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Is She Having A Laugh?

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I just saw this post on Moneysupermarket.com and fell off my chair laughing.

Anybody like to open an odds book on her chances of getting a remortgage + further advance :rolleyes:

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Moneysupermarket.com » Forums » Money & finance » Mortgages » Moving my morgage to a lower rate

Moving my morgage to a lower rate

Last post 22 minutes ago by LynneM. 0 replies.

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22 minutes ago

LynneM

Joined on Wed, May 20 2009

Window Shopper

Points 5

Moving my morgage to a lower rate

Hi Louise,

I am in need of some advice please. I bought my flat 2 years ago. I have a fixed rate morgage at 7% for 2 years. I am now past my 2 years and I am hoping to change morgages to a lower rate with less monthly payments.

I would also like a £15,000 home loan for upgrades to my property on top of this.

Can you advice me please.

Much abliged,

Lynne M

Post Points: 5

Contact Us - Investor Relations - Awards - Add to Favourites - Careers - Press - Terms & Conditions - Security - Affiliates© Moneysupermarket Financial Group 2009

Edited by gotoutintime

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I just saw this post on Moneysupermarket.com and fell off my chair laughing.

Anybody like to open an odds book on her chances of getting a remortgage + further advance :rolleyes:

Not Logged InHelpLogin or Register

in Mortgages (forum) Forums (group) Moneysupermarket.com Search

Moneysupermarket.com » Forums » Money & finance » Mortgages » Moving my morgage to a lower rate

Moving my morgage to a lower rate

Last post 22 minutes ago by LynneM. 0 replies.

Sort Posts: Oldest to newest Newest to oldest Previous Next

Hot Topics

Moving my morgage to a...

Barclaycard

5 yr fixed rates...wil...

22 minutes ago

LynneM

Joined on Wed, May 20 2009

Window Shopper

Points 5

Moving my morgage to a lower rate

Hi Louise,

I am in need of some advice please. I bought my flat 2 years ago. I have a fixed rate morgage at 7% for 2 years. I am now past my 2 years and I am hoping to change morgages to a lower rate with less monthly payments.

I would also like a £15,000 home loan for upgrades to my property on top of this.

Can you advice me please.

Much abliged,

Lynne M

Post Points: 5

Contact Us - Investor Relations - Awards - Add to Favourites - Careers - Press - Terms & Conditions - Security - Affiliates© Moneysupermarket Financial Group 2009

Depends on your LTV, income and payment record, if she has a good credit score, no missed payments or defaults in the last twelve months and the £15,000 loan keeps within the required LTV she will gat a mortgage with any of the mainstream companies.

If she has a poor dredit record but low LTV she will re-mortgage at a higher rate and if she cannot comply with any of these conditions then she will be stuck with her present lender,

so what was the question?

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Depends on your LTV, income and payment record, if she has a good credit score, no missed payments or defaults in the last twelve months and the £15,000 loan keeps within the required LTV she will gat a mortgage with any of the mainstream companies.

If she has a poor dredit record but low LTV she will re-mortgage at a higher rate and if she cannot comply with any of these conditions then she will be stuck with her present lender,

so what was the question?

i wouldn't be at all surprised if she were in negative equity. 7% fixed two years ago sounds a little on the high side for someone with a low LTV.

How does her 15k mew requirment look in that scenario ?

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Guest X-QUORK
Can you advice me please.

Much abliged,

Lynne M[/b]

Hi Lynno,

If you can't be arsed to learn English, or at least use a spellchecker, I can't be arsed to advice you.

Warmest regards

Louise

x

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Hi Louise,

I am in need of some advice please. I bought.........................

Lynne M[/b]

Dear Lynne,

You are not in need of advice.

You are in need of money.

Quite a lot of money.

Good luck with finding it.

Regards

PN

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Depends on your LTV, income and payment record, if she has a good credit score, no missed payments or defaults in the last twelve months and the £15,000 loan keeps within the required LTV she will gat a mortgage with any of the mainstream companies.

If she has a poor dredit record but low LTV she will re-mortgage at a higher rate and if she cannot comply with any of these conditions then she will be stuck with her present lender,

so what was the question?

Funnily enough, I don't know too many people who bought flats with a 50% deposit which is what she would need to remortgage with a further advance.

As the author of the post gave no details of how much she put down, her income etc then one has to guess but if you have to ask me "so what was the question?" and you need a little help, I suppose I had better go and buy a crystal ball

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Funnily enough, I don't know too many people who bought flats with a 50% deposit which is what she would need to remortgage with a further advance.

As the author of the post gave no details of how much she put down, her income etc then one has to guess but if you have to ask me "so what was the question?" and you need a little help, I suppose I had better go and buy a crystal ball

Get two cause this post a load og b..oll...ock...s

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Get two cause this post a load og b..oll...ock...s

Okay then, and I'll send them to you because you seem to be a p...rick

nobody else had a problem with the post, did they?

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