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peahead

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About peahead

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  1. http://blogs.spectator.co.uk/coffeehouse/2013/06/why-dont-young-people-buy-homes-perhaps-they-spy-a-bubble/ Probably not to be honest
  2. Apparently healey was her mother's maiden name and cherry the name of her first pet
  3. As rates go lower and lower, people hang on for lower again - if they want a load of new mortgage business, put a .25% increase in at the next BOE meeting
  4. The actual report - http://www.lslps.co.uk/documents/house_price_index_may13.pdf Makes good reading if you are into this sort of thing. Makes it very clear that most places outside the smart bits of London are still way down from peak - South West is still 6% off peak in 2007. I don't know all the methodology behind the report but the average figure seems way to high - not sure how they account for that?? it's the mainstream media that twist this b0ll0x
  5. Help to sell's big brother funding for lending - number of deals for FTBs down - all the cheap money bunged to people with maaahhooosive deposits - complete waste of time and money - yadda yadda yadda http://www.telegraph.co.uk/finance/personalfinance/insurance/mortgage/10118063/Government-lending-scheme-failing-to-help-first-time-buyers.html
  6. http://www.bbc.co.uk/news/business-22914431 10 cents in the dollar - that'll smart a bit
  7. Try wrington or axbridge or even chew magna or blagdon. Clevedon and portishead are ok in parts. Or wild card option - Stroud valleys - minchinhampton or nailsworth. Tetbury also good .
  8. The gov't is so fixated with stopping house prices falling that it's missing the elephant in the room which is volume of sales if they really want the economy to improve. If house prices fall I will actually buy one, redecorate it, need to carpet and furnish it etc friends/family will send new home gifts buy the odd prezzie etc added to the SDLT, sols fees, removals, mortgage fees etc - this is all of the crap that keeps the economy turning around and none of it's happening because we are all saving our pennies every month. Also, the longer they keep rates so low the more everyone has to put away to save, rather than spend - just because interest rates are low doesn't mean I'm going to spend my savings... rant over...
  9. I wish one of the big charities - maybe someone like shelter - would open a warehouse operating like a charity shop that I could dump all the old tools and general crap in my shed and garage, sort out what might be useful/saleable and do some good with it
  10. http://m.insidehousing.co.uk/6526966.article?mobilesite=enabled WTF?
  11. I read a report the other day saying 40% of NHS beds are occupied by someone with dementia - I'm guessing that this is part of the problem - I'd be interested to hear the thoughts of any healthcare professionals about whether this is accurate in their experience, what impact it has and what they think the solutions might be
  12. Having scanned RM for properties local to me only confirms my suspicions... got through 21 before getting bored (hardly the buoyant market the MSM would have you believe) 1. Been on and off the market since Nov 2010, paid £500k in 2006, now on for £700k 2. On for at least 12 months – dropped £40k then £45k 3. On 8 weeks 4. On since oct 2012 – dropped £50k two months ago 5. On for 9 weeks 6. Two matching houses, 5k apart one on for a month, once since Oct 2012 7. Within a couple of weeks 8. On at £450k, second time trying to sell in recent years – paid £440k in 2008 9. On at £450k, dropped from £430k, second time trying to sell after adding a conservatory to increase living space 10. 2 bed retirement property just on 11. Refurb in big plot – rest of plot been built on - Been on and off market since Oct 2010 12. Another one just on 13. On for £355k, bought for £325k in 2006 only on for a month 14. Been on for 8 weeks 15. Been on for 2 weeks 16. Been on since Jan 2013, on at £325k, paid £295 in 2006 17. On since Nov 2012 18. On since Jan 2013 19. On since Oct 2012, reduced by £30k over time 20. On since Oct 2010 at £10k more than paid for it in 2007 21. On since April 2012 I know one of these has bought elsewhere - old/health condition meant they had to - bought independently but now cannot sell old house Another one is around retirement age - owns 3 properties - trying to pay down debt and get out of BTL but prices of all of them are hugely unrealistic Mainly ex-btl properties, deceased estates and people overly extended by the looks of things...
  13. i've had exactly the same thought over the past few days... not sure what's going on as it's counter to the bullsh1t media coverage at the moment
  14. +1 (and for anyone interested in this area http://www.guardian.co.uk/society/2009/may/20/dementia-care-older-people)
  15. Worse still for house 2 - EPC done in March 2012, so I reckon it's been on the market for 12 months plus - still "he's not going to give it away is he?" Yes, he actually did say it...
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