the_dork Posted September 4, 2009 Share Posted September 4, 2009 Presuming most people on here are fairly prudent, rational sorts, how happy are you to be funding the profligate, debt fuelled, house price sustained lifestyles largely described below? (I'll exclude the retired lady but she's better off than most workers today will be in retirement) http://www.guardian.co.uk/money/2009/sep/0...ersonal-stories Quote Link to comment Share on other sites More sharing options...
Guest The Relaxation Suite Posted September 4, 2009 Share Posted September 4, 2009 (edited) how happy are you to be funding the profligate, debt fuelled, house price sustained lifestyles largely described below? ""When an estate agent is buying a property, you know things are all right," laughs Adam Dockley, an estate agent. Today, he looks much more relaxed, leaning back in his chair as he smiles through his answers. A few cards lie on his desk – one of them says: "Thanks for helping me get this beautiful apartment and for everything." I feel that if this person were given a public thrashing the world would be a lighter, cleaner, safer place. Edited September 4, 2009 by D-503 Quote Link to comment Share on other sites More sharing options...
Michael Posted September 4, 2009 Share Posted September 4, 2009 Surely it's a mistake when they say the really nice 76 year old lady is struggling along on £486 a WEEK .....didn't they mean £486 a MONTH Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 (edited) I'm all for anything that keeps the likes of me out of owning a home, put the bill on my unborn grandchildren's tab. All Hail The Hypnohouse! Edited September 4, 2009 by DissipatedYouthIsValuable Quote Link to comment Share on other sites More sharing options...
ThePiltdownMan Posted September 4, 2009 Share Posted September 4, 2009 Surely it's a mistake when they say the really nice 76 year old lady is struggling along on £486 a WEEK .....didn't they mean £486 a MONTH No it's per week. That's pin money for those who get their money from threats to the taxpayers. Quote Link to comment Share on other sites More sharing options...
Michael Posted September 4, 2009 Share Posted September 4, 2009 No it's per week. That's pin money for those who get their money from threats to the taxpayers. no wonder she has a big grin on her face! Quote Link to comment Share on other sites More sharing options...
Michael Posted September 4, 2009 Share Posted September 4, 2009 (edited) but the £486 includes her £95 a week state pension.........................Even so i think a £70 a week rent off a £486 a week constitutes a reasonable wage for a pensioner.......all the upkeep on her house will be paid for by the council of course and people in their 30s or 40s with jobs like she did can only dream of such an income in retirement.... BUT IT DOESN'T MAKE CLEAR WhaT LEVEL SHE REACHEd IN THE CIVIL SERVICE.........it could've been quite high Edited September 4, 2009 by Michael Quote Link to comment Share on other sites More sharing options...
Guest skullingtonjoe Posted September 4, 2009 Share Posted September 4, 2009 Well, the first couple are a bunch of the proverbial wasters aren't they? Ironically, the dumb fu<kers think that a move to Portsmouth is going to somehow be better than living in Dover. If only I could see their faces after a year of living in this sh1thole - `the grass always looks greener....` Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 Ironically, the dumb fu<kers think that a move to Portsmouth is going to somehow be better than living in Dover. If only I could see their faces after a year of living in this sh1thole - `the grass always looks greener....` Come on man, we are talking about Dover here. Quote Link to comment Share on other sites More sharing options...
Minos Posted September 4, 2009 Share Posted September 4, 2009 I'm all for anything that keeps the likes of me out of owning a home, put the bill on my unborn grandchildren's tab.All Hail The Hypnohouse! Chill Doc. It's just NHS for the wallet. You should be all for it. Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 (edited) Chill Doc. It's just NHS for the wallet. You should be all for it. We're looking at other options right now. Aus$9000 a week is looking particularly tempting. I'll sit in a dusty mining town, on call 24/7, sewing back fly covered fingers for that. I think you're right, it's time to save myself first. Edited September 4, 2009 by DissipatedYouthIsValuable Quote Link to comment Share on other sites More sharing options...
Minos Posted September 4, 2009 Share Posted September 4, 2009 We're looking at other options right now.Aus$9000 a week is looking particularly tempting. I'll sit in a dusty mining town, on call 24/7, sewing back fly covered fingers for that. I think you're right, it's time to save myself first. Doc, I'm beginning to think you aren't in your line of work out of caring for the people. You seem to be just like the rest of us scum sucking capitalists - in it for the money. Quote Link to comment Share on other sites More sharing options...
Guest Parry aka GOD Posted September 4, 2009 Share Posted September 4, 2009 We're looking at other options right now.Aus$9000 a week is looking particularly tempting. I'll sit in a dusty mining town, on call 24/7, sewing back fly covered fingers for that. I think you're right, it's time to save myself first. What's that about £3,500? Yep do it. Quote Link to comment Share on other sites More sharing options...
Guest Parry aka GOD Posted September 4, 2009 Share Posted September 4, 2009 Doc, I'm beginning to think you aren't in your line of work out of caring for the people. You seem to be just like the rest of us scum sucking capitalists - in it for the money. Can't he be in it for both? Quote Link to comment Share on other sites More sharing options...
Minos Posted September 4, 2009 Share Posted September 4, 2009 Can't he be in it for both? Does not compute. Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 Doc, I'm beginning to think you aren't in your line of work out of caring for the people. You seem to be just like the rest of us scum sucking capitalists - in it for the money. How am I supposed to help the economic mantra of high houseprices, and help a boomer into obscene retirement if I can't afford to buy in to the Ponzi scheme? Quote Link to comment Share on other sites More sharing options...
Minos Posted September 4, 2009 Share Posted September 4, 2009 How am I supposed to help the economic mantra of high houseprices, and help a boomer into obscene retirement if I can't afford to buy in to the Ponzi scheme? Through taxation and lower wages of course. Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 Does not compute. A financially unstressed man can read a lot of books. Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 Through taxation and lower wages of course. But the bank manager told me he wasn't accepting my 'elastic affordability' argument. He said I was stuck in the past. Somewhere around 2007. Quote Link to comment Share on other sites More sharing options...
DeepLurker Posted September 4, 2009 Share Posted September 4, 2009 (edited) I like it when links to the MSM are posted here on HPC... I've started creating accounts with all the big papers, and posting comments on the linked articles. Somehow I feel that it will have a greater impact than a post here Incidentally - something I pointed out on the Grauniad but that no here has picked up yet: the builder who declared bankruptcy is driving round in a X-reg Jag - I'm sure his creditors will be happy to learn that! To be fair, he has had to downgrade from a Merc. Bankruptcy is not fun, mmkay? Edited September 4, 2009 by DeepLurker Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 I like it when links to the MSM are posted here on HPC... I've started creating accounts with all the big papers, and posting comments on the linked articles. Somehow I feel that it will have a greater impact than a post here Incidentally - something I pointed out on the Grauniad but that no here has picked up yet: the builder who declared bankruptcy is driving round in a X-reg Jag - I'm sure his creditors will be happy to learn that! To be fair, he has had to downgrade from a Merc. Bankruptcy is not fun, mmkay? I'm sure the paperwork associated with recurrent limited company bankruptcy must offend the golf handicap somewhat. Quote Link to comment Share on other sites More sharing options...
shell Posted September 4, 2009 Share Posted September 4, 2009 I like it when links to the MSM are posted here on HPC... I've started creating accounts with all the big papers, and posting comments on the linked articles. Somehow I feel that it will have a greater impact than a post here I try to post on times and grandidad, too. RE OP: I will not be voting Nulabour again. Quote Link to comment Share on other sites More sharing options...
stormymonday_2011 Posted September 4, 2009 Share Posted September 4, 2009 but the £486 includes her £95 a week state pension.........................Even so i think a £70 a week rent off a £486 a week constitutes a reasonable wage for a pensioner.......all the upkeep on her house will be paid for by the council of course and people in their 30s or 40s with jobs like she did can only dream of such an income in retirement....BUT IT DOESN'T MAKE CLEAR WhaT LEVEL SHE REACHEd IN THE CIVIL SERVICE.........it could've been quite high She must have been in a pretty senior role. Even if you knock a £100 of the £485 a week that leaves a £385 employment pension. Civil servants pensions are on 40/80 salary. She is 76 but would have been compulsory retired by the civil service at 60. Allowing for inflation this means she was earning about £600-700 a week just before retirement (£31200-£36400 pa) when she left her job in 1993. From my memory middle ranking EOs and HEOS were earning between £15000 and £20000 (possibly less) at that time so she was probably very near the top of the grading structure. Ceratinly not an ordinary clerical worker. Quote Link to comment Share on other sites More sharing options...
Guest_FaFa!_* Posted September 4, 2009 Share Posted September 4, 2009 She must have been in a pretty senior role. Even if you knock a £100 of the £485 a week that leaves a £385 employment pension. Civil servants pensions are on 40/80 salary. She is 76 but would have been compulsory retired by the civil service at 60. Allowing for inflation this means she was earning about £600-700 a week just before retirement (£31200-£36400 pa) when she left her job in 1993. From my memory middle ranking EOs and HEOS were earning between £15000 and £20000 (possibly less) at that time so she was probably very near the top of the grading structure. Ceratinly not an ordinary clerical worker. £485 a week at the age of 76 and is struggling? How come? Most of these people haven't been bailed out, just went through a rough patch. Least sympathy is for the builder and wife. Builder thinks his £50k a year could have serviced £5k/mth debts if he had kept that income? I don't think so. Love the way he cannot stand the idea of renting in Dover, clearly thinks he's a cut above. Quote Link to comment Share on other sites More sharing options...
Guest DissipatedYouthIsValuable Posted September 4, 2009 Share Posted September 4, 2009 £485 a week at the age of 76 and is struggling? How come?Most of these people haven't been bailed out, just went through a rough patch. Least sympathy is for the builder and wife. Builder thinks his £50k a year could have serviced £5k/mth debts if he had kept that income? I don't think so. Love the way he cannot stand the idea of renting in Dover, clearly thinks he's a cut above. The only thing worse than renting in Dover is being in lifelong negative equity in Dover. Quote Link to comment Share on other sites More sharing options...
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