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House Price Crash Forum


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About St.Ives

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    HPC Newbie
  1. They're at at it. This is from Santander: We’re reducing the interest rate on your account(s) As you may be aware, the Bank of England base rate has recently been reduced to 0.10%, which is the lowest base rate we’ve experienced to date. Given the challenging market environment in which we’re currently operating, we’ve had to carefully review the interest rates we pay on our savings accounts and want to let you know that we’re making changes to our variable rate accounts. The table below shows the current and new interest rates for each of your accounts, and the date on which the new rate will take effect. Account name Tier Current interest rate New interest rate Date changes effective from Everyday Saver £1+ 0.35% AER/ gross (variable) before 20 May 2020 0.01% AER/ gross (variable) 7 July 2020 0.20% AER/ gross (variable) from 20 May 2020 In line with our Terms and Conditions, we’re giving you two months’ notice for payment savings accounts and 14 days’ notice for non-payment savings accounts.
  2. Teen titans on the Gold Standard: Teen Titans. What is the Illuminati?
  3. https://news.sky.com/story/next-financial-crisis-has-begun-and-will-be-worse-than-2008-crash-economists-warn-11497433
  4. v) flood the west with 3rd world immigrants to create division and a convenient scapegoat for the problems caused by the above.
  5. Because I have two young kids including one who has just started school and need some stability. I have found this site http://www.landlordlawblog.co.uk/2015/07/08/recent-changes-to-letting-agents-fees/ which suggests: "There must not be any surcharges or hidden fees, and vague phrases such as ‘administration costs’ must not be used" The fee I am being asked for is listed as an "Administration Fee"
  6. Yes, we signed another 12 month AST.
  7. The bastards have finally realised I have not paid the last two renewal fees and want £180 off be for two emails!
  8. Why are there so few properties on the market? I can understand why there are no buyers but not why so few sellers?
  9. 1. 75%. Most of the tools available to prevent it have already been used. Public sentiment is turning against high prices and the tories know that renters do not vote for then. 2. Once interest rates start to rise. If will be quick and large. Expect 50% drops in the south of England. 3. No it will reinvigorate it, eventually.
  10. Plenty of drops and re listings in Huntington. Lots of rent reductions as well.
  11. So getting a large IO mortgage and investing the rest of of what the repayment mortgage would be in gold/stocks/ bitcoin/bank account makes sense?
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