L and get a loan at 6%!!!! personally I havent got a problem driving beaten up old bangers <{POST_SNAPBACK}> Nor do I... until you decide to hit me :angry: Quote Link to comment Share on other sites More sharing options...
jpidding Posted September 5, 2005 Share Posted September 5, 2005 To get back to the topic, however, never trust a finance company which dresses its staff to look like frogs.<{POST_SNAPBACK}> I really fancy the Yes Carcredit bird, even in her "frog" suit! My brother (who smokes a lot of weed and has time to scan the Sky channels where the number runs into the mid hundreds) pointed out she does a spot on "The Advert Channel". What an unbelievable load of crap THAT is. She does look fit though. JP. Quote Link to comment Share on other sites More sharing options...
apom Posted September 5, 2005 Share Posted September 5, 2005 Here is a good point. Mewers have generated a lot of new shiny car sales. Which has driven the cost of a second hand car through the floor. My car. 1995 Alfa Romeo 155. Good condition, no rust 150 bhp plus about 40mpg. Cost to me £800 three years ago. Cost since. Servicing and tyres. Cars have been of such high quality for years.. Mine I trust for a 30 mile commute a day.. and trust me, it has no rust... Personally I watch young people in their brand new cars.. I don't see flash.. I see debt.. and then I overtake them.. Quote Link to comment Share on other sites More sharing options...
Auntie Posted September 5, 2005 Share Posted September 5, 2005 That very cool site Moneysavingexpert.com is running a petition against debt advertising. Not in front of the children, 39,000 signatures already. The home page is also running a poll on what houseprices are likely to do! Quote Link to comment Share on other sites More sharing options...
SarahBell Posted September 5, 2005 Share Posted September 5, 2005 That very cool site Moneysavingexpert.com is running a petition against debt advertising.Not in front of the children, 39,000 signatures already. The home page is also running a poll on what houseprices are likely to do! <{POST_SNAPBACK}> That site is the one where someone posted about there being no shame in bankrupcy. Perhaps the ad companys he's targetting should be told of the site's double standards? After all we should take care of our children's welfare ourselves. Mr Blair is already keen on bringing in parenting lessons - and yes perhaps some do need to learn that its us who have to monitor what our children do and decide if its appropriate. Quote Link to comment Share on other sites More sharing options...
gilf Posted September 5, 2005 Share Posted September 5, 2005 Not in front of the children,<{POST_SNAPBACK}> I was at my sisters on Saturday when a yes car credit advert came on. My Nephew who's 5 said to me "That's the number you need to ring if you want a new car". Quote Link to comment Share on other sites More sharing options...
adren Posted September 5, 2005 Share Posted September 5, 2005 Anyone spotted any others?<{POST_SNAPBACK}> Yes. I noticed that the young lady doing the spiel was absolutely _tiny_. That little hatchback she was standing next to looked like a people-carrier. All good, subliminal stuff. I expect everyone is already aware that new-build showhomes use specialist 3/4-scale furniture so when you go look or see the pictures you think you are getting more for your money? Theyre all at it! Quote Link to comment Share on other sites More sharing options...
ChrisM Posted September 5, 2005 Share Posted September 5, 2005 Got me thinking this post. Why do more people not lease cars rather than buy?http://www.redfleet.co.uk/specialoffers.asp It doesn't appear to be more expensive as first sight. Is it perhaps because people who lease cars are an underclass? Or perhaps everyone's dream is to be a car owner not a car leaser. <{POST_SNAPBACK}> I can't remember which Bucky book it's in (maybe 'Critical Path'), Bucky Fuller worked out that for how he was using cars, it was cheaper to rent/lease than to ever buy one. Quote Link to comment Share on other sites More sharing options...
mhifoe Posted September 5, 2005 Share Posted September 5, 2005 Nor do I... until you decide to hit me :angry:<{POST_SNAPBACK}> Are you suggesting that old bangers are driven more dangerously? That certainly isn't my experience. Quote Link to comment Share on other sites More sharing options...
apom Posted September 5, 2005 Share Posted September 5, 2005 http://news.independent.co.uk/business/new...ticle310076.ece Mewers.. They have a lot of shiny things and debt up to their eyeballs. like I said before, this is Gordons Britain. shiny things create an impression of Debt, not success.. Quote Link to comment Share on other sites More sharing options...
cprulesok Posted September 5, 2005 Share Posted September 5, 2005 I really fancy the Yes Carcredit bird, even in her "frog" suit!My brother (who smokes a lot of weed and has time to scan the Sky channels where the number runs into the mid hundreds) pointed out she does a spot on "The Advert Channel". What an unbelievable load of crap THAT is. She does look fit though. JP. <{POST_SNAPBACK}> ooops, I thought she actually worked for yes car credit !!! I thought she was a company dolly bird doing a bit of PR. I wouldnt say No to Yes (car Credit) Quote Link to comment Share on other sites More sharing options...
homeless Posted September 5, 2005 Share Posted September 5, 2005 the price of there cares are higher than the glasses retail price , and by a huge margin. that shiny car they sell you for 5k can in most cases be picked up at auction for 2k they are not just there giveing high hp, but they are also scamming on the initial cost as well. moral of the story if you can afford to buy a yes car kia then you can afford to buy a bmw, the money you will be paying out each month for it will be the same. Quote Link to comment Share on other sites More sharing options...
Guest Bart of Darkness Posted September 5, 2005 Share Posted September 5, 2005 Yes Car is owned by Provident Financial, who specialise in lending money to people with bad credit histories. Their business isnt selling cars, its lending money at high interest rates. You pay 20% APR because you have a bad credit record and A+L wont lend you the money. Indeed, like my mate, who they screwed royally. If only he'd asked my advice beforehand, but he's like that. If there's a bad financial decision to be made, he'll make it. Quote Link to comment Share on other sites More sharing options...
Saving For a Space Ship Posted September 5, 2005 Share Posted September 5, 2005 Look here to see how they really operate <{POST_SNAPBACK}> How about the 'just in' application for bankruptcy for a few grand on the home page of the link you mention ! www.saynotoyes.co.uk Ruthless swines, more like 'Flesh Car Credit (pound of)' :angry: Quote Link to comment Share on other sites More sharing options...
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