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The Masked Tulip

Recovering Payment Protection Fees From Credit Cards

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Has anyone gone through the process of getting back their payment protection fees from credit card companies?

I was paying these for well over a decade until I learnt that they will not cover self-employed people. Has anyone done it? Was it a hassle? Was it worth the hassle?

I understand the window for doing this will shortly close.

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Has anyone gone through the process of getting back their payment protection fees from credit card companies?

I was paying these for well over a decade until I learnt that they will not cover self-employed people. Has anyone done it? Was it a hassle? Was it worth the hassle?

I understand the window for doing this will shortly close.

Just write them a letter saying

1) you weren't told that it was an optional insurance and

2) it is not a valid policy for your circumstances and it was therefore a case of misselling.

and asking that the premium is rebated. i think martin "twit"-lewis has some template letters on MSE.

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we wrote twice and were ignored twice. Keep on meaning to take it to another level. Discovered that missus had been sold PPI and it wouldn't have even covered her!

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I got £100 refunded on PPI I had never asked for on a CC. Just a matter of writing and phoning, with the threat of going to the ombudsman. Mind you, that was outright theft, not misselling.

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  • 259 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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