Search the Community
Showing results for tags 'ftb'.
Found 10 results
-
https://www.bbc.co.uk/news/business-55736160 In early September last year, there were only 44 mortgage products available for those able to offer a 10% deposit. At the same time, first-time buyers putting money aside for a deposit were faced with pressures of poor savings rates and rising house prices. That choice has now risen to 197 products, according to the Moneyfacts figures, with some big lenders returning in recent weeks. -
https://www.theguardian.com/money/2018/nov/24/mortgage-deal-income-darlington-clydesdale this week saw the launch of a mortgage that lets people borrow up to six times their income.
-
https://www.theguardian.com/money/2018/oct/16/taxes-buy-to-let-landlords-rents-generation-rent-buyers Warnings by landlords that taxes on buy-to-letwould cripple the property market, driving down supply and pushing up rents, have turned out to be entirely hollow, according to research by campaign group Generation Rent. It found that since the “bombshell” introduction of taxes on buy-to-let landlords in George Osborne’s 2015 budget, rents have fallen in real terms.
-
www.theguardian.com/politics/2018/apr/02/pay-all-uk-25-year-olds-a-10000-inheritance-says-thinktank Hand money out. Ignore the student loan, give them cash so they can borrow even more. Is there any sanity?
-
http://www.bbc.co.uk/news/business-43043294 More first-time buyers took out mortgages in 2017 than in any year since the financial crisis. There were 365,000 first-time buyers in the UK, the highest number since 2006 and an increase of 7.4% compared with 2016, UK Finance said. Yet this growth is expected to cool in 2018, the lenders' trade body said. The buy-to-let market was also "less buoyant", it said. Separate official data shows UK house prices rose by 5.2% in 2017. The figures, from the Office for National Statistics (ONS), showed that the 4.8% rise in the price
-
http://www.marketoracle.co.uk/Article60558.html The latest research from moneyfacts.co.uk shows that while the average two-year fixed mortgage rate has experienced an increase at all loan-to-values (LTVs) in the past month, rates at 95% LTV have been the hardest hit, showing a 0.10% increase from September compared to a 0.03% increase in the average rate at 60% LTV. AP rates rising following intense speculation about an imminent base rate rise, many providers are starting to factor in the extra cost. At 95% LTV, providers have an added element of risk if base rate does go up, as the p
-
Hi everyone, I've come here looking for some opinions on whether it's a sensible time to buy a house. The house in question is a 3 bed terrace just out of London for £400k. A similar one was sold within a day after an open day and 6 offers, went for over asking price. So I immediately offered asking price on this one and got it accepted! But now I'm worried about a house price crash and found this forum. I'd be living in it for at least 10 years. With £80k deposit my mortgage would be £320k at 1.75% I know lots of people here are predicting a crash but I'm hoping to get some opi
-
https://www.gov.uk/government/publications/budget-representations-guidance/guidance-for-submitting-your-budget-or-autumn-statement-representation Is it worth submitting something? If so does it make sense to submit similar proposals?
-
.thumb.gif.fc4f6a71f71b2db3894cdeace5105652.gif)
Article: Young people increasingly giving up on ever owning their own home <newspeak_translator> For years the Council for Mortgage Lenders has worked tirelessly to sweet talk each new generation into taking on ever greater levels of debt in exchange for a small, crap 'starter home' in which to endure their lifetime of debt servitude. The CML describe themselves as seekers after truth and the work of their organisation as the pursuit of the answer to what cult members call The Great Question: Is there any end to the willingness of the UK populace to take on debt in exchange for the pr -
How strangely bearish. Could that be because prices are going to go down? Of course not, it's because they're going up so the only 'crazy' would be to pay stamp duty now and even more stamp duty when you trade up in a few years. http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/10974069/Youd-be-crazy-to-buy-a-home-right-now.html
