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About Me

Found 2 results

  1. Conversations about the so called soft-cap keeping turning up in threads where they really have no place, so I figure we can keep that debate focussed by keeping it in one place. This is the kind of view that I see expressed on one side of the debate: Source As best I understand it the argument rests on something about the average LTI in 2014 Source It then appears to run something like this - by introducing a soft cap of no more than 15% of new lending at more than 4.5x the Bank of England was both normalising lending at 4.5x household income and calling for more lending (i.e. ho
  2. Found this to be interesting, if not entirely surprising - it is generally very supportive of long held views on here. http://bankunderground.co.uk/2015/09/03/local-housing-booms-and-busts-in-england/
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