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How Common Are 90 Per Cent Mortgages Now?

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is the 90 % mortgage making a comeback ?

chain branch not far from me has sign in window offering "exclusive 90%" (can post a pic if anyone doubts)

A 90% LTV costs the lender 5 x's more than a 60% LTV leaving less money available for lending over all ....with lending already very limited.....can see why there are so few 90% LTV's on offer.

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Well Lloyds are offering 95% LTV deals to FTB! *

* that's if mummy and daddy are willing to stick 20% of the value into a LLoyds savings account where the savings are at risk if you don't keep up repayments!

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is the 90 % mortgage making a comeback ?

chain branch not far from me has sign in window offering "exclusive 90%" (can post a pic if anyone doubts)

Not while this is happening...

Lloyds offered me a 90% mortgage a few weeks ago, the rate ws a whopping 7.29% with £995 fee or 7.89% without!!!!!!!!!!!!!!!!!!!!!!! Is that enough exclamations?

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Ipwich

Abbey

RBS

Halifax

all lending at 90%, rates start from 7%. Abbey want 2.5K booking fee paid up front.

Rates are better at 85%LTV but still in the high 5's which is higher than pre credit crunch. Woolwich used to do 4.99% for ten years.

Cant see how prices can keep going up as not everyone will have a deposit and if you live down south your looking at 20-30K

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Natwest have always offered a 90% ltv mortgage. I see their best rate is the 5.99% with no fee but it's for first time buyers only. I saw a few other banks/building societies who also offer them at 90% so they are available.

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