winkie Posted July 2, 2009 Share Posted July 2, 2009 Heart says: Buy an Audi R8 and enjoy life.Head says: Put it into the highest paying ISAs/term deposit accounts, obviously splitting it for maximum protection, and avoiding dodgy places like ICICI et al. The latter is pretty much what I've done for the last two years (albeit except for a slight, and very disturbing, flirtation with Kaupthing Edge). Still wishing I'd had the balls to go for the 'Heart' option though. Edit: Oh, I forgot - put aside a couple of thousand to play about with shares. Had some ups, some downs, but it's been a bit of a laugh. You can borrow mine. Quote Link to comment Share on other sites More sharing options...
Oh Give Me A Home Posted July 2, 2009 Share Posted July 2, 2009 You can borrow mine. You're on! Have it washed and waxed, and send it round tomorrow will you? Quote Link to comment Share on other sites More sharing options...
winkie Posted July 2, 2009 Share Posted July 2, 2009 You're on! Have it washed and waxed, and send it round tomorrow will you? Wouldn't know what an Audi R8 was if it hit me in the face....but you won't be disappointed. Quote Link to comment Share on other sites More sharing options...
ccc Posted July 2, 2009 Share Posted July 2, 2009 Move somewhere like Thailand where 50k will build you a really nice house by the sea and the other 50k will keep you living well for quite a while. Enjoy life while it's still there to be enjoyed and worry about things when you only have a couple of years worth of money left (or try and make your money stretch until retirement). You can't buy a house in Thailand IIRC. Move to San Diego and start printing your own IOU's, and paying yourself in them. Sorted. Quote Link to comment Share on other sites More sharing options...
Oh Give Me A Home Posted July 2, 2009 Share Posted July 2, 2009 Wouldn't know what an Audi R8 was if it hit me in the face....but you won't be disappointed. Then colour me confused - I have no idea what you meant... That's not unusual, mind, as I spend a fair amount of time on the border of befuddlement. Quote Link to comment Share on other sites More sharing options...
winkie Posted July 2, 2009 Share Posted July 2, 2009 Then colour me confused - I have no idea what you meant... That's not unusual, mind, as I spend a fair amount of time on the border of befuddlement. Thats's handy to know. Quote Link to comment Share on other sites More sharing options...
Si1 Posted July 2, 2009 Share Posted July 2, 2009 Then colour me confused - I have no idea what you meant... That's not unusual, mind, as I spend a fair amount of time on the border of befuddlement. is that near Ipswich? Quote Link to comment Share on other sites More sharing options...
abharrisson Posted July 2, 2009 Share Posted July 2, 2009 is that near Ipswich? I think its in leeds. Quote Link to comment Share on other sites More sharing options...
salamander Posted July 2, 2009 Share Posted July 2, 2009 Easy. Buy more golf-oscar-lima-delta. Quote Link to comment Share on other sites More sharing options...
Oh Give Me A Home Posted July 2, 2009 Share Posted July 2, 2009 is that near Ipswich? It's just north of bewilderment. Head to discombobulation, then turn left on the M4. Quote Link to comment Share on other sites More sharing options...
Si1 Posted July 2, 2009 Share Posted July 2, 2009 It's just north of bewilderment. Head to discombobulation, then turn left on the M4. Oh Good God. Thames Valley then... Quote Link to comment Share on other sites More sharing options...
Oh Give Me A Home Posted July 2, 2009 Share Posted July 2, 2009 (edited) Oh Good God. Thames Valley then... Sadly, yes. The home of the permanently dazed. Edited July 2, 2009 by Oh Give Me A Home Quote Link to comment Share on other sites More sharing options...
wren Posted July 3, 2009 Share Posted July 3, 2009 In my opinion for safety :-25% Cash 25% Bluechip equity 25% NS Bonds 25% Gold ETF ETFs are not free of counterparty risk. It is possible to buy physical gold at a reasonable price through the companies goldmoney.com and bullionvault.com. With these companies the customer owns the physical metal and is thereby free of counterparty risk. In both companies the metal quantity is audited and published on a regular basis. I think these are safer than gold ETFs for the medium- to long-term saver. I have accounts with both companies and am very happy with their services. At goldmoney.com you can buy silver too (VAT free if you don't take delivery). Quote Link to comment Share on other sites More sharing options...
ronpember Posted July 3, 2009 Share Posted July 3, 2009 Funnily enough I have just spent £100k on some shares (nb I do have a job and some more cash in the bank). HICL VOD NFDS CNA REX BP NG. GSK a combined yield of 6.52% at yesterday's closing prices. I bought in roughly £12500 tranches - thoguth this was a fair mix of stocks for a long term view - more than a year. NFDS is one where I worry that the dividend may be at risk, BP and GSK's payments are subject to USD/GBP exchange rate. Quote Link to comment Share on other sites More sharing options...
kara gee Posted July 3, 2009 Share Posted July 3, 2009 From the princely amount of .2% up to about 3.5% if you lock in for three years with an ISA......, I'm trying to shuffle some money at the minute. I need fixed rates, but no more than 1 year. Best I've found so far is Skipton BS, 3.85% gross, matures 28th Feb 10 (8 months). I suspect IR's will have risen a bit by then, so this seems the best rate for the shortest time. I wouldn't be fixing for any more than a year and remember put no more than £50k in. I don't know how much your rent is, but I doubt interest from 100k will cover it now. Quote Link to comment Share on other sites More sharing options...
kara gee Posted July 3, 2009 Share Posted July 3, 2009 oh this is a good thread....my mother finds herself in a similar position due to her mother dying recently...interesting to see what everyone thinks. Much argument in my family at the mo! Hi jessica rabbit. I remember your 'predicament' with your mum. Did you manage to talk her down from buying in devon? Quote Link to comment Share on other sites More sharing options...
Moley Posted July 3, 2009 Share Posted July 3, 2009 I'm trying to shuffle some money at the minute. I need fixed rates, but no more than 1 year. Best I've found so far is Skipton BS, 3.85% gross, matures 28th Feb 10 (8 months). I suspect IR's will have risen a bit by then, so this seems the best rate for the shortest time. I wouldn't be fixing for any more than a year and remember put no more than £50k in.I don't know how much your rent is, but I doubt interest from 100k will cover it now. My Dad's just gone with the Skipton (50k) and he got a similar deal with Abbey. Quote Link to comment Share on other sites More sharing options...
Fence Posted July 3, 2009 Share Posted July 3, 2009 Come on guys its a serious question .jessica Rabbits mother would like to know anyway. How can anyone sensibly answer such a question. It depends on risk, objectives, etc, etc, etc. All I can say is don't put it anywhere with a dodgy name like Madoff (made off with your money), Kapauting (kaput), etc. Not that hard really! Quote Link to comment Share on other sites More sharing options...
West Hampstead Posted July 3, 2009 Share Posted July 3, 2009 Heres the scenario. You have no property,you cant work but your coming into 100k cash.Whats the best thing to do with it ? How to hold on to it for as long as possible bearing in mind the above. Put it in several accounts-Get a flight to somewhere I can live on £5 a day Quote Link to comment Share on other sites More sharing options...
Guest BAREBEAR_soon to be ALIVA Posted July 3, 2009 Share Posted July 3, 2009 How can anyone sensibly answer such a question. It depends on risk, objectives, etc, etc, etc.All I can say is don't put it anywhere with a dodgy name like Madoff (made off with your money), Kapauting (kaput), etc. Not that hard really! Lol thats right Fence you keep sitting on it. Quote Link to comment Share on other sites More sharing options...
Guest BAREBEAR_soon to be ALIVA Posted July 3, 2009 Share Posted July 3, 2009 Put it in several accounts-Get a flight to somewhere I can live on £5 a day Who wants to live for more than a couple of weeks on a beach in Thailand ? Quote Link to comment Share on other sites More sharing options...
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