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Rod Polisher

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About Rod Polisher

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  1. I saw this ad on Gumtree that might be of interest. It ain't Birmingham but Coventry is 20-30 mins away. The price seems reasonable enough too. I dunno if you are gonna find anything in Birmingham or anywhere close by for much less. Not unless you wanna take your life into your own hands... http://coventry.gumtree.com/coventry/49/16342249.html
  2. I agree. Capitalism is only good for those that have the capital. I'm not talking about the average Joe Bloggs either who might own their home and even have some savings. Capitalism is good for the multi-millionaires and billionaires and nobody else. Put it out of its misery. Unbridled capitalism and corporatism is only one step removed from fascism. As Franklin D. Roosevelt warned back in 1938... "The first truth is that the liberty of a democracy is not safe if the people tolerate the growth of private power to a point where it becomes stronger than their democratic state itself. That, in its essence, is fascism--ownership of government by an individual, by a group, or by any other controlling private power." When you have corporations like Google, Microsoft, Blackwater etc that are more powerful than a lot of governments, then we are well on the road to fascism and totalitarian dictatorships.
  3. The Swiss aren't part of the EU so I don't think the ECB would or could bail Credit Suisse out? I'm sure the Swiss gnomes in Zurich would help their fellow bankers out though. It would be too much of a blow to Swiss reputation and credibility if their banking system wasn't solid as a rock. On second thoughts, don't mention rocks of any description, solid as Mont Blanc!
  4. That's rich coming from the garlic-munching, gauloise-smoking frogs. After all, they were the ones that helped the Israelis build their nuclear reactor at Dimona. That's the one that Mordecai Vanunu blew the whistle on. So far, not one shred of evidence has been produced with regard to Syria or Iran. Shades of Iraq all over again methinks - WMDs, 45 minute launch times, Colin Powell's PowerPoint to the UN... Israel is the greatest danger to world peace. In Roman times, an extremist Jewish terrorist group were holed up in a fortress called Masada. They attacked the Romans and other Jews. When the Romans beseiged them, rather than be captured, they killed each other and the last man committed suicide. Ariel Sharon stated that Israel will no longer have the Masada option but the Samson Option. (Samson bought the temple down on his enemies but killed himself in the process too). What that means is that if Israel is attacked, it will attack other countries (including in Europe) that it considers hostile or anti-semitic. That could mean Russia, Germany, Austria and even the UK as there has been Jewish expulsions in the past. Trusted ally or rogue nuclear state? Look up the USS Liberty incident and the bombing of the King David Hotel. I know which one I think applies!
  5. I haven't seen anything about the Coventry? I have read about the rest. The Coventry have been fairly conservative in their lending policies AFAIK. Where did you read it?
  6. ICICI Bank (formerly Industrial Credit and Investment Corporation of India) is India's largest private sector bank and second largest overall. ICICI Bank has total assets of about USD 79 Billion (end-Mar 2007) ICICI Bank Financials (as of March 31, 2007) * Profits: USD 715 mln (prev. USD 569 mn) * Assets: USD 79 bn (prev. USD 56.3 bn) ICICI Bank is India's second-largest bank with total assets of Rs. 3,446.58 billion (US$ 79 billion) at March 31, 2007 and profit after tax of Rs. 31.10 billion for fiscal 2007. ICICI Bank is the most valuable bank in India in terms of market capitalization and is ranked third amongst all the companies listed on the Indian stock exchanges in terms of free float market capitalisation*. The Bank has a network of about 950 branches and 3,300 ATMs in India and presence in 17 countries. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in Singapore, Bahrain, Hong Kong, Sri Lanka and Dubai International Finance Centre and representative offices in the United States, United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established a branch in Belgium. ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE). Looks OK to me. Also FSA regulated FWIW.
  7. Coventry CV1 A 1-bed flat at 72K http://www.rightmove.co.uk/viewdetails-873...19&tr_t=buy A 2-bed terrace at 85K http://www.rightmove.co.uk/viewdetails-869...18&tr_t=buy A 1-bed flat at 85K http://www.rightmove.co.uk/viewdetails-156...18&tr_t=buy
  8. Well if you'd even bothered to read the whole story, it's fairly obvious who is in the right and who is in the wrong. The flat was in South Somerset and the landlord lived in Dorset, so it is quite feasible that it took them 6 months to renovate it. The landlord and her husband didn't sound like builders either and were running their own business full-time. It wasn't only the landlord that was put out but neighbours too. You talk about profit like it is a dirty word. If someone works for something, then they are entitled to make a profit (unless you're of the Commie persuasion). I've been both a tenant and a landlord over the past 20 years. I've only ever had 2 or 3 occasions to 'persuade' the tenant to pay their rent arrears or put right damage they've done or clean the mess they created. I've yet to come across a good 'old fashioned' tenant like yourself. They tend to back down rather quickly when shown the error of their ways. It's really dead simple as a tenant, pay the rent on time, don't damage the place and leave it as you found it. If a tenant adheres to those 3 things, landlords are usually amicable and quick to put problems right.
  9. Sometimes I really think that people on the forum are simpletons. Not every landlord is a Rachmann and not every tenant is pure as the driven snow. Each case should be judged on its merits and that alone rather than stereotyping people. From reading the story, the tenant sounded like complete scum of the sort that is dragging neighbourhoods down all around the country. She was hardly setting a good example for her daughter (the next generation) either. Think yourself lucky that scum like her don't live next to you, above you etc. As for the landlord and her family, they are normal working people doing their best to get on in life. Spending 6 months renovating the flat (only for a lowlife to ruin it) hardly comes across as someone who is BTL landlord shyster screwing all and sundry. I know where my sympathies lie. The only mistake the landlord made was doing things legally and by the book. I'd have long sorted it out the old fashioned way and not let the tenant cause thousands of pounds damage.
  10. Rod Polisher IS my nickname. Friends that are less polite just call me a w-anchor!
  11. I think I've seen it all now... http://news.bbc.co.uk/1/hi/england/herefor...rcs/6258440.stm Property hunters are being given a "rare opportunity" to live in a cave. Rock Cottage, which is hewn out of a sandstone cliff near Wolverley, Worcestershire, was last occupied in the late 1940s. Given a guide price of £25,000, it comes complete with three adjoining caves and has generated more than 50 requests for viewings. Auctioneer Daniel Lovatt, of Halls Estate Agents, Kidderminster, said the sale offered a "unique opportunity". He added: "How many people can say they own a cave home?" The cottage in Sladd Lane has no electricity or water supply but boasts a front door, windows and fireplaces, as well as a pantry, sitting room and a bedroom. It also includes nearly five acres of mixed woodland and garden land and is being auctioned on Wednesday following the death of the previous owner.
  12. Bearing in mind the upcoming financial carnage, which financial institutions in the UK are the best to keep your money with and which ones to avoid like the plague (Northern Rock, Bradford & Bingley etc)? Does anyone know which have the greatest exposure to BTL, subprime etc locally and globally, and which ones are on the most stable financial footing?
  13. All down to the thieving moneylenders and international financiers! :angry:
  14. I'd have thought that ground floor flats are worth even less than 2nd or 3rd floor ones. Less secure, more chance of a break-in, flood, not as good views etc...
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