Jump to content
House Price Crash Forum

Drunk Driver Manages To Damage The Wife's Parked Car


Tin Foil Hat

Recommended Posts

As title.

Tenuous link to house prices is it was a semi rural road near some 1940's semi's 'worth' 350-400k.

TFH

Short answer? Yes if they have seperate policies, no if a joint policy. If insurance companies didn't have to pay out if their insured was pi**ed, then why would they weight them if you have a DD conviction?

Link to post
Share on other sites
Short answer? Yes if they have seperate policies, no if a joint policy. If insurance companies didn't have to pay out if their insured was pi**ed, then why would they weight them if you have a DD conviction?

I had a similar situation nearly 30 years ago.Wife came home from work and drove into my car parked in the drive.Luckily I had just sold it to a garage down the road so I claimed saying it was his car she had hit.Which strictly speaking as I had his cheque,it was.

Link to post
Share on other sites

My car was hit badly by a drunk driver a few years ago. He drove along my street, bounced off virtually every car in the road and came to rest in mine! He was arrested at the scene and his insurance paid out in full (handsomly in fact, they assumed all the little dents and dings were down to him!) so there's probably nothing to worry about.

Link to post
Share on other sites
As title.

Tenuous link to house prices is it was a semi rural road near some 1940's semi's 'worth' 350-400k.

TFH

Sorry, just realised that it's your wife, not the drivers! Shouldn't be a problem claiming from his insurance, and there's a fund available if he is un-insured. Google it for details.

Link to post
Share on other sites

My apologies chaps - after a bit more of a shufty it appears that the third party aspect (ie: the cars which were damaged) will hold and it's the "comprehensive" first party damage (his car) which may be withheld if one is found to be pished at the wheel.

Out of interest, how should I have titled the thread? I am a little bit dyslexic and would like to know how to make it less ambiguous.

Cheers,

TFH

Link to post
Share on other sites

Archived

This topic is now archived and is closed to further replies.

  • Recently Browsing   0 members

    No registered users viewing this page.

  • 419 Brexit, House prices and Summer 2020

    1. 1. Including the effects Brexit, where do you think average UK house prices will be relative to now in June 2020?


      • down 5% +
      • down 2.5%
      • Even
      • up 2.5%
      • up 5%



×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.