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House Price Crash Forum


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About D'artagnan

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  1. ...unless it's true. As many people seem to forget, estate agents only get paid when the property sells. If buyers are flexible, it's absolutely best to convey that message to potential buyers to get a higher chance of completing the sale and earning that commission! It is starting to feel a bit like 2008 again!
  2. Very interesting indeed. Anecdotally, I know somebody who is quite keen to sell up (and rent) but did not want to fork out the money for a HIP. This could kick things off nicely. Ultimately I think the tories will go for the free-market approach rather than New Labour's 'prop it up at all costs' approach. Rock on! P.S. An unrelated anecdote: Paid some money in at a well-known building society today at the height of the lunchtime 'rush hour' and was amazed when I got served straight away - no queues and barely a customer in sight! It was quite surreal compared to the hustle and bustle of the high street immediately outside!!! I guess savers are few and far between these days...
  3. Easy - they're keeping their powder dry until the election has been announced. The public have short memories!
  4. I have a lot of sympathy with Alastair Darling. He seems like a decent bloke and is not afraid to speak his mind! All this and he was given perhaps the worst job going. As others have said, not only has he got to try and clear up Gordon's mess, but he's got to continue working with him too!!
  5. ...or maybe Cameron is actually being pretty clever. If he also says he will not make cuts, suddenl;y the gilts market would look very interesting, would it not? There was an argument to say that the only reason we haven't yet had a gilts crisis is that investors assume that the tories will win the election AND that they will make "swingeing cuts" to the public sector. By coming out and saying what he has, he: a ) buys a lot of public sector workers' votes. b ) brings forward the gilts crisis so that it happens on Gordie's watch Genius :-) Edit: typo!
  6. Well, I wouldn't rule anything out - I just hope people don't start turning to the likes of the BNP :-/
  7. lol - I wondered about that - this is my first recession as an adult (I'd probably not have noticed these as a youngster in the 80's). Still, it really shocked me.
  8. Don't think so - there was definitely a space. and the 'sign' was on a piece of A4.
  9. I was paying a visit to some family in Brum over the weekend and already knew that the area had been arguably hit hardest by the recession (10% unemployment) but it really hit home when I saw a sign in a factory/warehouse window saying 'no jobs' in large letters. It was reminiscent of the sort of signs they had in the Great Depression. Things must be fairly desparate! :-( I also took in a footie game (West Brom vs Newcastle) whilst I was down there, and despite cut price tickets, attendance was the lowest I have ever seen on my numerous visits to the Hawthorns in recent years! Will be especially interesting to see what happens at the election, since B'ham and the Black Country is predominantly dyed-in-the-wool labour territory.
  10. Personally, I don't think he had a choice. I reckon he made it 'clear' that he was 'happy' to attend before the election assuming that it wouldn't happen. I think Sir John called his bluff lol I will love watching him squirm and rightly get tarred with the same brush as Tony Blair. It just keeps getting better lol Edit: Just to say that it'd be worth watching just to actually see Gordie give a straight answer to a question!!!
  11. Doh, my maths is dodgy (been a long day!) - 1.45% :-)
  12. http://www.moneymarketing.co.uk/1005361.article?cmpid=MME01&cmptype=newsletter Ouch! That's gotta hurt!!
  13. Nothing like a bit of hypocrisy: http://en.wikipedia.org/wiki/Alastair_Darling http://en.wikipedia.org/wiki/Tony_blair http://en.wikipedia.org/wiki/Harriet_Harman http://en.wikipedia.org/wiki/Ed_Balls http://en.wikipedia.org/wiki/Peter_Hain http://en.wikipedia.org/wiki/Tessa_Jowell
  14. In my opinion, house prices will remain flat until after the election, but once the tories are in, I reckon they'll abolish HIPs. Frankly, I think a lot of people that are sailing pretty close to the wind in terms of their finances and would perhaps like to sell up, but cannot afford a £400 outlay on a HIP. The whole house of cards looks as vulnerable as ever - but I do not feel there is anything (yet) that has sparked it off. But when this baby goes, I don't think there will be any stopping it next time. Personally, I think there will be some sharp rate increases in the near future, perhaps forced by a currency crisis at some point in 2010? I think that will be the trigger as those on SVR's/trackers suddenly find they simply can't afford their mortgages anymore... Also, I guess we shouldn't underestimate the impact of tax rises etc. after the election, whoever wins. Anecdotally, there seem to be an awful lot of adverts for lodgers at the moment!
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