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House Price Crash Forum

cakehead

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Everything posted by cakehead

  1. As someone who passed the 11 plus junior pub quiz, it was an absurd way of deciding who was worthy of social mobility. Children don't mature at the same age and financially disadvantaged parents often couldn't afford the uniforms. My own parents paid through the nose for an absurd set of house colours so the school could mimic C19th Rugby or Repton, with all the finely graded class distinctions the English are so good at. The mainstay of employment from grammar school, apart from the few who went to Oxbridge, was working in local government or the bank. In other words nice hand writing and a polite manner. Hardly the stuff of UK PLC.
  2. I don't understand the bull / bear thing. I'm a neither based on having no idea what will happen, not on what I think should happen - which is house prices should be cheaper. Politics is about maintaining the status quo (i.e. votes) so market sentiment (economics in a fancy hat) has to be greater than market inertia to swing events. I don't see the engine for such a change, which doesn't mean it can't or shouldn't take place. There should probably be a fourth category - hopeful cynic. How about (cash) cow?
  3. Not sure if I've understood your point but I doubt whether universities will opt for lower fees. The only institution that did when fees were introduced (Leeds Met IIRC) found it financially catastrophic. FE colleges may introduce two-year degrees but if you were going to take on debt as a student I think you'd be more inclined to go for excellence than penny pinch and I reckon that's the way universities will go - high fees with superlative accommodation, facilities and staffing.
  4. I've always believed the turnover in houses to be based largely on novelty. Thirty years+ ago children shared a bedroom and parents had lifestyles that fit their accommodation. Their first house was often their only house. Low sales volumes may be the first step to weaning everyone off the home as a trading commodity. The ladder of aspiration is a marketing invention, like 'entry level' products and 'starter homes'.
  5. Subjects the students are familiar with and talented at might well be completed in two years. Teaching universities (AKA former Polys) deal in skill sets the student may never have come across before, as well as back-filling many that were missing when they arrived. Think of apprenticeships which took five years and a three year degree looks like a dash. As for Oxbridge graduates helping the exchequer - they usually are the exchequer.
  6. There's no pressure for people to buy or sell. Perhaps we're seeing an end to a mass housing market and the beginning of a new era?
  7. The housing equation will be balanced when long term renting once again offers financial advantages over ownership as it did until about 1980. Before then ownership only paid off once the mortgage finished. The problem currently is there are too many would-be buyers which never allows the market to reach realistic levels. While ever that situation obtains price falls will be limited in price and duration as the next generation gambles on entering the market because long term the alternatives don't add up. That's why a crash in the sense of across the board gross reductions in house prices with nationally stable finances is an impossibility.
  8. We may be a shadow of our former selves, but the British are still world moaning champions. The national default position is hot under the collar.
  9. Can't stand rooms that have been knocked through. 'We get more light' they say. Yeah good job, cos you live in a tunnel.
  10. A lovely property and approaching its 'proper' value to someone with that sort of cash. I could never work out where EAs got their figures from on prestige properties at the peak of the market. Even assuming local old money, premier league footballers, merchant bankers and what have you, three million quid is an absurd figure for a converted workshop, lovely though its position is. Totally out of kilter with all but mineral oligarchs with a cream tea habit. Knock it down another couple of hundred and I'd be very tempted myself.
  11. I love technology. Cassette decks, film cameras, nice old 3 chip video available for buttons, a car in showroom condition with 17k on the clock for 3 grand off ebay. One indulgence was a Zoom H2 to digitise sound for the nice old gear. I need those early adopters to buy stuff for me, don't knock them.
  12. My old boss insisted work was open even though I lived 28 miles away in the eye of a snowstorm that brought down pylons and killed two men from exposure. The snow was higher than the car roofs. I set off and when I arrived 4 hours later she said thank you, work has just closed. Last I heard of her she'd lost her job and the plot and was walking the streets in her underwear. So much for hard **** management.
  13. Here's another one: http://www.youtube.com/watch?v=ymz6D8eFeUg However when one railwayman was asked if that's how it worked it said, "is it chuff. We'd have waited for the snow to melt." I suppose it depends on how important the line was.
  14. I almost succumbed to the temptation to buy a television last week. Then I thought, if you want to pump shit into the house why not just remove the U-bend?
  15. I have little affinity with the pan-european project while understanding the conditions that gave rise to it, namely the continued wars that dogged the region for so long. As an internationalist I find arbitrary territorial carve ups and trade barriers objectionable. The identification of Sinn Fein with Nazi Germany is pure mischief making, though both were formed out of violent struggle. I've never trusted any party or individual who seeks power by scare mongering. If the EU dies it will be by economic starvation and the far right will no doubt attempt to fill the vacuum they leave.
  16. The only similarity is Labour and the BNP draw much of their support from working class voters. However outright election wins for the conservatives require a mobilisation of the same vote. It's old news that far left and far right share much in common. Those living in the most volatile conditions are often the ones least able to respond to them and the most likely to pursue quick fixes unquestioningly.
  17. I've always been wishy washy on PR and its familiars, every vote should count and all that. Seeing how the Libs have piggy-backed the Conservatives without so much as tweak on the reins I've swung firmly to first past the post. If ever there was a situation designed to show the worst of smoke and mirrors deal brokering that leaves the status quo unchallenged, this parliament is it.
  18. What's amused/infuriated most observers is the extent to which the Libdems have capitulated on any issue involving finance. Their's isn't a phased withdrawal from a position having looked at the books, but a complete 180 on a matter of conviction and principle from day one. The Tories must be laughing themselves stupid that one coalition partner gets everything it wants and the other gets to pretend to be in power. Like have a free chauffeur and telling them they're lucky to drive a nice car all day. I've always thought the liberals were a rum lot after their local election monkey business, now they're proving they haven't a single policy they consider inviolable, they're flotsam on the tide of events. Still, it should mark a return to two party politics in the near future.
  19. West Yorks, Pennine hills. We had a foot of snow the night before last and there's a blizzard as I look out the window. The gritters have given up. When I've done this morning's work I'll take a rucksack for an hour's walk to the shops.
  20. Though she does come across as slightly ditsy, you're all being rather hard on her. She wants, as generations of young people have before her, to hang out near the bright lights on a budget. It was always difficult, now its impossible. People come to London to find better work which means surviving until you achieve it. That roughing it period has now become a permanent scenario. I'd get out sharpish and use her ingenuity to better effect than permanent liverbird status. Or hang around city winebars and hope you meet a nice banker.
  21. We're completely snowed in, no chance of getting to work, shops, or anywhere else. The world doesn't stop - yet. It also shows the error of those who believe a national holiday for a royal wedding is an economic disaster. If we get another month of the white stuff, that will be an economic disaster.
  22. So Scandinavian countries are the playthings of despots and gangsters? They regularly return socialist and social democratic governments and their inhabitants enjoy a higher standard of living than the UK.
  23. This country has been going down the pan a lot longer than 13 years. I've never known a period of economic stability in my working life. I left school in the mid-70s as industrial production was grinding to as halt, left university in '81 when work was extremely thin on the ground and watched the country divide itself for the rest of the decade between loadsamoney spivery and a post industrial wasteland. Although my politics are firmly left leaning of the John Smith and Michael Foot variety I have absolutely no faith in politics as a transformative force. The most a government can do is not break anything or bring too many young men back in body bags. The idea that if the public votes a certain way everything will be all right is patent nonsense. Every party leader except those promoting authoritarian dictatorship knows the room for financial manoeuvre is limited and to pretend otherwise is a lie. Anyone who can't move further than a Pavlovian 'Nu-Liebour' or 'Kinnockio' as a critique of a three times democratically elected government has a low opinion of their fellow voter and democracy.
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