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About FrustratedFTB

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  1. I am myself doing something similar and those figures look plausible to me from what I've been quoted for 'similar' work. Depends on what finishes you want to go for, some people want turn key finishes and other people just the bare bones. Don't forget that extra costs these days can be incurred by extra regulations from building control which might not always be obvious at the outset! A lot of regulations exist now are related to saving energy and environmental impact such as insulation and heating systems. Good luck what every route you go down.
  2. Well I went for a two year tracker 2.24 over base, first payment in about a week! I was in a position of having a large deposit and so the tracker rates available were fairly attractive compared with the fixed rates and so I thought I rather a take the risk of the tracker. Who knows if it was the right decision! Ask in two years! I do believe I have a choice to go onto a fixed if I wanted but of course the rate would be determined at that time.
  3. Thanks for the best wishes I know, I thought that when I typed it, maybe it’s a sign that the market is about to turn It would be a complete guess but given my experience in 2007 I would say easily 50k if not a lot more given that I saw semis bid up 50k+ in a matter of days so I guess a detached which was a 'doer upper' easily would be more especially with the amount of investors about at that time. From my experience the best valued ones, as said many a time on here, are the must sell/need to sell, like mine, where an old person had to go into a home. Particularly those houses were an old person has died (May I add I haven't been reading the local obituaries! It normally is easy enough to tell these houses from the photos alone or the lack of internal photos quite often!) I am fortunate that I had a sizable deposit and a very affordable mortgage and good rate because of it. Well good luck to the rest of you, I’ll call by but not just as often!
  4. Given others are confessing! I too have bought and I am happy with my purchase. A few facts about my purchase: Bought for Rateable value +3.45% Detached house build in late 50s and needs some updating on what I consider is decent enough site, its not Buckingham Palace! enough to kick a ball about and have a BBQ at the same time! Maybe I'll post in a year what updating it finally costs me if I get it all done by then!
  5. http://www.irishtimes.com/newspaper/finance/2009/1117/1224258979602.html
  6. http://news.bbc.co.uk/1/hi/northern_ireland/8363370.stm
  7. I don't have access to the full report but I'm sure you can guess the gist of it! http://www.irishnews...7Housesell.html
  8. http://www.irishtimes.com/newspaper/breaking/2009/1104/breaking7.htm
  9. http://www.independent.ie/business/irish/struggling-overseas--property-owners-forced-to-walk-away-from-investments-1932578.html
  10. http://www.newsletter.co.uk/news/Provinces-house-prices-continue-to.5790842.jp
  11. http://news.bbc.co.uk/2/hi/uk_news/northern_ireland/8340108.stm
  12. I think that was the document I had in mind when I made a similar quote earlier on in the thread! Another thing that has to be taken into consideration is the factor that the major hospitals/ regional services are found in Belfast which constitutes a sizable part of the economy. As I understand it, the trend in the NHS is that many hospitals need a certain population size to be able to provide certain services to a suitable level. Partly down to economies of scale for certain equipment and the 'throughput ' of patients to keep staff experienced/trained in certain procedures.
  13. http://www.belfasttelegraph.co.uk/business/business-news/inquiries-soar-from-firsttime-buyers-14542885.html#ixzz0V3MQHoB7
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