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http://www.bbc.co.uk/news/business-27217198 "The Co-operative Bank's merger with the Britannia building society in 2009 should never have happened, a major review of the organisation has said. Sir Christopher Kelly's report blames the deal for the bank's near collapse last year." "Near collapse"...why weren't people queuing for their money ? Anyway, if they merger shouldn't have happened are they saying the Britannia should have been allowed to go bust ?