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  1. Hi all. I'm currently paying a mortgage each month. In March I'd my interest lowered from 3.04% to 1.99. Before I was paying £575 a month, and after april I started to pay £516 a month. Then I decided that I can overpay each month and I increased my DD up to £816. But my question is, why am I paying the same interest (around £190) even after I increased my monthly payment? I suppose the purpose of overpaying is to lower the amount of interest I'm paying each month? Or am I wrong? Please, explain me this. Otherwise I don't know why I'm overpaying. Please, have a look at the printscreen attached. Thank you.
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