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The proposed taxation change to the relief given on BTL finance costs announced in the Summer Budget, together with potential macroprudential action by the Financial Policy Committee to reduce risks emanating from BTL lending, could lead to fundamental changes in the BTL lending market over the next few years. I've therefore started this thread so that we can monitor trends in BTL mortgage financing. Items are interest are (for example) changes in the levels of BTL lending on lenders' balance sheets, average LTVs of the BTL mortgage book, arrears and non-performing loans, mortgage rates, und
