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House Price Crash Forum
Dave Spart

The Hpc Agenda Forum.

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Erm, yeah right. Leader from the TFH faction? The (BN|UKI)P faction? Denialist faction? Injin as shadow chancellor? Even among historically "respectable" factions I see a range from 1970s-socialist through Thatcherite to Libertarian.

Let them be heared. Proposals don't necessarily have to be along political lines. Trivial or extremist proposals could easily be removed. I'm hoping that the agenda we form resolves the injustices and iniquities and introduces and retains fairness and opportunity for all.

Anyway, here's one for the pot. A week or two ago, someone on the wireless interviewed a man who had been required to give up his second allotment, because it was considered underused, and demand exceeded supply. If we accept that housing is more of a necessity than the allotment, we can presumably expect the same to apply to multiple home owners and empty-nesters. Or is this another case of double-standards?

Are you asking a question or suggesting a proposal? I'm not sure you've grapsed the point of this thread. It was not intended as yet another thread for anecdotal whinge-fest, but as a means to encourage the website owners to enable its members to form an agenda.

Its because this forum has become addicted to indignance over boom and bust that we have not formed a credible agenda of our own. Apart from the national anthem, when it comes to property markets what exactly do we stand for?

HPCers, including myself, are happy to whinge but until we debate and vote on a set of our own proposals we are woefully underexploiting the democratic strengths of the internet for our own benefit and doing ourselves and future generations no service whatsoever.

Mods : An Agenda Forum if you'd be so kind, ta.

Edited by Dave Spart

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A Farmer can leave an "edge" of around 2-5 metres round his fields because it would be difficult to grow/cultivate/harvest that last little bit, yet land is "scarce" and the general public have to live in pre-designated control areas in shoe boxes, while forcedly saving the planet by no longer being allowed to have tiny plastic bags at Supermarkets.

How much land area is wasted countrywide when all that 3-5 metre edging is added up?

A lot I should think, but I am under the impression that the uncultivated edge is (probably incidentally) rather important in a normally mono-cultural area of land. Some of the crop fields are little better than deserts in species-diversity terms, which isn't terribly healthy.

A lot of land is wasted though, and sooner or later (unless we get a population crash) some building is going to have to take place. Personally I'd get rid of the land-banks since the big builders, whilst providing much needed employment, keep building stuff that isn't really suited to the needs of those who just want somewhere to live.

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Again another proposal that deserves debating and voting on in an Agenda Forum.

Let's get organised.

How would we get this going then?

Would it work by starting a new thread on a topic ie LVT (land tax). I/you/whoever, could then summerise views and ideas stated on a new poll or series of polls in order to be as specific as possible, which would be linked directly to the LVT thread, which could then be kept bumped on page 1 for a week or so (or until there was enough votes to show a realistic view of HPC members.

There would be a final poll related to each subject ie LVT, which would be a very specific statement. The poll option here would be do you agree or disagree.

The results could be shown on a pinned Agenda.

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A lot I should think, but I am under the impression that the uncultivated edge is (probably incidentally) rather important in a normally mono-cultural area of land. Some of the crop fields are little better than deserts in species-diversity terms, which isn't terribly healthy.

A lot of land is wasted though, and sooner or later (unless we get a population crash) some building is going to have to take place. Personally I'd get rid of the land-banks since the big builders, whilst providing much needed employment, keep building stuff that isn't really suited to the needs of those who just want somewhere to live.

In addition to the species diversity mentioned by SB, if you get rid of that two to three metres then you're going to need to define a new, 'unused' two to three metres inside the new boundary to turn the tractor/combine etc.

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How would we get this going then?

Would it work by starting a new thread on a topic ie LVT (land tax). I/you/whoever, could then summerise views and ideas stated on a new poll or series of polls in order to be as specific as possible, which would be linked directly to the LVT thread, which could then be kept bumped on page 1 for a week or so (or until there was enough votes to show a realistic view of HPC members.

There would be a final poll related to each subject ie LVT, which would be a very specific statement. The poll option here would be do you agree or disagree.

The results could be shown on a pinned Agenda.

Yes, that's pretty close to what I was thinking.

In the main forum any member can start a new topic. In the new Agenda Forum any member could put forward a proposal and a means to vote yes or no for it.

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How would we get this going then?

Would it work by starting a new thread on a topic ie LVT (land tax). I/you/whoever, could then summerise views and ideas stated on a new poll or series of polls in order to be as specific as possible, which would be linked directly to the LVT thread, which could then be kept bumped on page 1 for a week or so (or until there was enough votes to show a realistic view of HPC members.

There would be a final poll related to each subject ie LVT, which would be a very specific statement. The poll option here would be do you agree or disagree.

The results could be shown on a pinned Agenda.

Yes, that's pretty close to what I was thinking.

As things already stand in the main forum, any member can start a new topic including one with a poll.

In the new 'Agenda Forum' there would be two differences:

Each 'thread' will specifically be a proposal to be debated and voted on rather than just some nugget of tittle-tattle as so many of the threads in the main forum actually are. The vote (for or against) would be on-going.

Each 'thread' will be a poll thread by default. The opening post will outline the proposal and subsequent posters will be encouraged to debate the pros and cons of the proposal offering constructive criticism.

As the argument surrounding any one particular proposal evolves so the original proposal could be retired in favour of a shiny new one to replace it.

There will have to be some policing by the mods to ensure that trivial or extremist proposals are removed.

On the website's front page there would ideally be a tab labelled 'Our Agenda' showing a list of the proposals from the 'Agenda Forum', colour coded to show where the membership stand (green tick = for, red cross = against. The proportions of votes for and against could be shown too).

If you think the main forum generates enough debate just wait till Fubra introduce this!

If you want to be really posh and stimulate debate you could also include a list of who voted for and against. Well, maybe maybe not, but an Agenda Forum would make HPC.co.uk a more serious force to reckon with.

Edited by Dave Spart

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Can we call it "Free House Party"?

Works on so many levels. :rolleyes:

I'm proposing an Agenda Forum. If you want to start a political party based on the agenda that comes out if feel free (smart name!) but that's not my point here.

Edited by Dave Spart

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[Could readers also refer to post #18 in this thread where my best idea is suggested, ta.]

Occasionally over the last year or so there has been the odd suggestion here and there that we could form a political party.

While I don't necessarily agree with that, by now most of the contentious issues have been discussed.

If we as a group had a chance to change to the way the property market and related issues work what would our list of issues look like?

I was wondering if such an agenda listing our proposals might become a tab on the home page (alongside home, graph, base rates, resources books blog, wiki, forum).

I work in corporate tax so my proposals are all going to have a tax slant!

a) BTL: restrict interest deductions to stop people from being able to increase mortgage - ie interest deduction will be restricted to purchase price of house. Also amount of deductions to decrease each year based on 25 year repayment mortgage - so interest relief will reduce each year so encourage owners to pay off mortgage not to increase it (like current rules).

B) restrict interest deductions for companies in general

c) allow all non home owners to have up to £100k in a special tax free ISA.

d) impose special corporate tax surcharge on profits a bank makes from interest only mortgages or mortgages with less than 10% deposit or when lending more than 3x salary.

e) chance principal private property relief to require three years ownership and stop flipping etc. get rid of "last three years rule"

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I work in corporate tax so my proposals are all going to have a tax slant!

a) BTL: restrict interest deductions to stop people from being able to increase mortgage - ie interest deduction will be restricted to purchase price of house. Also amount of deductions to decrease each year based on 25 year repayment mortgage - so interest relief will reduce each year so encourage owners to pay off mortgage not to increase it (like current rules).

B) restrict interest deductions for companies in general

c) allow all non home owners to have up to £100k in a special tax free ISA.

d) impose special corporate tax surcharge on profits a bank makes from interest only mortgages or mortgages with less than 10% deposit or when lending more than 3x salary.

e) chance principal private property relief to require three years ownership and stop flipping etc. get rid of "last three years rule"

just the sort of points that deserve debating and voting on as proposals in an Agenda Forum.

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