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nerble

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Everything posted by nerble

  1. Once the again HPC's finest are on parade, e.g.: Could I suggest showing a little bit of respect, while the authorities investigate this tragedy?
  2. Wow, if you type 55378008 into a calculator, and then turn it upside down, it spells BOOBLESS.
  3. Maybe an expert could help us out (?).
  4. Or, how about this? £25,000 cash back on a £300,000 house. linky Why, for the love of Sir Stephen Fry, is this not just on for £275,000? What kind of accounting gymnastics are going on?
  5. That's right, nearly 0.1% CASH BACK, that should do the trick. Please form an orderly queue. linky Better still: So you can make sure that it is a good one; say a Yale, presumably.
  6. Headmaster's report. Young Ellis is making some progress, but really should learn about punctuation. Using a grocer's apostrophe is unfortunate in a national press-release. He should also apply himself in economics classes and not compare prices like-for-like without including the effect of inflation. C-, try again, harder, next month.
  7. If it continues then a the average house will be worth £1 in june 2058.
  8. MIRAS! Mortgage interest relief at source. 27% off the interest payments on the first 30k of yer mortgage. Back then 30k was a nice slice of the average house price (which was about 55k) and probably most of a FTB price. Anyway, 15% became about 11%. And a more typical figure for the period, say 12%, became about 8.8%. Mortgage rates today are about 6.5 to 7%. So, WFT is this loonie talking about?
  9. Makes Bradford and Bingley look like they're not really trying at only 93.9 down from peak. Are there any other recent members of the 99% club? Even Taylor Wimpey can only muster a 95.17 percenter from peak.
  10. Paragon shares have now fallen more than 99% inside 12 months (5,010 to 50p) and 99.34% from peak. Still, rents are increasing by 30%, according to a survey from, er, Paragon[e]. So their BTL lending looks secure. linky
  11. I'm a share-holder in Halifax and will sue anybody who says that Halifax are in financial difficulty.
  12. Sorry to jump in on your thread, but how about this for refurbishment? According to Property Bee (which, of course, is not infallible), they turned a 2 bedroomed house into a 3 bedroomed bungalow. History 9th Jun 2008 * Subtitle changed: from '2 bedroom house' to '3 bedroom bungalow' linky Still, at 2 million pictures of the Queen, you expect something special, and I'm sure that Doctor Who could explain how it's done.
  13. I thought Anthea was a television presenter.
  14. Go easy on him. This time last year I was predicting that Southampton would win the FA Cup.
  15. And he is a lot funnier than Ricky Gervais as well.
  16. I would just like to say that Imagine Homes is [clearly] not in financial difficulty.
  17. http://www.telegraph.co.uk/money/main.jhtm.../cngrant104.xml Didn't see it on here yet. Go easy on the feller.
  18. Welcome to HPC. Sounds like a nice place that you are selling. However, the idea that people staying put and not selling will prop up prices needs a little bit of examination. Unfortunately, the buyer decides the price in any transaction. So, in a typical street it is not the guy standing firm that decides the price level for that area, it might be the widow next door who bought for £1,000 in 1965 or the down-sizers who bought in 1975 for £1,900. They can afford to sell at 30% less than the highest recorded price for the street, perhaps wondering what might have been, but, in any case happy to move on. Five minutes on the interweb-thingy and anyone in the world now knows the price level for your street. Just that I heard similar arguments last time.
  19. I have experience of this from last year. Finally managed to sell at £265,000, but had offers coming in at 249,999 from everywhere (well 2 or 3 offers anyway). I am keeping an eye on the market (with no plan to buy again) but you have to say that anything on for 320,000 and below has a target price below the stamp duty threshold. It would make a fascinating graph if anyone can be bothered.
  20. Er, the small matter of a commodity price bubble waiting to go pop?
  21. These aren't the REAL figures (as in "adjusted for inflation"). With RPI at about 4%, I make the "real" drop of 10% YoY.
  22. No more predictions from Martin Ellis, we went from moderate increase to flat to mid-single-digit decline, now nothing, nada, thin air, empty space. So either: * He forgot. * He's given up forecasting * His prediction is too dire to print * Something else.
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