R K Posted October 13, 2015 Share Posted October 13, 2015 RBS Economics @RBS_Economics 22m22 minutes ago From 25% in 1996 to 100% now. How far the average deposit for a house vs. a first time buyer's income has changed. Quote Link to comment Share on other sites More sharing options...
Executive Sadman Posted October 14, 2015 Share Posted October 14, 2015 RBS Economics @RBS_Economics 22m22 minutes ago From 25% in 1996 to 100% now. How far the average deposit for a house vs. a first time buyer's income has changed. That doesnt even illustrate the full obscenity of the situation because it only monitors the incomes of those able to buy and ignore's those now frozen out from ownership who would have been able to buy in '96. For example, the average FTB wage in 1996 is shown on the graph as about £19,000 against a 1996 national average salary for all earners of £14,000...ie a FTB only needed a salary 40% higher than the average. The 2014 figure shown on the graph is about £50,000, ie a FTB now needs a salary 100% higher than the national average salary of £25,000. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 16, 2015 Share Posted October 16, 2015 http://www.zerohedge.com/news/2015-10-15/be-very-afraid-3-em-debacles-loom-hsbc-warns A chart that about sums up the entire planet, everyone and everything is overleveraged! Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 16, 2015 Share Posted October 16, 2015 http://www.zerohedge.com/news/2015-10-16/slowdown-global-trade-6-charts The last two US recessions have severely damaged the growth rate in global trade. In each case, the trend growth rate of trade since 1991 (which is when the CPB World Trade Monitor data begins) was effectively cut by at least a percent. Emerging markets have helped to keep global trade afloat especially relative to developed markets, however, even in emerging markets we have seen a step down in the growth rate of trade. In each of the charts, we index import or export data at 100 starting on 1/31/1991. We then plot growth trend lines as an easy way of identifying a pick up or slow down in trade. For example, world imports grew at growth rate slightly above 7% from 1991 to 2000. By the end of the technology stock bust, trend growth had fallen to about 6%. World imports again picked up steam starting in 2003 and nearly reached a 7% growth rate before the global financial crisis. Since the financial crisis, however, trend growth since 1991 has fallen to nearly 5%. The trajectory in world exports is nearly identical to that of world imports. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 19, 2015 Share Posted October 19, 2015 http://www.zerohedge.com/news/2015-10-18/global-debt-and-gdp-spot-odd-one-out Source: Citi Quote Link to comment Share on other sites More sharing options...
zugzwang Posted October 20, 2015 Share Posted October 20, 2015 US loan growth is surging. Bank lending excluding repo lending is now running at a euphoric 8% annualised. We've seen this act before and know how it ends. Quote Link to comment Share on other sites More sharing options...
Killer Bunny Posted October 22, 2015 Share Posted October 22, 2015 http://www.housepricecrash.co.uk/forum/index.php?/topic/166794-gold-strategy-in-the-current-economy/?p=1102812844 Quote Link to comment Share on other sites More sharing options...
R K Posted October 29, 2015 Share Posted October 29, 2015 Samuel Tombs @samueltombs 9m9 minutes ago Ignore fall in mortgage approvals; likely a blip. Credit flows are continuing to strengthen, albeit slowly: Quote Link to comment Share on other sites More sharing options...
billybong Posted November 2, 2015 Share Posted November 2, 2015 (edited) The link below is to a recent article (with charts) refreshing the history and consequences of QE in Japan and comments on their 2% inflation target. http://www.acting-man.com/?p=41053 The Bank of Japan has employed QE programs since March of 2001 (in February of 2001, it still claimed that “QE will be ineffective” – it was right then, for the last time). Edited November 2, 2015 by billybong Quote Link to comment Share on other sites More sharing options...
zugzwang Posted November 3, 2015 Share Posted November 3, 2015 The link below is to a recent article (with charts) refreshing the history and consequences of QE in Japan and comments on their 2% inflation target. He's a goddamn one man slaughterhouse, that's what he is. Quote Link to comment Share on other sites More sharing options...
The Masked Tulip Posted November 9, 2015 Share Posted November 9, 2015 Quote Link to comment Share on other sites More sharing options...
R K Posted November 13, 2015 Share Posted November 13, 2015 http://www.zerohedge.com/news/2015-10-18/global-debt-and-gdp-spot-odd-one-out Source: Citi Scary (but sadly not surprising) that a too big to fail global bank is using a nominal rather than log chart to represent debt. Quote Link to comment Share on other sites More sharing options...
R K Posted November 13, 2015 Share Posted November 13, 2015 Bit weird. Had a look at the fund prospectus: So what does that mean? When INSAX underperforms the broader index, those companies where the insiders are buying stock underperform? Theres no such thing as "smart money" only hindsight bias. Quote Link to comment Share on other sites More sharing options...
Bland Unsight Posted November 17, 2015 Share Posted November 17, 2015 From the twitterverse I wonder what UK property would look like absent foreign money and BTL, (and foreign BTL money too, natch). Quote Link to comment Share on other sites More sharing options...
billybong Posted November 19, 2015 Share Posted November 19, 2015 (edited) http:// www.dailymail.co.uk/money/cars/article-3325101/Could-return-1-litre-Christmas.html Two interesting and upto date charts of petrol prices v crude oil prices with one going back to 1 January 2009 - showing the current disparity between petrol prices relative to the oil price compared to any time since 2009. Edited November 19, 2015 by billybong Quote Link to comment Share on other sites More sharing options...
zugzwang Posted November 20, 2015 Share Posted November 20, 2015 Fixing the roof when the sun is shining? Gidiot's borrowing/spending orgy continues unchecked. Quote Link to comment Share on other sites More sharing options...
zugzwang Posted November 20, 2015 Share Posted November 20, 2015 The Fed is the stockmarket is the economy. Changes to the Fed's SOMA account mirrored uncannily by moves in the S&P 500 and the index of industrial production. Cause... and effects. Quote Link to comment Share on other sites More sharing options...
R K Posted November 30, 2015 Share Posted November 30, 2015 RBS Economics @RBS_Economics 6h6 hours ago Back to the '90s with consumer credit growth significantly outpacing mortgage growth. Former up 8.2%y/y in October. Quote Link to comment Share on other sites More sharing options...
Eddie_George Posted December 29, 2015 Share Posted December 29, 2015 Melbourne, Australia, but the same is true for average UK prices. Anyone have an up-to-date graph for the UK? Quote Link to comment Share on other sites More sharing options...
Eddie_George Posted December 30, 2015 Share Posted December 30, 2015 (edited) Outside London and SE, rent has pretty much flat-lined since 2008. One could surmise that foreign money is sucking up all of the excess property in London and SE and it is not being rented out. Source: http://downloads2.belvoirlettings.com/marketing/BelvoirRentalIndexSeptember15Q32015Final.pdf Edited December 30, 2015 by Eddie_George Quote Link to comment Share on other sites More sharing options...
billybong Posted December 30, 2015 Share Posted December 30, 2015 (edited) Melbourne, Australia, but the same is true for average UK prices. Anyone have an up-to-date graph for the UK? and it's a fair bet that the builders will still be complaining that they're losing money. Edited December 30, 2015 by billybong Quote Link to comment Share on other sites More sharing options...
R K Posted January 4, 2016 Share Posted January 4, 2016 household lending (mortgage/house) bubble again? Are you sure? Samuel Tombs @samueltombs 17m17 minutes ago Mixed bag of UK data this morn: manufact. PMI weakened and points to stagnation in Dec, but credit flows picking up Quote Link to comment Share on other sites More sharing options...
zugzwang Posted January 6, 2016 Share Posted January 6, 2016 No hint of a rebound in BRIC manufacturing pmi's. Quote Link to comment Share on other sites More sharing options...
RentaBear Posted January 7, 2016 Share Posted January 7, 2016 Not sure how I post a screen shot, but this interactive ONS UK population graph is interesting: http://www.ons.gov.uk/ons/interactive/uk-population-pyramid---dvc1/index.html Quote Link to comment Share on other sites More sharing options...
billybong Posted January 9, 2016 Share Posted January 9, 2016 (edited) ^ very interesting. To start with from that it looks like for the next 10 years more and more FtBers in the age range 30-40 are at risk of being disappointed. Maybe it partly explains the extra taxes etc on BtLers - maybe being introduced to help to free up BtL type properties. Edited January 9, 2016 by billybong Quote Link to comment Share on other sites More sharing options...
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