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House Price Crash Forum


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About finallysold

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  1. it was a great free service. I used it even when I made purchases eligible for free delivery. With click and collect, you can order during the course of the day and collect it next day (when you get a text) at my nearby waitrose. I can also return items there for immediate refund as well. It works beautifully and was very fast as well. I will still use it and pay for it if i need an item quickly
  2. exactly,, they can atleast kick up a fuss, place a few articles in the national media etc. i suppose it is an education of sorts for these students, or atleast the ones that realise that they are being exploited
  3. It is similar in this case, they were a bit intimidated and did not know better and just handed over the money because it is what you do to rent a house re. NUS i did not mean for them to have special representation. what i would like is the NUS to actually help students instead of being the student wing of the labour party. As students they can have collective bargaining power in say every university and they can be harnessed to reduce such exorbitant admin charges.
  4. yes, i agree with you that they are easily milked for more money. but 960 pounds in admin fee seemed really exorbitant. I feel bad for the students in some ways. their universities exploit them with high fees as well. good for students in your area. I felt that the NUS or some such body could organise the students better so that they all refuse to pay these fees and make a big fuss about it. instead they are worried about whether to clap during meetings or use jazz hands instead
  5. I was talking to a family friend who was entering second year of university. She was moving from campus accommodation to sharing a rental with three other friends about a mile away from campus for her second year at university. I don't know if she is naive or if this practice is now standard operating procedure. All four of them were required to pay admin fees of 240 pounds each, cool 960 pounds for pretty much no work. then they also had to pay 2 months rent during this summer vacation when the property would be empty. They will move into the property at the beginning of next academic year. The rent is about 320 pounds per month per student without utilities and other expenses. So they are collecting 2560 pounds rent even when the property is empty. So in total they have collected 3520 pounds from the students before they have even moved in. Is this common practice all over the country? I nearly didn't believe it but she assured me that it was very real. She feels a bit railroaded into it as the EAs were very rude when she questioned the admin fees. her friends were not too keen to kick up a fuss as they felt they did not have many other choices as they were a bit late searching compared to other students. Even so, it strikes me as sheer exploitation.
  6. i know they have had a lot of hit records. but by the time you take out all the middlemen, management fees, high end lifestyle and the fact that there are five of them, it is amazing that he ends up with so much money. they are a manufactured band and i would have thought they had very little control on what they performed. someone writes their songs and many of their hits are covers. so how much money can you really make? plenty i guess
  7. " In a clever move Shane relocated from Ireland to Surrey at the end of last year meaning his finances are dealt with in the UK. His bankruptcy could have lasted up to 12 years in Ireland but will last just one year if he complies with the rules." surely this means that he is done after a year. or am i mistaken. i am just amazed that he made so much money in the first place.
  8. he is not doing badly is he. all his debts are written off and he starts afresh earning millions from his tours again. surely if he can earn that much, he should be made to pay back more
  9. is he the highest profile casualty in ireland? Shane Filan has been declared bankrupt after his property empire crumpled. The 32-year-old was said to have debts of £18million and a court has ruled that he is bust. Speaking to the Mirror Shane said: 'I have worked long and hard to try to reduce my debts, and I am devastated that it came to this conclusion.' Read more: http://www.dailymail...l#ixzz1xkces55Z
  10. dont buy a flat, whatever you do. can you find a freehold property. a tleast then you will be fully responsible for it and not have someone else gouging you with large maintenance fees and the risk of potential problem neighbours very close by have you considered moving just out of london. you could move to greater london, where you still have good links to central london. approximately where do you need to go in central london. you could for instance consider moving to the west/southern end of say piccadilly line (hounslow) or the district line (richmond, wimbledon). although richmond and wimbledon will probably be very expensive as well. what i am trying to say is that there are some other options if you move out just a bit. of course what you save in rent or buying cost will probably be eaten up by increased travel costs. you may get better choices in accommodation though. good luck
  11. that is a good plan and decluttering, minimising to an extent is good for you as well. just having less stuff is very liberating. although your landlady will get the next tenant quite quickly, i imagine. she will probably put up the rent ;-)
  12. do you eventually plan/want to buy a house yourself. in that case, property guardianship seems like a good route. suppose you have to declutter and become bit of a minimalist to make sure you can move quickly. good luck
  13. i dont understand. you are being asked to be a property guardian by the owner of the property to prevent squatters from getting hold of the house. seems like a win-win situation. what is the downside? 1500 a month is a lot. did she buy the property using RTB. ? if it is a possibility, i would look to find a different job away from london. of course i understand that it is easier said than done.
  14. how did the dutch end up with so much household debt. they dont use credit cards as widely as they do here and if i remember correctly, the credit cards are not free either. also it is quite common for people to rent rather than clamber to get on the property ladder. although the house prices are pretty high there for those who choose to buy. but social housing is pretty good and widespread through housing associations
  15. is there one parking space in the development or is it one parking place per flat. anyway, seems like a nightmare to live there if you have to get your pet approved. 5000 pounds annual maintenance charge is a real whopper. more than 400 pounds a month. what are they offering for this amount apart from routine maintenance. is there a gym etc in the complex? even then it is an astounding amount.
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