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RRP

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  1. Well, thank you all for the replies. I am going to go for the safe option with NS+i income bonds , max out on premium bonds and ISA's . Boring but I did dabble in shares , didn't loose and came out a bit ahead but the markets are fraught with projection,big players, and sentiment in my opinion. Wifey already has her eye on a place hear in Dartmouth (the cheap end) and I have a funny fealing that the landlord will want us out after six months as she can capitalise on turning the house into holiday let..Slighty off beam now but nearly all the houses around us in Dartmouth are empty ( it's a bit eery at night) . They are either second homes or holiday lets. I would say that 85 per cent of our street is vacant . Anyway, I dont think Dartmouth is the end game . Might even end up on a farm , we'll see.
  2. Maybe I should explain. I was a founder member of HPC and got invloved in the early campaigns including a radio interview with the great Kirsty. We sold before the last crash like a few of us did on HPC much to the dismay of friends and colleagues . We had many a discussion on what to do with our money but it seems like the forum has changed judging by the tone of the replies . I'm not sure where the market is going at present ( it's getting a bit scary again ) but I am out of it for the moment . Will probably buy (might even carry on renting) a small house and turn my back on the world, I ve had enough. Boom slump , boom slump, , twas ever thus.
  3. Hello , this is my first post here in recent years. Basically , we have sold our house in London and are now renting inn Devon - we have retired. We need to park a large sum of money somewhere safe and will need a maximum of 30 days notice for withdrawal should we see a house we want to buy. Any ideas , or pointers here ? Thanks.
  4. We are going to hear more about the Israeli connection at some point. No evidence yet, but tongues are wagging at a high level (former minister) along the lines that donations from the Israeli quarter have increased sharply after the start of the last gulf war.
  5. Yes, and they(BOE) did so by bankrolling lenders- alowing them to lend 8 ( or more?) times the amount of money they actually held. . A bit of short term nifty footwork. They created wealth from thin air. That wealth is now debt and debt is very real. So, flood the market with cheap credit and cheap labour from abroad and you have a boom. Now the gradual awakening and the payback hangover. Beggars belief as to how the bastards can do it and live with themselves ! Yes I know we have covered this in previuos posts but I fealt like a rant. Amen.
  6. I did infrom him in writing about a month ago (e-mail) that rear steps were dangerous - and they are ! . I also supplied him with a list of other faults at that point. I did not however, threaten to withold the rent. Perhaps on a point of law he could have me for "missed rent" but he will not be out of pocket as the deposit will cover this.
  7. 3 PM yesterday. My Landlord phoned up to tell me that he would not accept our position. We are set to move out in mid Jan and I have asked him to use the deposit as part of the remaining rent although his wife did initially agree. He was angry and stated that he could pay 600 dollars (not sterling) to an agency to get us evicted straight away. I told him that I would contact my solicitor and he should state this in writing. The reason I am withholding the rent is simple. The landlords both worked in the mortgage broker business and are now “ on leave” and have been for nearly a year. They have no fixed abode (somewhere in South America). They have dragged there feet over repairs and I smell anxiety. In short they are a couple of young unemployed BTL’s hoofing around Venezuela. Question. Anybody heard of a legal agency, which can evict tenants on this basis? I have offered to pay for any damages via the independent inventory agency. Incidentally, they were trying to get us to use their friend instead of the original agency. Also, as a “carrot” I offered (for free)to do a host of small repairs they have refused/cannot to take on – tap washers security light sensors etc etc. In return they would allow us to use the deposit for the remaining rent. They said no and told us to keep sending the money. On Wednesday eve, we had a call from a local EA who came around to value the place with a view to selling it. My immediate neighbour thinks alcohol might have a play in this. TTRTR. Keep out of this. PS . Can't get hold of a solicitor until Monday
  8. Secrets of the TV makeover (Filed: 30/11/2005) Telegraph. They always look so glamorous and convincing but, as Christine Webb reports, some property renovation shows can be guilty of covering up more than an unfashionable fireplace Television property experts do not always get it right, as Sian Astley, a law graduate-turned-developer, discovered recently. In an episode of Channel 4's Property Ladder broadcast last month, presenter Sarah Beeny told Sian she had misjudged the market for her first development - a three-bedroom Victorian end-of-terrace in Chorlton, Manchester - and criticised Sian's designs and overspending. Nonetheless Sian went on to increase the value of the property through the renovations and has now launched her own development company which has amassed a £2 million empire. Life after appearing on property TV, it would seem, is full of surprises. Four million viewers tuned in to the ordeal of another Property Ladder amateur, Joanna Stamatis and her husband, Brian Walden, who gutted and virtually rebuilt the front and back of their two-up, two-down cottage in Richmond, Surrey, two years ago. "We now have an endless procession of people standing outside the house pointing at it," says the former New Yorker, ruefully. She has also been recognised by a stewardess on an international flight since the episode has been repeated several times on satellite TV. "In fact, I'm no longer a redhead, I'm now blonde, and Brian has shaved off his moustache, so we're both in disguise, or, at least, less easy to recognise!" But having your property on the television is not all glamour. "It was exciting and fun at first, but then we started having trouble with the builder," says Joanna. Filming, certainly, could be intrusive. ''At one time, 10 to 12 people stood in the rubble downstairs, wires everywhere, everyone falling over each other. Once Sarah Beeny turned up in three-inch stilettos. She had to borrow one of the researcher's shoes to cope with the rubble. "The last three days were tough. We were under pressure as we'd gone over our 12-week schedule. For the final filming day, where you show the house all beautifully done up, we had to unpack our furniture and dress the house, and I stayed up until 3am the night before. I opened boxes expecting to find two brown chairs, but they were white. I sat on the floor and cried." They finished the house in the nick of time. "The two researchers were fantastic, it was all hands on deck. One poor girl visited the tip 15 times in one day!" Another little known fact about property television is that you get substantial discounts from suppliers because their names go up on Channel 4's website, according to Joanna. "In that respect it was worth it - we saved £30,000-£40,000. For example our kitchen units were half price." Should you have ever wondered how participants go so wildly over budget, take note: discounts are ignored when the final tally is shown. Hence, Sarah Beeny reckoned the Waldons' renovation "spend" came to £128,766, while in reality it was more like £100,000. The house was bought at auction for £304,000, and is now on the market at £549,950 through Jackson-Stops (020 8940 6789). "We were offered £500,000 for it just after it was finished, but we were too exhausted to move," says Joanna. "Now we've found a further project, and want to sell." Conservative MP Daniel Kawczynski and his wife, Kate, are also keen to sell their Herefordshire home as his election to Parliament in May means he must spend time in Westminster and at his Shrewsbury and Atcham constituency. So they leapt at the chance to appear on Channel 4's Location, Location, Location after their agent, McCartneys (01568 610222), was contacted by researchers. "They were home-searching for a couple who were filmed viewing four properties, and asked to come back and see ours again the next day," says Kate. "It was nice to be picked, they chose us from between 100 and 150 properties." Kirstie Allsopp and Phil Spencer from Location, Location Regular viewers know the programme's finale hinges on a dramatic offer to the vendor's estate agent from the presenters Kirstie Allsopp and Phil Spencer. But those in the know say this is staged and negotiations usually proceed off-camera. Kate feared such an offer was unlikely to be forthcoming for their £725,000 36-acre equestrian property, Tack Farm, near Leominster - a researcher called to say it was too far from the buyers' current base. "Phil said most of the properties they feature sell before the programme is aired, as the agents raise a bit of publicity on the back of the programme," says Kate. "This one won't be aired until February or March, so I hope they're right." Another seller who had a struggle on her hands was Lynne Tanner, who was delighted when two bedrooms in her home in Hugglescote, Leicestershire, were chosen for an onscreen revamp by BBC1's House Invaders. "They chose us because my two young daughters, Holly and Jessie, both wanted new bedrooms and both wanted pink," says Lynne. "They were made to look completely different, but the outcome was not quite what I expected: they only made over two of the walls in the rooms - the ones that could be seen on camera. They had a small budget, were only here for one 12-hour day, and that's all they had time to do. It gives you an insight into how the shows are done, and, although I used to watch them avidly, it's put me off seeing any more."
  9. OK, lets be miserable. Can you check the suicide and crime levels ? I don't think I will be surprised.
  10. Sensible argument, but my gut instict tells me that they are trouble. We will leave the place in a better state than when we found it. I will have a clear conscious . At the end of the day, they will have their money. I will also give him/her my new address incase they have a problem. Incidenatally, I did offer to keep hold of a set of keys ( we will be moving to a house close by) and show prospective tenants around for the first void month. I also told them where to get chep 6 months tenancy agreements - Oyez. We were (by default) landlords for some time and were stiffed twice over 2 years. If the tenant knows the law they can really get you. It can takle a long time to get them out whilst they are on a freebie. That's it folks and thanks for all your advice. A free pint on me if you are at the next HPC pub meet . TTRTR - once again I declare my undying love for you. I have taken a leaf out of your book and studied the local press. I have found a place where the occupier was tragically killed in a kitchen fire. Nodoby wants to buy it so I am hovering like a fly at an accident and putting in low bids. I radiate in your impending gleam.
  11. Not "if" TTRTR, we have been good tenants Care to place a bet on the our payments. My bank statements can prove this So yes, go on name a figure for your bet - I am serious here.
  12. No, we have decided to leave and they are private (young) BTL's not professional landlords. And, I think they are in trouble. No jobs now and no fixed abode. The original inventory is not too complimentary about the mess of the place and states so. They also somehow knocked off £200 from the original deposit in the last tenancy agreement. We noticed this and they rectified it. An example - I asked them to fix the rear sensor light as it was burning day and night. They suggested we keep the light burning and we pay for it.
  13. Yes, roughly the same amount, the diffrenceI will pay. I offered to do the repairs to keep them happy as I will only get worked up if they send snotty e mails demanding that they hold the deposit. We got a rather snotty e mail when I sent them them the bill from the washing machine repair chap. I had to point out to them that they previoulsy written to me and asked me bill them for any necessary repairs. We intend to leave the place in tip top condition. The place was a bit of a mess when we first moved and it states so in the inventory. But yes, what the hell, I'll do the necessary only.They had a good opportunity here and they have blown it.
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