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About Me

Found 2 results

  1. Here's one to ponder , who here thinks the retirement age for private pensions and SIPP's will rise to the age of 70 or above? I'm in my late 20's currently squirrelling away a few percent into a private pension with the company I work for matching it . Here's the thing though, i'm not entirely sure I will ever see it.As the Government becomes more desperate for funds I can imagine the age at which I can withdraw it rising until its basically too late,that or it being raided as demonstrated previously by a certain Scottish Chancellor. Thoughts?
  2. According to the insurer Royal London, the cash values being offered are "eye-watering" sums, often tens of thousands of pounds more than a year ago. For someone with a pension income worth £20,000, it is not uncommon to be offered 30 times that amount - in other words, £600,000 in cash. With over 6 million people having been members of these schemes it must be looking increasingly likely that those leaving first will take the cream from the funds leaving no fat left for those who remain. I would be very concerned about the ability or willingness of a large number of companies to fund these funds as they collapse. Is the general opinion that it would be wise to get out now and move into a money purchase scheme?
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