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House Price Crash Forum


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Everything posted by prosto_zabrevi

  1. Could you not join your local LL association and get chatting to people? I think there was mention of them on here a while ago. Possibly Landlordzone and other websites might list one for your local area. I don't know whether you have to prove you are a landlord but you could say you are researching becoming one as a cover for compiling your database. Thorough decontamination needed afterwards
  2. They don't allow character and soul in West Swindon
  3. This was in Devizes. I put in a suitably ridiculous offer and the EA seemed to take it seriously. I think the house will go to an investor as there are quite a number of them here buying up larger family homes.
  4. Greetings, I was out today looking at a repo house and the agent told me she is starting to see more repossessions come on to the market in North Wiltshire after a complete stoppage of them for a year. I was told they are being put on slowly and most planned for next year. I asked about the market generally and was told that they are selling but the vendors are having to take big hits on asking prices to get sold. There is a lot hanging about that is just too expensive. All good news from Wiltshire
  5. Well, would anyone be up for a trip to London? We could all gather somewhere and have a peaceful demonstration/random rant. It would probably do little at all but somebody might take notice that we are doing something and not sat behind keyboards. It would also be good for a bit of exercise
  6. Yes, what was described to me sounds like a drop-lock mortgage. Thanks
  7. It was mentioned to me by the missus...one of the market research questions was "How would you feel about the 'product' if it was offered by Northern Rock?" I am not looking for a mortgage right now...I just wondered about this type as I had not heard of it before and I was worried that our nationalised lender might be trying to tempt more people back into buying with a new type of mortgage. I shall google 'drop lock mortgages'
  8. The grapevine tells me that a certain lender is canvassing market opinion for a type of mortgage that would allow the borrower to switch annually between fixed rates and tracker rates without fees or penalties. I haven't heard of this type of mortgage before. Has anyone?
  9. It's a repo by the look of it with the price set low to generate lots of interest
  10. I bow to your superior knowledge of the situation in Salisbury Spyguy. I certainly would like to see a realistic reduction in the prices there. The housing stock in the areas I can afford to buy is, frankly, rubbish.
  11. It could be to evade Property-Bee but I had a similar thing happen down my way a few weeks ago. I rang the agent to ask about it and he said that they had made some fundamental changes to their own website that required everything to be relisted on Rightmove. I know very little of the internet so he could have been fibbing though
  12. I am in two minds about this. On one hand I am seeing quite nice falls in previously HPC-immune areas like Salisbury, but on the other, a lot more houses seem to be going SSTC this month. Publicised repossessions are coming onto the market more in my areas. Every time I ring an EA about a viewing they assume first of all that I am an investment buyer rather than a homebuyer so perhaps investment buyers are making up much of the market at the moment. I think another six months might reveal which way things are going here. ( I look at Gloucestershire and Wiltshire at under 200K)
  13. All for something with slightly less square footage than a 10K Tesco cabin I wish I could afford that kind of money for any kind of house, let alone a shed on a pebbly beach.
  14. I have seen banners on their website asking for donations to the Wikipedia Foundation. I don't know if that raises enough to pay for the whole thing. Long may they continue
  15. I think that prices at the end of Dec 2010 will be approaching, or have broken through, the previous 2009 low point. I can't see how they can remain above that level given the forthcoming spending cuts and general gloominess.
  16. I can appreciate that. I am just surprised he didn't try a less confrontational and costly way of gaining entry to the small patch of turf with a few trees. He has spent more on legal fees to gain the right to sit on a bench than I am looking to pay for a house
  17. You'd think he would have offered to pay for a couple of years upkeep of the garden or endowed some benches/statuary for about a tenth of the cost of the lawsuit in exchange for the key. I had a look on the map and the garden doesn't seem worth fighting( and losing) over.
  18. My company is a big supplier with lots of PS contracts. It isn't mentioned in the top 20 but this is worrying. I thought we might be safe as we have, mostly, 10 year fixed contracts but now I am not sure. Interesting times
  19. I am still considering Salisbury, though enthusiasm has waned somewhat. I am not seeing many changes in prices at the lower end and lots are sticking out for asking price or very close to it. The choice is quite poor on my budget, mainly ex-council REEMA houses in the Bemerton area. I did notice one house on Ashley Road that stood out. It came on at 225K, immediately increased to 300K and straight to SSTC. It flipped back to available and SSTC again. All for a house that requires 'extensive modernisation' in a high risk flood area. I like the town very much and I have been hoping for some rationalisation in prices. However, Salisbury is comparatively small and sellers know they can offer much lower quality houses than many other places without embarrassment. Currently looking in Gloucestershire and Dorset as well. Edited to add: I am looking at heading down to Salisbury for a look at houses in the next couple of weeks so I will report back on what EAs are saying and how flexible sellers are being these days
  20. Can you blame them really? They had some offers lower than they were willing to accept and out-of-the-blue 15 months later someone writes a 'desperate' letter capitulating and agreeing to pay the asking price. By lucky chance they were just about to put the house back on the market. I am surprised they haven't raised the price even more. I was going to mention stairs, elderly people etc but a number of right-minded people have already beaten me to it. Good luck with finding somewhere nice. I am shocked at these London prices
  21. I was thinking about this yesterday when one poster on here mentioned being given a grade increase to overcome the pay freeze. A lot of my customers are public sector (emergency services and police) and have increments so i will ask about today to find an answer.
  22. Apparently one of the big agents in the area rebuilt their website and had to reload all their houses again so they all show on PB as discovered today. Sorry
  23. Was there a special Gloucestershire tax announced in the budget? Gloucester is one of my watch areas and I search the surrounding areas as well. Normally I expect 50-60 houses to show up 'in the last 24 hours' on Rightmove for 3+ bedrooms under 250K. Today 246 houses are showing. It seems someone wants to sell the whole of the Forest of Dean
  24. I suppose we will find out in a few days time. I suspect, if this does happen, then it will not be the end of the cuts in benefits. Could it be testing the public's reaction in anticipation of more severe cuts in tax credits or cuts to child benefit next year? I'd better get started on planning more overtime
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