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  1. Just thinking about the incomes of rented property bought with a mortgage... OK, so Mr. Landord buys a property to rent out with the aid of a BTL mortgage. Property is ready for a tenant, who pays a bit more than the mortgage payment so the landlord is making a profit (of sorts). Given that many of these are bought as a pension income, it's not much of an income when there's a mortgage to pay. Factor into that repair costs over the term of the mortgage, gas safety checks and lettings agent/service charges if applicable. Once the mortgage is paid up, the property has cost a lot of money in maintenance over the years. Wouldn't a decent pension plan be less of a long term headache, despite not paying out so brilliantly in the end? Or am I thinking too simplistically here? Edit: Speling Mistaik & paw grama innit bro.
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