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Rapid Descent

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I thought your graph on BTL arrears was remarkable (SP, Increasing difficulties in the buy to let market?). Do you have a link for this.

P.S. I have had to the post message here because Ollie banned me. I have no idea why. All I said was he was a complete idiot and that I had no respect for him. It was only the truth and I thought he would respect me for being truthful.

Edited by dog

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I thought your graph on BTL arrears was remarkable (SP, Increasing difficulties in the buy to let market?). Do you have a link for this.

P.S. I have had to the post message here because Ollie banned me. I have no idea why. All I said was he was a complete idiot and that I had no respect for him. It was only the truth and I thought he would respect me for being truthful.

Well we want to see the graph too have you got it!.

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I thought your graph on BTL arrears was remarkable (SP, Increasing difficulties in the buy to let market?). Do you have a link for this.

P.S. I have had to the post message here because Ollie banned me. I have no idea why. All I said was he was a complete idiot and that I had no respect for him. It was only the truth and I thought he would respect me for being truthful.

Bah dog you gotto learn some diplomacy skills, you cant just make a statement like that .. you should of said "Ollie i _think_ you are a complete fvckin idiot".

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Just to clarify,

The increase from 1999 to 2004 H1 is broadly in line with the increase in numbers of mortgages.

The point at 2004 H2 is out of line. During this period the rate of increase in mortgages eased slightly but the ratio of mortgages in 3+ months arrears to total mortgages sharply increased by 50% (exact figures: 0.42% to 0.63%).

So no, comparing to number of mortgages does not "kill" the topic.

As a comparison, 0.80% of home owner mortgages were in arrears in H2 2004. I wonder if banks are more likely to pull in BTL mortgages over home owner mortgages?

I'm interested in the 2005 H1 figures, as a second point out of line would clarify whether this is a one-off or the start of a more worrying trend. The figures plotted here were released in March 2004 so I'm guessing the next set of figures will be available around the middle of September. Hopefully I'll remember to update this chart then.

Edited by Rapid Descent

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  • 301 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



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