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  1. Daily Mail today. Lifetime IO mortgage being offered from next year. Initially just to the 2.3 million retirees with average 73k shortfalls currently on expiring IO terms. An alternative to repossession. Banks will defer repo until after death. 1. How on earth did the banks and regulators allow these loans in the first place? Apart from the fact that they had to do it to create the bubble and the feel good factor. 2. The regulators will do anything to avoid spooking the housing market by allowing repossession from those who can't afford to pay mortgage. 3. This is a very attractive deal. Re
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