MrPin
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Posts posted by MrPin
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You are correct!
If you don't have the money in your "pocket",
then you can't have it!
I think we will see older cars being kept going for longer!
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As manufacturing within the EU continues on its downward spiral the euro spivs need a new way to make money. This had lead them to other creative markets. The futures market deals in food, oil and all that. The dot com bubble was another example of money for nothing.
The latest of this utter utter bull5hit is the Carbon Market. They must of got together and must have been fecking p1ssed themselves laughing the idea of selling the right to release carbon into the air. Buying and selling something we have no choice but to do. The market is going to be worth $3 trillion dollars by 2020
http://uk.news.yahoo.com/afp/20080522/tbs-...on-5268574.html
Where is the money going to come from? WE ARE GOING TO END UP PAYING FOR THIS.
MONEY OUT OF THIN AIR. MONEY FOR NOTHING
Carbon Trading, is nothing more than the "Paying of Indulgences", a practice rife in the Middle Ages.
SIN now , PAY THE CHURCH a fee, Then a Guaranteed place in "Heaven", will be yours!
Absolved!
But who decides what a "SIN" is ?
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Just to keep things in balance. My mum lives in a modest bungalow, maybe worth £190k. She wants to downsize to her last home and wants a smaller bungalow closer to public transport.
Problem is... lots of other people her age want those little bungalows too, so they are rather pricy.
Downsizing isnt so easy.
Also, my dad reached 65 and couldnt afford to retire because of the low interest rates for annuities in recent years. As a result his pension was half what he expected. Anyhow, he died two years later from cancer, so as you can see. Its not all rosy for his generation.
Some of you young byggers can expect to live till you are 150, so you need to stop fantasizing about a lifetime of leisure and be prepared to work as hard as my father and mother did until they retired.
I totally agree with that! MOST older people are not living a fantasy jet-set lifestyle. They are retired and pretty poor, even the posh ones!
After many years of work too. I don't expect any more myself!
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The standard of all driving in this country has in my opinion been falling ever since the police stopped policing and cameras became the de facto monitor of driving standards. There seems to be no concern as to how well you are driving but simply how fast. We are left with something approaching anarchy on the roads and the large influx of foreign drivers with different standards, the increase in congestion, the total lack of control over roadworks and the obsession with invasive calming measures all contributing to the chaos.
The problem is that having reached this point it will be incredibly difficult to re-educate all road users as to how to properly behave. Constructive policing by humans combined with a relaxation of the insane persecution by camera is the only way in my opinion.
Very eloquently put! I can't remember the last time I was stopped by a police car. They were usually polite, and sarcastic,
but told you off a bit, if anything was a bit whiffy on yer vehicle. Back then, it was 7 days to "produce", and get the faults fixed.
I would say that was pretty fair!
All the cameras automatically check now is MOT, insurance, and speed...
What camera can detect a bald rear tyre, or a bonged-up driver? Or indeed, a dead body, and guns in the back...?
Unless you are in a convertible, of course!
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This is a massive generalisation - but I have to agree Spain does seem to be for the chavs.
Anyway isn't this old news, mind you this is the Sun I suppose.
I would have thought that it has got to the stage that some of the smart money is actually moving back into Spain, right price, right location of course?
Madrid is nice, and so is Barcelona. I would be reluctant to go to a Union Jack Ghetto though!
Last thing I would want in Spain is Fish-n-chips, and a Tennents Super-Strength lager!
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SE15 is a delightful area where I wouldn't even walk around
with a £19.99 Casio watch, in case I looked "rich".
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That's a bit of a bummer, I bought a guitar from the Salford shop in January. I was only thinking last night that I might take it in for a free set up that I was told i was entitled to.
I bought a Fender from them a few years back in the Bristol store. I thought they were quite a good store.
However with the Korean made, (and very good too) guitars going for under £250, and
virtually a whole digital recording studio, in a shoebox, available for £200, what is the margin on this stuff?
There's plenty of instruments out there, and not enough talent to play them.
It's just a case of over-supply in the market.
Lack of talent can be overcome however, by practising.
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Shared Ownership, is indeed a "Rip-Off"!
Just don't do it!
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I don't think terraced houses should be allowed to be turned into flats.
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The Bentley probably depreciated by more than they saved on bog rolls, while it sat in the car park.
On the frugal front, I was tempted by a flat screen after my 12 yr old 22" tv was looking a bit old. Instead I fought temptation & bought a 28" panasonic crt tv for £8 up the boot sale. Big tv's are dirt cheap now that so many are being replaced by flat screens. A lot of bootie electrical equipment appears to get hoovered up by the poles.
It's great now the boot sale season has started
Car boot sale directories http://www.re-use.com/index.php?option=com...h&Itemid=48
Right with you on that one. nothing wrong with a CRT set! Proven technology! Lasts 20 years.
Does exactly the same thing as a flat panel, for less money!
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I don't think there's anything wrong with this; the reason being that it shows up the blind stupidity of the board and/or shareholders in that they agreed to it.
If the chairman was approving a contract which still gave me a colossal payment even if I lost billions of pounds, I'd be dancing round the boardroom for most of the night saying "he's signing it, he's signing it, I can't believe it!"
I can't believe people miss this. The enormous payout for failure, is obscene!
What value is a good CEO to a company, with experience, wise, prudent?
I think £250,000 annual, absolutely tops, probably with nice car included!
Now that's quite a lot of money.
Shareholders are the new sheep!
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I hope these vultures go down the toilet!!
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Almost everyone who wants a satellite subscription service now has one.
Almost everyone who has an internet subscription now has one!
Almost everyone who wants a cellphone now has one!
Desperate sales techniques are here, because the suppliers are, well sort-of "desperate" basically!
And yes I have had dealings with these "door-step doo-doos"!
Basically if you want to purchase an item/service, then you do it!
You don't wait until a pushy salesman comes to the door, because by that time you have one/it already!
"Services" will be hit hard, as these gym-subscriptions/satellite, etc, well, we can all live without them!
Not giving up the Internet just yet though!
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Urban gas stations carry about enough for two day's demand.
Let's assume the average motorist normally fills up once a fortnight!
On average, every tank can be assumed to be half full. If everybody tries to get half a tank on the same day the stations will run dry overnight,
BUT, there is no real shortage!
Same thing happens if everyone tried to buy a month's worth of bog-rolls tomorrow!
I remember a spoof news article which caused this to happen!
My mum stocked up enough for the Siege of Leningrad!
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40p to 50p, that's 2.5%
78p to 85p, that's also 2.5%
85p to 95p again that's 2.5%
This Maths stuff is easy when you're computing the Consumer Price's Index.
Yes I noticed this! But I like the cheap, end-of-display-time offers!
They bought too much and now it must go!
Never know what I will have for a meal, and that's exciting!
Nobody needs a sirloin steak every night!
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The Chinese will learn, just like Japan and Korea did!
They are only just starting out!
Korean stuff was a bit "shonky" a few years back!
It's not now!
Japanese products were "cheap and cheerful" and not too good at one point (60s I think!)!
They really frightened the American guitar producers back in the late 70s with their
"law-suit" replicas. They worked well and the neck stayed straight.
I have one after nearly 30 years and it still plays well!
I'm also driving a Japanese car! And it still works very well! At an age when a Mercedes would have fallen apart!
Agreed!
I'm not buying a Chinese car just yet!
But a lot of computer stuff is now sourced in China, and it works well!
Believe me! We should all learn Mandarin now!
China (and India) produces a lot of Engineers, NOT
"business analysts", and "marketing consultants!" and "golf sports managers!"
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It's nothing new! A friend of mine worked for a major bank in the late 80's.
You had to use the bank's own account, for your PAYE, and weren't allowed to be overdrawn!
It sort of makes sense, when you may have access to computers dealing with large amounts of OTHER PEOPLE'S MONEY!
Mind you, it seems OK to employ testosterone-fuelled wasters to GAMBLE with other people's money!
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I well remember the days of expensive secondhand cars. Bigger cars, and trucks, are selling for not much now,
especially beyond a certain age, just like the early 80s, and early 90s. But DO get one that has been looked after!
NOW is the time to buy, as a lot of people panic, and "downsize" to brand new throwaway rice boxes! The "saving" is imaginary!
Because a good older car was probably built up to a quality and not down to a price.
DO make sure you can afford the maintenance, and that the previous owner could too! Despite the recent fuel price hikes,
the real killer is depreciation.
In a year or two, or five, the quality of the secondhand market will be deteriorating, as not much will have been bought new during that time!
Just my opinion!
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Overpriced crap theme bars are not a good business at the moment.
I did a quick search but couldn't find this reported.
Wetherspoons will probably do OK. Cheap good beer, and fairly good meals.
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Well Financial Planner just appeared on news 24 and put the fear of god up the newsreaders. Their faces were a picture. Basically said crash started . not possible to contain. Brown an idiot. 40% crash on the cards. Well done Jonathan Davies
B*gger! I wish I had seen that!
Must get a television apparatus!
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Makes the money I've pissed away on flashy sports cars look like a good investment
Most Excellent waste of money!! Expensive, but you know where the money went!
You won't be tempted to buy those when you have 3 kids!
When I was 20-something I had a big Harley-Davidson motorbike.
People thought I was nuts, and should be buying property instead.
I retrospect I believe, perhaps I am a little eccentric, and that perhaps property, at that time, may have been a better investment.
However the bike was FUN, and fitting kitchens is NOT.
But "doing up" houses is going to be absolutely no "fun" at all over the next few years.
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During 10 years of labour government, the tax system has been so fiddled with that it is a total hotch-potch. Tax credits are laughable - they're so complex the average person hasn't a hope in hell of understanding what they may or may not be entitled to. And why should a low paid worker be taxed on his earned wage and then be forced to fill in a highly personal form to claim back his own hard-earned cash in the form of a tax credit? It's intrusive and patronising and it doesn't make any economic sense - it just makes unnecessary work which we have to pay for.
Quite right. Why tax peoples arses off and then get them to "beg" to get some back?
And yes, this certainly keeps a few jobsworths employed.
And what is the use of this "personal information" ?
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When getting a mortgage one of the many fees providers try to trick you with is Mortgage Indemnity Guarantee (MIG). When I got a mortgage in 2003 I didn't have to pay it but anyone getting 95%+ mortgage typically had to pay some extra for this. It's basically insurance for the lender if you go bankrupt and there's negative equity on the house. See http://www.home.co.uk/guides/mortgage_glossary.htm?mig for a fuller explanation.
Now, does this mean that banks are not going to have to be so concerned about their losses, or was this just another fancy sting of a charge and they didn't actually get any useful insurance out of it?
Basically the insurer is accepting your "bet" that you won't go bust.
Strangely, if you don't, then you haven't actually "won" anything!
I bet the odds on these are changing!
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I agree entirely.
I've never understood why there's so much fawning over a man who as far as I can see, made his money selling substandard shite.
He was the "Ratner" of the consumer electronics business. He just never confessed to it!
A Lot Of Old Bangers On British Roads Soon
in House prices and the economy
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Well done! Cheap and tasty motoring!
It can be done ! And you don't need a lifetime of debt to achieve it!
Of course the Government would like you to be a debt-slave for a newer "greener" vehicle!
I have a 93 Lexus. Dead cheap, and built to last!
Nobody wants these fat buggers now, but it will still be going when all the oil is gone!
If that's not a tautology!