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http://www.hl.co.uk/news/articles/10-costly-pension-mistakes-millions-of-britons-make?utm_source=outbrain&utm_medium=content+dist&utm_campaign=CX054_tom+mcphail_10+costly+pension+mistakes+millions+of+britons+make_10+costly+pension+mistakes+millions+of+britons+make&cnr=&theSource=CX054&Override=1 " 5. Relying on propertyAs the saying goes: an Englishman's home is his castle. But it may also be his largest investment. If you decide to just use property as a retirement fund, you could be putting all your eggs in one basket. Investment professionals agree diversification is key to managing risk, although it doesn't guarantee against loss. So, if you already have capital invested in property, doesn't it make sense to consider diversifying and investing in different asset classes? What's more, the property market isn't exactly "safe as houses" - as people who had to sell their home in 2008 and 2009 will testify."