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Dr Renter

So What Is Your Inflation Rate?

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Just curious to see if anyone is actually experiencing personal deflation.

My personal inflation rate is calculated at +1.6%, far from the "official" and clearly manipulated -1.4%.

Inflation Calculator

PI= 1.8%. Yesterday I saw Heinz soup at 97p, didnt they used to be 37p? Sounds like 1.8% to me :lol:

Although

Payrise 7%, :o

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Your cost of living changes by 3.1% a year

Compared to overall national inflation rate of -1.4% per year (July RPI figure)

I clearly dont eat enough memory sticks and DVD players. <_<

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I clearly dont eat enough memory sticks and DVD players. <_<

It is probably housing related. When I zeroed the 'value' of my house, mine went up from 2.6 to nearly 4%. Which means, surprise surprise, that the weighting for house prices is out of all proportion to everything else.

Edited by General Melchett

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3.2% here.

Weird thing is, I feel the opposite. Because most of the larger items we buy are always on offer.

Eg we have changed out 200pm food budget to 150.

Ie the bbc calculator is a load of shi&te.

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mine is 2.4 or 3.6 depending on how much fuel I record.

remove rent and it is 0%

My rent went up from 815-900, but the house value Im renting doubled.

still, as the General says, they reckon on housing costs to be a big saving.

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-8.6% :lol:

I did not give it loads of thought, but my guesses can't have been that far out. I am fairly certain I am not experiencing deflation of -8.6%. Maybe its the mortgage that they assume is a tracker (which incidently it is).

edited to add - when I remove the outstanding mortgage it goes to +1.9, so it should really ask what type of mortgage you have.

Edited by worzel

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Expenditure going down for me, just got a massive saving on Building+Content insurance, dropped to £30 a month (Halifax)! Rent goes down each month thanks to overpayments of mortgage. Weekly shopping seems constant though. Rail fares about to drop too which is good for me (http://news.bbc.co.uk/1/hi/business/8206942.stm).

I haven't update my home accounts spreadsheet this month though so will have a better idea once these drops bed in.

Edited by Orbital

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Expenditure going down for me, just got a massive saving on Building+Content insurance, dropped to £30 a month (Halifax)! Rent goes down each month thanks to overpayments of mortgage. Weekly shopping seems constant though. Rail fares about to drop too which is good for me (http://news.bbc.co.uk/1/hi/business/8206942.stm).

I haven't update my home accounts spreadsheet this month though so will have a better idea once these drops bed in.

Mind if I ask what you did to get the discount, mine seems really expensive given the liklihood of making a claim where I live.

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-0.8% with the mortgage included

3.4% without the mortgage

Load of rubbish - assumes you are one of the shrinking group of people with a cheap tracker mortgage no doubt....

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