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Everything posted by bobthe~
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Just 27% Of Manufacturers Plan Price Hikes
bobthe~ replied to Realistbear's topic in House prices and the economy
A balance of +27% means that 27% more manufaturers are going to put up prices than those that aren't. so this could mean (depending how they calculate that figure, it isn't clear), that a. 63.5% will be raising prices, while 36.5% won't. or b. 55.95% will be raising prices and 44.05% won't. Whichever way round they calculate it, since it has gone up from 24% last month, I don't think this is deflationary... -
10 Reasons To Be Cheerful About The Coming New Ice Age
bobthe~ replied to _w_'s topic in House prices and the economy
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Imf Cuts U.s. Growth Forecast, Warns Of Crisis
bobthe~ replied to Democorruptcy's topic in House prices and the economy
Thank goodness they were talking about debt ridden European countries and not us. As Gordon Brown said about the IMF: "They were wrong about us in the past" until of course they were proved right. -
10 Reasons To Be Cheerful About The Coming New Ice Age
bobthe~ replied to _w_'s topic in House prices and the economy
just the sort of post I would expect from a big oil funded denialist. -
10 Reasons To Be Cheerful About The Coming New Ice Age
bobthe~ replied to _w_'s topic in House prices and the economy
No problem, we will soon be introduced to the new Glacier tax to fund the 30 billion hairdryers that will be pointed at marching wall of ice. Or as mentioned by Reck B above, we will just get more of the same miserably variable weather we have always had. -
Homes That Leak Energy Must Pay More Tax
bobthe~ replied to cashinmattress's topic in House prices and the economy
I am sure that people like Huhne would be able to get out of this tax, by paying a poor person to say they live in his house. -
Uk Raises Annual Payment To Imf By £9Bn
bobthe~ replied to exiges's topic in House prices and the economy
I am sure RBS felt the same when they lent all that money to Marriott. -
I O Mortgage Now Cheaper Than Renting
bobthe~ replied to Realistbear's topic in House prices and the economy
Not sure about that. I would have to pay 2 grand in moving costs (lots of stuff) and then 4% stamp duty and probably a load to solicitors as well. To be balanced about the moving cost, I would also have to pay that if the LL turfed us out. Edit to add: Are these deals fee free? -
On that last one, there were covenants in the last 2 places we "owned", saying exactly the same thing. Not just renters who are restricted in that regard.
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Sir Merve And His Merry Men Still Failing
bobthe~ replied to papag's topic in House prices and the economy
Not sure how debt levels are eroded if pay is not keeping up with inflation. Still, I don't have an index linked pension to fall back on. -
House Price Indices 'a Farce'
bobthe~ replied to thecrashingisles's topic in House prices and the economy
I believe he brought it up at this time last year as well. Funnily enough, as has already been observed, this wasn't a drum he was banging in the winter months. -
A man with 3 buttocks?
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Absolutely. I think that this would serve better as an example of how young people think they are immortal, won't grow old and will never hit a point where their career flounders. A proper study would include following those people through life and see which ones end up as bankrupts, with CCJs, IVAs and at the worst end, taking a shotgun to their family and then themselves, or chowing down on a large amount of Carbon Monoxide via their car exhaust.
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Everyone Offering Full Asking
bobthe~ replied to The Masked Tulip's topic in House prices and the economy
Ha Ha Excellent. did you tell her prices would be going straight back down the next year then? -
Everyone Offering Full Asking
bobthe~ replied to The Masked Tulip's topic in House prices and the economy
Premier League Footballers? -
Fair points both yours and athom. I was more concerned with the use of the term "motivated" since they have no ability to sell, let alone motivation. And then I got carried away.
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Mortgage Lending Down Again In April
bobthe~ replied to Bruce Banner's topic in House prices and the economy
You have been using that time machine again, haven't you? -
So they can buy a larger place at a lower price? The problem with waiting for prices to recover is that then you will have to pay more for the property you want to live in. Also to use a hackneyed bull argument phrase - why put your life on hold? If you want to move somewhere bigger, sell and buy at the prevailing market price.
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Credit Bubble Bursts: First Snows Of K-winter
bobthe~ replied to fofp's topic in House prices and the economy
And do we really believe the old fashioned idea of a hemline index? Society has moved on from the rigid constraints of class and decorum, even if you assume that it is not just confirmation bias and narrative fallacy all rolled into a nice package. -
France To Slap Tax On Foreign-Owned Second Homes
bobthe~ replied to nmarks's topic in House prices and the economy
I would say this will provide a much needed boost to the UK and Spanish property market, as cash rich savvy investors cash up in France and move their money to the soon to be buoyant market in up and coming areas like Hull, Consett and of course, Maidstone. -
500. It is +0.5%, not 0.05% Edit to add - apologies, I hadn't read the prospectus. Presumably it works out to 0.5% if held the full term?
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you get 4.5% + 0.5% (making 5%) tax free. If you need someone to work out 5% of 10k, then presumably the "Inv" part of your name doesn't stand for "Investor". Edit to add: That is per year, so if inflation is constant, then it is 5% per year compounded. It also used to be tax free if held for a year or more. Is that still true?
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House Prices Fall By £40,000 In Four Years
bobthe~ replied to geezer466's topic in House prices and the economy
Jack Russell is an ignoramus. I bought my flat in 87 for 44,500 Re-mortgaged in 88 and it was conservatively valued by NWide at 48500 Sold in 99 for 45,500. And it was worth at least 50k in 1989. That I should have hung onto it until 07 is another matter, but we were in neg equity and having rented it out for 5 years were happy to get shot of it at the time, having overpaid in those 5 years to get the mortgage down. Not to mention the thousands that we would have imminently needed to pay to get the roof fixed. -
It is also worth considering how much smaller the shortfall would be if annuity rates were normalised with increasing IRs. Law of unintended consequences. i see also that needsleep said pretty much the same as me. Well done that man/gal.
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Hmm. Pensions Industry document says save more in our pensions scheme. And what is all this rubbish about increasing life expectancy. Surely they haven't heard about the obesity timebomb, where this generation of children will die before their parents?