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About jimmylad

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  1. Thanks for all the replies. For the last 6 years, we have had to sign a an 11 page AST every 6 or 12 months. I assumed that because the new agreement was for 2 years instead of the usual 6 months & the fact that we had spent quite a bit on new carpets & decorating since the last agreement was signed that the new lower price was a reflection of the longer term & our improvements. This new agreement is a "Supplemental Agreement" to the last AST we signed and that "The terms and conditions of the the extended period shall be the same as in the principal Agreement except as amended b
  2. We were asked by our letting agents to go in & sign a new agreement down at the letting agents. When we signed we noticed that the amount had changed from £550 a month down to £435. We just assumed that because this was a 2 year agreement rather than the 6 month agreements we had been signing for the last 6 years & that we had recently decorated & put new carpets in we assumed that the new price was to reflecting the longer term and our improvements. We changed the direct debit accordingly & went away on holiday for 3 weeks. When we came back we had really snotty letters about
  3. Looking to build one anyway but it's hard to get the right plot. You drive round & there is loads of land out there that could take the odd house here & there.
  4. Everytime I've been to one of these designer outlets ( been twice at most actually) I dont think I have ever bought anything. Heard friends raving about how cheap stuff is but when I have been I have found my self thinking " that aint that cheap". Bit like Costco as well. Been there a few times with friends who are members & came away thinking it was dearer than the supermarket ( for things that I was interested in buying) I find the best way to shop ( if you can afford to do it) is to buy things when they are on offer. EG - bought box of 72 weetabix last year from tesco's for £2.72 so I
  5. Not wanting to give the cants any ideas but how long will it be before they go through all Liar loans & cross reference the earnings entered on the application forms with the inland revenue & say "We know you have made a fortune on you house through lieing about your income so if you give us half of your capital gains we will look the other way. Just this once mind" Then you have to say to yourself if they wanted to do that they could quite easily have done so but they wanted everyone to take on loads of lovely debt........
  6. The pound has reacted very very positively off the back of this which tells me they are also manipulating the market ie. buying the pound at the slightest bit of good news trying to get it back up wonder how much Brown is throwing at this
  7. All these " still unemployed" people will be wondering what they are doing wrong & where are these jobs
  8. And no use of the word "unexpectedly" !! funny how the markets were expecting an increase so this was deffo a case of unexpectedness we all know the figures are a political tool when needed to be
  9. As an STR who has lived abroad for the last 30 months (now bored of the limited opportunities so coming back to UK) we are looking at rental properties & everyone that stands out goes within a week. There are loads of choice but to get something half decent you have to pay that bit more & just when you think you have found one it has gone. Got a business lined up & looking forward to the challenges ahead. edit - added the word rental
  10. http://www.nytimes.com/2010/03/08/business/08short.html
  11. Greece will probably get the blame for everything from here on in............................................ I think there is far more doom & gloom around at the moment & to be totally honest the whole system is broken from top to bottom & unrepairable & I really don't think there will be a solution to correct all this that wont cost thousands & thousands of lives ( war, massive natural / unnatural disaster or some sort of plague) We are due a reset but in human terms I fear. Time to watch the Bear Grylls collection again.
  12. Neither do I.........................If they didn't keep rising prices on everything as much as they do over the 45+ years you could be working then maybe it would. Basic example 1960 - Loaf of bread 5p 2010 - £1.30 Because we are in such a mess again they will probably try & inflate their way out of this mess meaning contributions paid now wont cover anything in years to come. Same as it ever was.....................
  13. Is it to much bother to click the link & read it for yourself ? What I find interesting is that the person who thought they could just hand the keys back & walk away were then given the house back only to find that they are now liable for the costs of the demolition. A sort of pass the parcel game going on between 2 parties liable for the said property. Interesting in the fact that you have a property that no one wants now but obviously prepared to take on a debt for only a few short years ago. How things have changed. Can you imagine that happening in the UK cos 3 years ago the Am
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