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House Price Crash Forum


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Everything posted by 200p

  1. Previous recent high of $1100 broken. This could have some legs.
  2. I think we're in a bit a of speculative mania, just the early stages mind you. Whilst people are marching protesting against Trump, and for social justice etc. Capital is hoovering up assets quietly whist the masses are occupied. Psst keep quiet...
  3. HSBC was the only bank not to get a bailout if I recall. Lloyds, RBS, Northern Rock did. Barclays did not go to the tax payer, but instead took a big investment from Abu Dhabi. Perhaps this is the handicap HSBC has to have, but it's probably much more complex than that.
  4. yes http://news.sky.com/story/lloyds-bank-profits-jump-158-in-2016-10777275 Lloyds Bank profits jump 158% in 2016
  5. http://www.bbc.co.uk/news/business-39041799 Barclays full-year profits almost treble to £3.2bn
  6. The greatest impact is the micro transactions which are all done via automatic direct debit and online via computer and smartphone. Even the small disappearance of cheques has had an effect. Mortgage renewals, loan applications are all done online now - you don't have to meet the bank manager these days thanks to credit scores. Brexit may put some large projects on hold, but it is a drop in the ocean with the tech advances and liberal loan applications on banking over the last five years. People used to get a loan to buy a car, life's 2nd biggest purchase - but with leasing which seems to be the norm, people don't need their own banks.
  7. Locally, the initial wave of bank closures was in 2014: A message was sent to online customers announcing that branches of HSBC at Southampton University, Shirley Road, London Road and High Street will close, with a new “flagship branch” due to open on Above Bar Street. http://www.dailyecho.co.uk/news/11474993.Bank_to_close_four_city_branches/ And the next wave this year, 2017 According to HSBC, over the last five years the number of customers using its branches has fallen by almost 40%. http://www.dailyecho.co.uk/news/15045069.Anger_at_decision_to_close_Hampshire_branch_of_HSBC/ I think they are keeping their "Premier" branches.
  8. They are closing many branches way before Brexit. They have largely got one branch left in the major city centres, and areas of high net worth.
  9. The exposed wall, you don't have readily available access to.
  10. Another battle front involving the Global Capital Vs Landowning Elite here.
  11. They look like ex council, and bought up by a private firm. I am an Aster private tenant and have nothing good to say about them either. My house was acquired by Aster from North Atlantic/Wessex Housing Assoc. in 2014 when they spent millions buying a huge job lot of NA/Wessex houses & flats a lot of which was in sub standard condition. Since 2014 my house has not received any general maintenance and is now falling into disrepair. They then got in a management company to squeeze every penny out of their private tenants while doing minimal and mostly poor repairs and have now demanded a 2.8% rent increase across the board. Our house has now exceeded the local rental average and due to its increasingly dilapidated state is no longer worth the rent demanded. I'm fed up trying to get things done so now have no choice but to look elsewhere. Aster sent two surveyors last year to establish the house condition but refuse to state why and they leave us bewildered and confused as to their intentions. The second surveyor admitted that Aster were behaving very badly towards their tenants and said " well these properties are cash pots for their other interests so nothing will get done". I wish the best of luck to these poor people but they will get no where in their quest for information from Aster. I'm lucky in that I can and will move on to a better house and landlord as renting gives me that choice but I have to say that Aster have turned out to be the worst landlord that I've ever had.
  12. Map https://www.google.co.uk/maps/@51.2227768,-1.4809267,3a,75y,346.15h,82.25t/data=!3m6!1e1!3m4!1sVYmT7rZVg0RU7oajh0PNMg!2e0!7i13312!8i6656
  13. http://www.dailyecho.co.uk/news/15099934.Residents__left_suicidal__as_landlord_plans_to_charge_them___27_000_each_for_maintenance/ For those who live in the properties there is the offer of a five-year payment plan but for those who sublet they have been told that money will be taken out in 12 monthly instalments. The debt will also be registered as a charge against the property so that it cannot be sold without the money being paid to Aster.
  14. I'm surprised they haven't added the weather to GDP. When it rains - it's free stuff into our reservoirs. Also how much sunshine - that could be converted to solar energy. Etc.
  15. Rename name to Brexit Towers? They will then sell as novelty items. It's time to cash in, people are already selling Brexit Mugs, T-Shirts along with the Big Ben Keyrings at the Roadside stalls.
  16. No ones buying houses or anything, they are too busy protesting against Trump. So house prices are Crashing! (Go Trump!)
  17. I tend to get most guesses right on the future. I set my mortgage rate fixed for 10 years. Good luck.
  18. Nope, maybe some traders are moving as the $800 firmed up. $1000 is a nice round number. A new base to lock profits from.
  19. Deloitte provides industry-leading audit, consulting, tax, and advisory services to many of the world's most admired brands, including 80 percent of the Fortune
  20. In the New Order... the vision was set. I suspect..some were not happy because on the current path, because doing business with people was difficult - people were easily offended over the smallest thing, and would want compensation/refund/free stuff or the whole company to change it's procedures or even the whole world to revolve around them. It wasn't supposed to work like this - the people should be obedient, and accept their lot, not rebel under the guise of being offended. You don't have Jedi toilets, I'm going to complain! (and you will also need Sith toilets, as they can't share them)
  21. I'm not mega bullish yet - round numbers can be a ceiling. I'd take 20,000 as a base, once we are clear of it, e.g. 21,000pts.
  22. Paypal + Board director of Facebook Thiel buys house in New Zealand, and joins Alien's Director Cameron. http://www.stuff.co.nz/business/88734658/wanaka-lifestyle-block-purchased-by-facebook-billionaire-peter-thiel-a-new-zealand-citizen It's starting to look like a good get-away for whenSHTF. Maybe we'll have to stick to the Isle Of Wight after all.
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