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Prolonged Aid To Unemployed Is Running Out

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http://www.nytimes.com/2009/08/02/us/02une...tml?_r=1&hp

Over the coming months, as many as 1.5 million jobless Americans will exhaust their unemployment insurance benefits, ending what for some has been a last bulwark against foreclosures and destitution.

Because of emergency extensions already enacted by Congress, laid-off workers in nearly half the states can collect benefits for up to 79 weeks, the longest period since the unemployment insurance program was created in the 1930s. But unemployment in this recession has proved to be especially tenacious, and a wave of job-seekers is using up even this prolonged aid.

Tens of thousands of workers have already used up their benefits, and the numbers are expected to soar in the months to come, reaching half a million by the end of September and 1.5 million by the end of the year, according to new projections by the National Employment Law Project, a private research group.

Unemployment insurance is now a lifeline for nine million Americans, with payments averaging just over $300 per week, varying by state and work history. While many recipients find new jobs before exhausting their benefits, large numbers in the current recession have been unable to find work for a year or more.

Calls are rising for Congress to pass yet another extension this fall, possibly adding 13 more weeks of coverage in states with especially high unemployment. As of June, the national unemployment rate was 9.5 percent, reaching 15.2 percent in Michigan. Even if the recession begins to ease, economists say, jobs will remain scarce for some time to come.

“If more help is not on the way, by September a huge wave of workers will start running out of their critical extended benefits, and many will have nothing left to get by on even as work keeps getting harder to find,†said Maurice Emsellem, a policy director of the employment law project.

For many desperate job seekers, any extension will seem a blessing. Pamela C. Lampley of Dillon, S.C., said she sat outside the post office last month and cried because “it was the first Wednesday in quite some time that I’ve gone to the mailbox and left without an unemployment check.†The jobless rate in her state is 12.1 percent.

Ms. Lampley, 40, who is married with three children, lost her job as a human resources officer in January 2008 and had been receiving $351 a week, which covered the groceries and gas. Even so, she and her husband, who still has work as a machinist, were sinking into debt. Now, still poorer, she feels devastated because they cannot buy their son a laptop to take to college and she cannot give her 9-year-old son money for the movies.

In Ohio, where unemployment is 11.1 percent, Cathy Nixon, 39, a mother of four teenagers from Lorain, has been out of work for much of the time since June 2007, and her benefits — $313 a week — run out in September. Ms. Nixon is already fighting foreclosure and said she feared that when the benefits end, “we’ll be homeless.†She was unable to afford summer camp and baseball activities for her children, despite scrimping on basics.

When the insurance runs out do they disappear from the unemployment figures?

I mean why don't these lazy layabouts get jobs instead of sitting on the dole or start a business. Clearly not putting any effort in are they.

I get the feeling that the US is one huge tinder box just waiting to explode. Considering the amount the bankers have got they won't be happy to be left penniless and hungry.

But yet still many want to live the dream, even with no money.

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It's this scenario that Gerald Celente was looking at when he made his comment "when people lose everything, they lose it."

His predictions were for tax strikes and kidnappings of the wealthy. Be interesting to see if the excitable fellow turns out to be right.....

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It's this scenario that Gerald Celente was looking at when he made his comment "when people lose everything, they lose it."

His predictions were for tax strikes and kidnappings of the wealthy. Be interesting to see if the excitable fellow turns out to be right.....

Bob Dylan - When you got nothin, you got nothin to lose.

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$351 a week.

That's tough.

</sarcasm>

Whats National Insurance based JSA in dollar terms.

I calculate £64.30 x 1.65 = $106.09 for six months.

Then you are on means tested JSA.

I thought the US was cut throat capitalism and we were the socialist paradise.

On edit - even though the rules vary from state to state it does seem that the unemployed get higher benefits for their initial claim period in the US than in the UK.

http://www.deed.state.mn.us/lmi/publicatio...gs/figure33.htm

A similar situation seems to apply in much of the rest of Europe.

It seems that those who work and pay in for these benefits to help them in times of economic crisis in the UK are getting rather a raw deal when hard times bite. One wonders if this is in part because so much is being doled out in long term benefits to those who cant or wont work in normal times.

Edited by stenosis

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It's this scenario that Gerald Celente was looking at when he made his comment "when people lose everything, they lose it."

His predictions were for tax strikes and kidnappings of the wealthy. Be interesting to see if the excitable fellow turns out to be right.....

If you are unemployed how can you tax strike?

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Dead right social unrest looms as jobs have been given to immigrants en-mass during the past ten years in an effort to force wages down and it's quite normal for people not to be happy about this treason and why should they work for peanuts when MP's perks, pensions, bribed are going up all the time.

No i'm not for chaves but a lot of hard working people are out of work or flipping burgers and we all know why.

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Guest The Relaxation Suite

This will happen in the UK as well. I make two simple predictions about life in a few years' time:

1. No retirement age or pensions of any kind

2. No welfare of any kind

These predictions are easy to make because of two more things:

1. It always used to be like this and was only different because of the temporary existence of the "welfare state"

2. Mathematics. Number of taxpayers/pensioners/unemploymed no longer adds up.

People should prepare accordingly.

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This will happen in the UK as well. I make two simple predictions about life in a few years' time:

1. No retirement age or pensions of any kind

2. No welfare of any kind

These predictions are easy to make because of two more things:

1. It always used to be like this and was only different because of the temporary existence of the "welfare state"

2. Mathematics. Number of taxpayers/pensioners/unemploymed no longer adds up.

People should prepare accordingly.

Yes because pensions, welfare etc came out of the bretton woods policies after the second world war

and the neo liberal policies that the UK and USA are following now does not allow for these things.

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Guest The Relaxation Suite
Yes because pensions, welfare etc came out of the bretton woods policies after the second world war

and the neo liberal policies that the UK and USA are following now does not allow for these things.

I'm interested in how people develop a sense of entitlement about whatever, in this case pensions/welfare, as if it's part of mother nature. These are very new concepts, at least on the current scale, and were fundable only because of the massive wealth and demographic structure of the West at the time. Fact is, these factors have changed, and pensions and welfare is about maths not morality. It's over.

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Ideas like retirement and pensions were required in the past as a carrot to get people in the west to work and for employers to attract workers from its competitors.

With the millions of workers and consumers entering the market place in countries like China and India

it is no longer necessary to provide these concessions to workers in the west.

Its like when a company goes out of business it no longer finds it necessary to keep up the pretense of having its employees interests at heart and does not need to provide pensions.

Workers in the west are being abandoned. Their jobs and manufacturing base is being moved abroad to places like China and India. They are no longer required either as workers or consumers.

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I'm interested in how people develop a sense of entitlement about whatever, in this case pensions/welfare, as if it's part of mother nature. These are very new concepts, at least on the current scale, and were fundable only because of the massive wealth and demographic structure of the West at the time. Fact is, these factors have changed, and pensions and welfare is about maths not morality. It's over.

And this is why Labour will more than likely win the next election, too many people will go under if the Tories are percieved as the party that will make cuts and the rumors are already rife that that is exactly what will happen.

At our children's school most of the 1800 kids parents are employed by the government one way or another, add to that staff, there would be a blood bath if benefits and public services were both cut.

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Guest The Relaxation Suite
They are no longer required either as workers or consumers.

But they are required to be quiet and not make any trouble though. This is the West's problem right now - how to maintain order in an increasingly unsettled and poor time. In terms of civil unrest, a population that can remember wealth makes more trouble than one that is fighting for it in the first place.

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I'm interested in how people develop a sense of entitlement about whatever, in this case pensions/welfare, as if it's part of mother nature. These are very new concepts, at least on the current scale, and were fundable only because of the massive wealth and demographic structure of the West at the time. Fact is, these factors have changed, and pensions and welfare is about maths not morality. It's over.

I think people are entitled to a living.

A decent job and to be looked after for when they are too old to work.

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Guest The Relaxation Suite
I think people are entitled to a living.

A decent job and to be looked after for when they are too old to work.

If by "a living" we mean a job, then people are not entitled to a living at all, unfortunately. People work because they must and work if they can, if the economy allows it. This is about not entitlement, but necessity. Provision for the elderly is a nice idea made possible by having a strong, young tax base and not that many old people. When the older age group gets bigger and the tax base shrinks, voila - the govt. redefines an OAP to 67. Next it will be 70, then 75, then 80, then never. Maths.

Edited by D-503

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But they are required to be quiet and not make any trouble though. This is the West's problem right now - how to maintain order in an increasingly unsettled and poor time. In terms of civil unrest, a population that can remember wealth makes more trouble than one that is fighting for it in the first place.

The capitalists dont consider such things as what happens to people in the west, it is not there concern.

Its like we in the west look at Africa and see people starving, we may give a bit to charity but its not really our problem.

But the people dont just disappear and like you say people in the west have been given high expectations just like before

in the 1920s before the great depression peoples expectations for the future were high and hard times are that much harder

to accept.

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If by "a living" we mean a job, then people are not entitled to a living at all, unfortunately. People work because they must and work if they can, if the economy allows it. This is about not entitlement, but necessity. Provision for the elderly is a nice idea made possible by having a strong, young tax base and not that many old people. When the older age group gets bigger and the tax base shrinks, voila - the govt. redefines an OAP to 67. Next it will be 70, then 75, then 80, then never. Maths.

I think people are entitled to a living and if that means a job then they are entitled to a job.

If you look at it from an evolutionary perspective then every person born has the born right to chance of a life.

It is not for people to decide otherwise.

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Guest spp
This will happen in the UK as well. I make two simple predictions about life in a few years' time:

1. No retirement age or pensions of any kind

2. No welfare of any kind

These predictions are easy to make because of two more things:

1. It always used to be like this and was only different because of the temporary existence of the "welfare state"

2. Mathematics. Number of taxpayers/pensioners/unemploymed no longer adds up.

People should prepare accordingly.

Yes...It's over!

:ph34r:

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Guest The Relaxation Suite
The capitalists dont consider such things as what happens to people in the west, it is not there concern.

Its like we in the west look at Africa and see people starving, we may give a bit to charity but its not really our problem.

But the people dont just disappear and like you say people in the west have been given high expectations just like before

in the 1920s before the great depression peoples expectations for the future were high and hard times are that much harder

to accept.

I remember an interview with Chris Hitchens where he explains that his parents were always conservative voters but that he considered they never seemed to get anything back for that lifelong loyalty. A lot of people will be asking this of themselves shortly. Many people in the UK/US have spent a lifetime working 40+ hours a week and taking no sick leave for decades. They now look at their lives, see their house is worth less than they paid for it, their savings are being destroyed on a massive scale, and soon their mortgage payments are going to double. They will ask themselves: am I happy for my life to be like this just so the banks can get bailed out?

However, I will also blame socialist overspend for many of our problems, and I suspect you will disagree with that.

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I remember an interview with Chris Hitchens where he explains that his parents were always conservative voters but that he considered they never seemed to get anything back for that lifelong loyalty. A lot of people will be asking this of themselves shortly. Many people in the UK/US have spent a lifetime working 40+ hours a week and taking no sick leave for decades. They now look at their lives, see their house is worth less than they paid for it, their savings are being destroyed on a massive scale, and soon their mortgage payments are going to double. They will ask themselves: am I happy for my life to be like this just so the banks can get bailed out?

However, I will also blame socialist overspend for many of our problems, and I suspect you will disagree with that.

I think a lot of the socialist overspend was an attempt to compensate for the consequences of following neo liberal policies

and to fool people into thinking that the government would always do this and therefore heading off any resistance.

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Guest The Relaxation Suite
And this is why Labour will more than likely win the next election, too many people will go under if the Tories are percieved as the party that will make cuts and the rumors are already rife that that is exactly what will happen.

At our children's school most of the 1800 kids parents are employed by the government one way or another, add to that staff, there would be a blood bath if benefits and public services were both cut.

I understand your logic and share your concern, but in my view the Labour Party will not only lose the next election in s massive and totally deserved landslide, but will also cease to exist as we know it today. It will implode into factions of much more strongly defined Left and Right terms as it struggles to understand why it was booted out. For the record, I don't feel the Conservative Party can bring anything of any use to government either. None of the mainstream political parties in contemporary Britain are worthy of power.

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