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Mick Dundee

Bond Indexed Structure Arbitrage

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I have come to save the world. I have been sent to put an end to boom and bust in the form of Bond Indexed Structure Arbitrage.

What is Bond Indexed Structure Arbitrage.

It is a where a bond can be purchased through any bank (Nationwide, The new LLOYDS Groub, RBS, even the Post Office).

Person (1) goes to there bank and says "I would like to purchase a BISA", the bank says "No problem". That will be £1000 please and Person (1), pays. The Issueing bank/Post Office, then keep £150 of the £1000 or 15% for doing the work. The rest of the money £850 is put into a investment pot.

The investment pot is then used to offer a new type of mortgages to the general public. It has the characteristics of a interest only mortgage, where by you never actually own the property. You simply lease it from the investment fund. If the customer defaults or dies, then the property is vacated and the house remains the property of the investment fund. It can then either be sold or leased to the local council to be used as social housing.

The fund simply collects money from Pension Funds, Investors and Companies and collects rent for them, never actually selling the property it has on its books.

At the end of the term, the investors are paid out a guaranteed fixed return, any profits remain in the fund in order to keep it viable for future investment.

1) Pension funds & Investors receive a good return on there investment over time as they know there investment will not be eroded but will grow over a long period of time.

2) Banks get a fixed fee and admin charge for any work they do to attract investment.

3) Homeowners of any credit status can own property, if they default, they are evicted just the same, but the property can be leased by the council as so not to hurt the investment fund.

4) Council, no longer have to build houses they can just lease them from the fund.

Constructive comments please

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The fund simply collects money from Pension Funds, Investors and Companies and collects rent for them, never actually selling the property it has on its books.

Buy to let scum :lol:

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only a public sector employee could come up with a scheme straight from Inside Track school of Property Investment.

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I have come to save the world. I have been sent to put an end to boom and bust in the form of Bond Indexed Structure Arbitrage.

What is Bond Indexed Structure Arbitrage.

It is a where a bond can be purchased through any bank (Nationwide, The new LLOYDS Groub, RBS, even the Post Office).

Person (1) goes to there bank and says "I would like to purchase a BISA", the bank says "No problem". That will be £1000 please and Person (1), pays. The Issueing bank/Post Office, then keep £150 of the £1000 or 15% for doing the work. The rest of the money £850 is put into a investment pot.

The investment pot is then used to offer a new type of mortgages to the general public. It has the characteristics of a interest only mortgage, where by you never actually own the property. You simply lease it from the investment fund. If the customer defaults or dies, then the property is vacated and the house remains the property of the investment fund. It can then either be sold or leased to the local council to be used as social housing.

The fund simply collects money from Pension Funds, Investors and Companies and collects rent for them, never actually selling the property it has on its books.

At the end of the term, the investors are paid out a guaranteed fixed return, any profits remain in the fund in order to keep it viable for future investment.

1) Pension funds & Investors receive a good return on there investment over time as they know there investment will not be eroded but will grow over a long period of time.

2) Banks get a fixed fee and admin charge for any work they do to attract investment.

3) Homeowners of any credit status can own property, if they default, they are evicted just the same, but the property can be leased by the council as so not to hurt the investment fund.

4) Council, no longer have to build houses they can just lease them from the fund.

Constructive comments please

You're forgetting that the banks plan is to get all the money, not to provide a useful facilitating service.

Only a non-profit organisation could run it.

Customers defaulting leaving serious damages?

Maintenance costs?

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I have come to save the world. I have been sent to put an end to boom and bust in the form of Bond Indexed Structure Arbitrage.

What is Bond Indexed Structure Arbitrage.

It is a where a bond can be purchased through any bank (Nationwide, The new LLOYDS Groub, RBS, even the Post Office).

Person (1) goes to there bank and says "I would like to purchase a BISA", the bank says "No problem". That will be £1000 please and Person (1), pays. The Issueing bank/Post Office, then keep £150 of the £1000 or 15% for doing the work. The rest of the money £850 is put into a investment pot.

The investment pot is then used to offer a new type of mortgages to the general public. It has the characteristics of a interest only mortgage, where by you never actually own the property. You simply lease it from the investment fund. If the customer defaults or dies, then the property is vacated and the house remains the property of the investment fund. It can then either be sold or leased to the local council to be used as social housing.

The fund simply collects money from Pension Funds, Investors and Companies and collects rent for them, never actually selling the property it has on its books.

At the end of the term, the investors are paid out a guaranteed fixed return, any profits remain in the fund in order to keep it viable for future investment.

1) Pension funds & Investors receive a good return on there investment over time as they know there investment will not be eroded but will grow over a long period of time.

2) Banks get a fixed fee and admin charge for any work they do to attract investment.

3) Homeowners of any credit status can own property, if they default, they are evicted just the same, but the property can be leased by the council as so not to hurt the investment fund.

4) Council, no longer have to build houses they can just lease them from the fund.

Constructive comments please

Link please

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Constructive comments please

It's not indexed in any obvious way, it's not a structured product, there's no arbitrage involved and it probably wouldn't count as a bond.

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It's not indexed in any obvious way, it's not a structured product, there's no arbitrage involved and it probably wouldn't count as a bond.

beat me to it

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you never actually own the property. You simply lease it from the investment fund. If the customer defaults or dies, then the property is vacated

BTL for retail investors without actually taking the job of maintenance/risk of voids? Sounds appealing but fees (15%) are too high. Will not fly, this product does not even beat the ISA :P

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