Jump to content
House Price Crash Forum

Citibank Uk 3.3% Good Rate Instant Access


Recommended Posts

0800 number for telephone banking access and also internet, currently 3.3% interest, one of the best with instant access.

however, be careful if you accidentally send money to an external bank or internal Citibank account where you don't have sufficient funds, then £25 penalty charge. probably applies to other savings banks also.

Link to comment
Share on other sites

0800 number for telephone banking access and also internet, currently 3.3% interest, one of the best with instant access.

however, be careful if you accidentally send money to an external bank or internal Citibank account where you don't have sufficient funds, then £25 penalty charge. probably applies to other savings banks also.

Yes, that's the best deal I can find at the moment. Specially among the "instant access" type.

Link to comment
Share on other sites

  • 2 weeks later...

Opened one of these accounts a couple of weeks ago.

Received an email later that day asking me to input my passport number and details via their website for identity verification purposes.

Now they send me a letter asking for a "certified copy" of passport or driving licence or identity card. According to them, certified copies are "signed and dated by a lawyer, notary public or banker using an official stamp, with their name and address written on it".

Is it getting more and more difficult to open a savings account?

Have tried to phone them today, message says that due to the high demand for this account, see our website, then the line goes dead. Great customer service.

Edited by Long Way Down
Link to comment
Share on other sites

Opened one of these accounts a couple of weeks ago.

Received an email later that day asking me to input my passport number and details via their website for identity verification purposes.

Now they send me a letter asking for a "certified copy" of passport or driving licence or identity card. According to them, certified copies are "signed and dated by a lawyer, notary public or banker using an official stamp, with their name and address written on it".

Is it getting more and more difficult to open a savings account?

Have tried to phone them today, message says that due to the high demand for this account, see our website, then the line goes dead. Great customer service.

are you sure that email was from citibank, not phishing? input your passport details online?!

when i tried to open an account with coventry they wanted certified copies of stuff, so i certified them into the recycling bin. however, this nonsense is becoming more common where an account cannot be opened in person at a bank's branch

Link to comment
Share on other sites

are you sure that email was from citibank, not phishing? input your passport details online?!

when i tried to open an account with coventry they wanted certified copies of stuff, so i certified them into the recycling bin. however, this nonsense is becoming more common where an account cannot be opened in person at a bank's branch

Yes, def from citibank:

https://www.citibank.co.uk/personal/banking/passport/index.htm?merchant=citi

I finally got through to them on the phone, said they could not verify my ID via the online form due to technical problems at their end - hence the request for certified copy of passport.

Have since also certified into recycling via shredder!

Have applied for a Sainsburys account - will see what ID they require.

Link to comment
Share on other sites

Yes, def from citibank:

https://www.citibank.co.uk/personal/banking/passport/index.htm?merchant=citi

I finally got through to them on the phone, said they could not verify my ID via the online form due to technical problems at their end - hence the request for certified copy of passport.

Have since also certified into recycling via shredder!

Have applied for a Sainsburys account - will see what ID they require.

dont blame you, thing is its the govt money laundering regulations or some such, but it really is difficult to get certified copies + most officials charge, perhaps a PC would do it free at the police stn if someone dropped some money into the widows fund box, but regardless they've better things to be doing + i think most banks know if they ask for ceritified copies they will not be getting as many deposits as people cant be ar$ed, i certainly cant

Link to comment
Share on other sites

I've just opened one of these accounts a few weeks ago and was surprised that they didn't want any proof of my ID other than another bank account into which they would send interest payments.

My partner however has just opened an account with them and they wanted the passport details and now want copies of the passport and utility bills etc

I'm just curious why they didn't ask for my details?

Link to comment
Share on other sites

dont blame you, thing is its the govt money laundering regulations or some such, but it really is difficult to get certified copies + most officials charge, perhaps a PC would do it free at the police stn if someone dropped some money into the widows fund box, but regardless they've better things to be doing + i think most banks know if they ask for ceritified copies they will not be getting as many deposits as people cant be ar$ed, i certainly cant

Not just any certified copy.

Had to be from a banker, solicitor or public notary - with their stamp/signature/address.

Banker "So why do you want me to sign/stamp your certified copy?"

Me "So I can open a savings account elsewhere."

Banker "F**k off then"

And I dread to think how much a solicitor would charge me.

Link to comment
Share on other sites

  • 2 weeks later...
  • 1 month later...

Not just any certified copy.

Had to be from a banker, solicitor or public notary - with their stamp/signature/address.

Banker "So why do you want me to sign/stamp your certified copy?"

Me "So I can open a savings account elsewhere."

Banker "F**k off then"

And I dread to think how much a solicitor would charge me.

I paid £64 for a notary in Feb.2007. The alternative would've been to pay 30% withholding tax to the US government, in addition to the UK government taxing my money as income.

To add insult to injury, the paperwork trail dried up, and they denied all knowledge of my application. Eventually I gave up, and went (at much higher expense - £64 is cheap when the alternative is travel to London) to apply in person.

Not sure what the moral of the story is, apart from one about steering well clear of monopolies and closed shops.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
 Share

  • Recently Browsing   0 members

    • No registered users viewing this page.




×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.