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Online Banking- Computer Says No!


Ron Forthehills

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HOLA441

I have had a number of online accounts with ING, and have operated them with no difficulty over three years.

Today, motivated by low returns ( letter in post today) I decided to move some funds around, and attempted to log in. Three times it

rejected my login details, and then locked up the account, saying phone the call-centre. After much waiting and holding (0845-more money for them) I finally spoke

to an operative, who has allegedly arranged for a new PIN to be mailed to me. She also gave a promotional pitch for other slightly better offers, to try to keep me on board.

Suspicious, maybe paranoid, I have to wonder if they are putting obstacles in the way to prevent a further exodus of funds

''The uSwitch survey shows that 4.3 million savers are planning on withdrawing money from their accounts, losing the advantage of the tax-free status. The research suggests that, with the average cash ISA saver having a balance of £2,200, savers are set to withdraw £9.5 billion over the next year'' Telegraph.co.uk

Depending on circumstances, many savers might need/want to get funds in a hurry, and it might be worth checking that all systems are working as they should.

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HOLA442

I've just gone into my ING account to check it out and got in no problem at all. I will have to say though that of all my internet accounts (I have a lot for my STR fund) ING is the hardest to get into and the easiest to make mistakes when logging on. Don't get too paranoid just yet...... :ph34r:

Edited: O845 number are now or soon will be "free" if you have inclusive call packages with BT.

Edited by inbetween
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HOLA443
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HOLA445
I moved all my cash from ING a couple of days ago without issues. Screw them and their 1.5% (or whatever it is now). I'll shove it in Premium bonds instead.

Funny I have just started putting money in premium bonds too. Partly due to not wanting to tie up money beyond February 2010 and motivated by the low interest rates.

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HOLA446
Funny I have just started putting money in premium bonds too. Partly due to not wanting to tie up money beyond February 2010 and motivated by the low interest rates.

I reckon my premium bonds have outperformed my savings accounts. Since it's become apparent that the banking system ran as a big lottery premium bonds seem as good as anything not yellow.

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