Jump to content
House Price Crash Forum


  • Content Count

  • Joined

  • Last visited

About Swissnic

  • Rank
    HPC Poster

Contact Methods

  • Website URL
  • ICQ

Profile Information

  • Location
  1. Just curious if this would get any support? http://epetitions.direct.gov.uk/petitions/13151
  2. This, actually, is the only long term solution which could work... Currently, we use and abuse the world resources to make the cheapest product which has a built-in obsolesence and sell it for the highest price... Then, when it breaks down and its gets thrown away, we can make and sell another... uteer waste of our finite natural resources... Surely, in a sane world, we would make the best possible product with these finite resources, and aim for it to last the longest amount of time? Well, to do that, we would need to scrap the idea of money and ownership. The world government would own/control everything, and resources would be properly managed. Everyone would be equal, and have access to the same products when they needed them. This would remove the coverting nature of the lower classes, and the stuck-up attitude of the uber-rich... True euqality would erradicate crime, and lead to a very harmonious society... Never gonna happen though - is it?
  3. Would love to know how you propose to do this... I am a contractor - and as such, I have a CONTRACT! This contract specifies my remuneration, and cannot be changed without a renogiation and agreement of both parties. I will not agree to a 50% salary reduction, which leaves you two options - either don't renew my contract at the end of the term and loose a skilled worker which you won't be able to replace on 1/2 the salary i am paid, OR continue paying me.
  4. In an effort to bring this thread back on topic, it is interesting that a Rental Contract is there to remove as many rights as possible from the renter. And in the UK, we have very little rights as it is... In Switzerland, there is a huge amount of legislation protecting the Tenant, and the rental contract is a standard one issued by the state. Everyone has the same rights, and the landlord knows it's obligations. The tax implications for owners have been discussed here previously, and it is this which prevents the amateur landlords running a business. In the UK, we need to overhaul the legislation regarding renting, which would have many advantages over the current system. Maybe improving the way landlords operate, we could get over this stigma of renting... I, myself, have always rented - mainly due to living in Zurich from 2001 to 2006 and missing the house price explosion. I straight-out refused to buy when I renturned to blighty with a pot of swiss gold because it was obvious (to me) even back then that the market was being built of very shakey foundations... Hopefully, we can put aside ths last few pages of petty squabbles, and get back to discussing the advantages and disadvantages of the swiss system vs. UK? Cheers, Nic.
  5. Of course you can get St. Galler KalbsBratswurst mit Buerlli und Senf in Switzerland... How silly to think that the EU masters have banned them - they're delicious!!!!
  6. Queeny : "You know, I was beginning to think that damned Scot was never going to leave!"
  7. As 80% of the Tax burden is borne by 20% of the population - you cannot afford to "pay your share" unless you want to give up all your free benefits... Instead of whinging about how much the successful earn (and taking for granted the tax they pay), why don't you concentrate on how YOU can be more productive and contribute to society! Here's a nice little anology I'm sure has been posted many times: 10 men decided to have a business lunch once a week. They always met in the same restaurant and the bill was always, $100.00, for all 10 men. If each man was responsible for his share of the bill, each would pay $10.00. The men decided to divide the bill based upon their ability to pay, inspired by the government's progressive approach to collecting income taxes. The formula they eventually agreed upon included the following payment arrangement. Man #1, #2, #3, and #4 paid nothing. Man #5 paid $1. Man #6 paid $3. Man #7 paid $7. Man #8 paid $12. Man #9 paid $18. Man #10 paid $59. After a number of weeks of the 10 men reliably frequenting his establishment, the owner of the restaurant decided they deserved a discount. He offered to reduce the total cost of the men's lunch by $20. This created a bit of a problem among the gentlemen, because the four men who paid nothing felt cheated that they were not sharing in the windfall. The others complained that if the $20 were to be distributed proportionally based upon the amount each paid each week, Man #10 would receive over half of the total discount amount. So the restaurant owner proposed this solution: Man #1, #2, #3, and #4 still paid nothing. They were unhappy at being excluded from the benefits of the reduction, but a discount from zero is still, in fact, zero. Man #5 now also paid nothing. His contribution went from $1 to $0, so he received a 100% discount. Man #6 now paid $2, receiving a 33% discount. Man #7 now paid $5, receiving a 28% discount. Man #8 now paid $9, receiving a 25% discount. Man #9 now paid $14, receiving a 22% discount. Man #10 now paid $50, receiving a 15% discount. So they completed their meal and left the restaurant. Once outside, an argument ensued. Men #1 through #4 were displeased that everyone else received a benefit except them. Man #5 was upset that he only got $1, while Man #10 got $9. Likewise Man #6. So these men beat up Man #10, took his money and left him bleeding on the sidewalk. The men returned to the restaurant the following week for lunch, but of course Man #10 was a no-show. So when the bill arrived, the remaining men discovered they couldn't afford to pay even half the bill.
  8. Im on contract with 7 days notice. Got an email 3 months ago "This is notice that your contract is being terminated. A new contract will be offered to you if you accept a 10% pay cut". I bent over, dropped the jeans and took it.
  9. Ha ha. A couple of years ago, I was very happy with the Portman Building Society. Then Nationwide came along and gobbled them up, and customer service went through the floor. After a couple of visits to the newly rebranded Nationwide, I was unable to do any of my regular banking processes without filling out 27 forms, and waiting several weeks and being interviewed by several YTS employees... This got to me, and I decided to leave. A wasted discussion with the manager didnt deter me, and so I said I wanted to empty my 2 savings accounts. They said they couldn't close the accounts without a few months notice, but could give me everything leaving a penny balance in the account. I said fine, and told them to keep the account books and close them in 3 months time. 3 months later, I receive a letter from Nationwide saying my account books had been found in store, and they retunred them to me by post! So now I still have 2 savings account with Nationwide with a Penny in each! The manager has avoided me showing up on the monthly report, and to get rid of this blasted company, I still have to give 3 months notice (or whatever it was) on the accounts.... ARRRGGHHHHHHHH!!!!
  10. I did a few searches looking for it - nothing came up... Third time lucky? :-P
  11. Looking forward to reading Jeremy Clarkson's column in the Sunday Times? You won't get a chance to now because they pulled it after the lefties sniffled. Moderately insulting to a broad range of countries it is true but what was anyone expecting in an article by Clarkson? "Get me a rope before Mandelson wipes us all out", Jeremy Clarkson for the Sunday Times I've given the matter a great deal of thought all week, and I'm afraid I've decided that it's no good putting Peter Mandelson in a prison. I'm afraid he will have to be tied to the front of a van and driven round the country until he isn't alive any more. He announced last week that middle-class children will simply not be allowed into the country's top universities even if they have 4,000 A-levels, because all the places will be taken by Albanians and guillemots and whatever other stupid bandwagon the conniving idiot has leapt I hate Peter Mandelson. I hate his fondness for extremely pale blue jeans and I hate that preposterous moustache he used to sport in the days when he didn't bother trying to cover up his left-wing fanaticism. I hate the way he quite literally lords it over us even though he's resigned in disgrace twice, and now holds an important decision-making job for which he was not elected. Mostly, though, I hate him because his one-man war on the bright and the witty and the successful means that half my friends now seem to be taking leave of their senses. There's talk of emigration in the air. It's everywhere I go. Parties. Work. In the supermarket. My daughter is working herself half to death to get good grades at GSCE and can't see the point because she won't be going to university, because she doesn't have a beak or flippers or a qualification in washing windscreens at the lights. She wonders, often, why we don't live in America. Then you have the chaps and chapesses who can't stand the constant raids on their wallets and their privacy. They can't understand why they are taxed at 50% on their income and then taxed again for driving into the nation's capital. They can't understand what happened to the hunt for the weapons of mass destruction. They can't understand anything. They see the Highway Wombles in those brand new 4x4s that they paid for, and they see the M4 bus lane and they see the speed cameras and the community support officers and they see the Albanians stealing their wheelbarrows and nothing can be done because it's racist. And they see Alistair Darling handing over £4,350 of their money to not sort out the banking crisis that he doesn't understand because he's a small-town solicitor, and they see the stupid war on drugs and the war on drink and the war on smoking and the war on hunting and the war on fun and the war on scientists and the obsession with the climate and the price of train fares soaring past £1,000 and the Guardian power-brokers getting uppity about one shot baboon and not uppity at all about all the dead soldiers in Afghanistan, and how they got rid of Blair only to find the lying twerp is now going to come back even more powerful than ever, and they think, "I've had enough of this. I'm off." It's a lovely idea, to get out of this stupid, Fairtrade, Brown-stained, Mandelson-skewed, equal-opportunities, multicultural, carbon-neutral, trendily left, regionally assembled, big-government, trilingual, mosque-drenched, all-the-pigs-are-equal, property-is-theft hellhole and set up shop somewhere else. But where? You can't go to France because you need to complete 17 forms in triplicate every time you want to build a greenhouse, and you can't go to Switzerland because you will be reported to your neighbours by the police and subsequently shot in the head if you don't sweep your lawn properly, and you can't go to Italy because you'll soon tire of waking up in the morning to find a horse's head in your bed because you forgot to give a man called Don a bundle of used notes for "organising" a plumber. You can't go to Australia because it's full of things that will eat you, you can't go to New Zealand because they don't accept anyone who is more than 40 and you can't go to Monte Carlo because they don't accept anyone who has less than 40 mill. And you can't go to Spain because you're not called Del and you weren't involved in the Walthamstow blag. And you can't go to Germany ... because you just can't. The Caribbean sounds tempting, but there is no work, which means that one day, whether you like it or not, you'll end up like all the other expats, with a nose like a burst beetroot, wondering if it's okay to have a small sharpener at 10 in the morning. And, as I keep explaining to my daughter, we can't go to America because if you catch a cold over there, the health system is designed in such a way that you end up without a house. Or dead. Canada's full of people pretending to be French, South Africa's too risky, Russia's worse and everywhere else is too full of snow, too full of flies or too full of people who want to cut your head off on the internet. So you can dream all you like about upping sticks and moving to a country that doesn't help itself to half of everything you earn and then spend the money it gets on bus lanes and advertisements about the dangers of salt. But wherever you go you'll wind up an alcoholic or dead or bored or in a cellar, in an orange jumpsuit, gently wetting yourself on the web. All of these things are worse than being persecuted for eating a sandwich at the wheel. I see no reason to be miserable. Yes, Britain now is worse than it's been for decades, but the lunatics who've made it so ghastly are on their way out. Soon, they will be back in Hackney with their South African nuclear-free peace polenta. And instead the show will be run by a bloke whose dad has a wallpaper shop and possibly, terrifyingly, a twerp in Belgium whose fruitless game of hunt-the-WMD has netted him £15m on the lecture circuit. So actually I do see a reason to be miserable. Which is why I think it's a good idea to tie Peter Mandelson to a van. Such an act would be cruel and barbaric and inhuman. But it would at least cheer everyone up a bit in the meantime.
  12. Good point!!! Let's rephrase for your benefit: "Yes - let's blame the lazy benefit scrounging scum who can't be bothered to get off their collective arses and find some gainful employment, and who depend on weak socialist government to provide their fags and sky TV at the expense of hard working people"
  13. When my earnings went over 100k, I formed a limited company and got a very good accountant. Now, my tax liability is somewhere around 18-22% in total. This 50% tax is just a show by the government trying to please "old labour"... In reality, how many big earners are actually going to pay this?
  14. Ummmm - don't you mean German? French has only had a recent influence on our language, but the origins are firmly Deutsche! Ps. I totally agree with the rest of your points though! England is and has been for thousands of years, a multi-cultural melting pot and thats the way it should remain! Wikipedia on History of English Language
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.