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Just Sold, Offer On One Of These Or Rent?

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We have just sold our house to a cash buyer, who is of course keen to get going with the purchase! We have decided which area we would like to buy in, but have found that there is not that much available at the moment - the houses that had been sat on the market have all pretty much gone (except the real dogs/delusionally priced)...

We have considered the idea of moving into rented accomm, but we are lucky enough to have got ourselves a mortgage tracking at 0.7% above base rate, so have been overpaying by quite a lot at the moment, and with interest rates so low, we don't want to lose it. We are allowed 6 months between completions tho. We would be looking at getting a mortgage of nearly as much again as ours is now, and the topup would be a fixed at around 5.5%...

We have seen 2 houses we like, one:


This needs updating, all except bathroom seems like it was 20yrs ago when built...identical house in v.good repair, but not corner plot, but with drive for 4 cars seems to have gone for about 210k...

the other:


This is a really lovely house, but poss a bit small...

Your advice would be much appreciated, we are off on holiday in a couple of days and feeling under pressure to get ourselves a house as we do not want to lose our buyer!! Should we offer on these and how much? Or should we just go on holiday and assume we would be in rented for 6 mos??

Thank you...

Leah and family...

Edited by lelole

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