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Ultimately, Carneys advice to Britons was to be prudent with their finances -- a message he said he would always deliver. You want to make sure that as a family, as an individual, that youll be able to service that mortgage when times are tough; you dont want to lose your home, he said. Wed tell you that if we were in the 10th year of a boom. http://www.bloomberg.com/news/articles/2016-07-05/boe-cuts-bank-capital-buffer-as-brexit-vote-challenges-stability