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https://www.bbc.co.uk/news/business-55736160 In early September last year, there were only 44 mortgage products available for those able to offer a 10% deposit. At the same time, first-time buyers putting money aside for a deposit were faced with pressures of poor savings rates and rising house prices. That choice has now risen to 197 products, according to the Moneyfacts figures, with some big lenders returning in recent weeks.
What could possibly go wrong? http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11522483/Risky-mortgages-are-back-on-the-rise.html 'Give a man a fire, you warm him for a day. Set him on fire and you keep him warm for the rest of his life'.