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House Price Crash Forum


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About Hawk

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    HPC Regular
  1. Hi Ive not frequented this forum for many many months, if not years...! I think years! I check-in now and again. I used to religiously read every post word for word. It saved me many years ago from spunking all my hard-earned on a shoe-box that would have caused me untold financial damage. In hindsight I would have been stuck with it and never been able to pass it on; knowing now I would have wanted to move out! This forum got me interested in the stock-market and wider economy! - Investing; boringly enough is now my main hobby (Party-animal you're thinking I know) -- My current situat
  2. How do you fail to pay a tax bill?
  3. You're ignoring what I said before. Yes as it stands on face value I'm looking at a 10k loss on the purchase price. But I haven't calculated dividend payments or sold stock that could offset the 10k loss and ultimately justify me selling it. At one point about 10 months ago I was looking at a 6k profit on my portfolio (thats a guess I can't remember actually gain). You don't 'have to take a 25% loss' - it's not compulsory. What is compulsory is to take the ups and down until you see fit to sell. Normally when I buy stock, I just 'buy, hold and forget'. Unless I want to take an educat
  4. You win some you lose some... It's not really a loss until I sell which is why I'm glad I never had too and realise the acctual loss. I see it as a long term gain. The money I have in shares is ultimately for my pension. As I stated before if you buy any risky asset class you have to be prepared to take a hit without loosing any sleep. The only worry for me was if I found my dream home for 200k and had to debate wether to take the hit and sell. In three months it might be back up 10k
  5. When I signed the solicitors terms and conditions - I signed to agree that at some point I may have to prove where the money came from resulting in a delay in the conveyancing prossess. Nothing so far but I wouldent be supprised if I get asked questions. I'm a bit ******** with record keeping so I'm not too worried; just a formality if they come a knocking.
  6. Sorry didn't make myself clear -- Holding 160k cash - steadily build up from savings, interest and stock market trades. -- Holding 40k shares - current holding probably down 10k from original deposit but really hard to calculate total loss/gain as I've cashed short trades and most dividend payments in to my main bank savings. Most of the loss was made buying lloyds & bank of Ireland. Buying these bad banks was always meant to be a long term holding. I just figured they'd hit bottomed and wanted to Profit on the eventual recovery. risk-reward and all that shizzz -- What I meant
  7. Why are you here... You should be out buying gold. If you don't hurry it will run out.
  8. I've battled with this question for years now! Luckily - I have the ability to save money in large sums fast. Unluckily - It's caused me an amount of frustration over the last few years since saving rates bottomed out. At present I've got £200K total Since 0.5% base rate I, like a lot of people branched out in to equity to try and find some return on my hard earned. . . I wanted to keep the majority of my money in cash so I could move fast if a property came along which caught my eye. I split the money 160K cash 40K equity -- Cash: 40K in ISA 120K moved around seeking best s
  9. I didn't mention formby (for those of you that don't know the area, formby has that type of middle class that give middle class the bad name) Crosby/Blundellsands is well within Liverpool. You need a map. Even says it on the address of that WAG pad Since when has Southport been a nice area... Oh the 1930s maybe... It's full of filthy crack-heads. Crack-heads and biddies. People go there to die either from old age or heroin addiction. You need to get out the south more. P.s take an anti viral of you go to southport what with all the hypodermic needles n all.
  10. Hahaha I've just looked at the pictures of the inside actually : defiantly decorated by a retarded WAG!!!
  11. Your right North Liverpool is to blame - here's an example of the shit you can buy in the crappy North. http://www.rightmove.co.uk/property-for-sale/property-29292217.html Doleight scum !!!!
  12. I'm truly amazed !!!!! What's happening has the HPC forum gone back to the days of intelligent debate. When the DM run a 'House Prices are going to the moon - quick buy' headline we all laugh at their sensational liers... Normally when the DM runs a 'Liverpool is scum' headline it's followed by the usual selective HPC hater comments - are all the hypocritical *****ers on holiday or somthing?
  13. .... and I thought I was diplexic! :/ Wow.... You didn't happen to score some weed on the way back did you?
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